Yuanbao Inc. American Depositary Shares - Asset Resilience Ratio
Yuanbao Inc. American Depositary Shares (YB) has an Asset Resilience Ratio of 75.19% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Yuanbao Inc. American Depositary Shares debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2024)
This chart shows how Yuanbao Inc. American Depositary Shares's Asset Resilience Ratio has changed over time. See Yuanbao Inc. American Depositary Shares book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Yuanbao Inc. American Depositary Shares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see YB stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.21 Billion | 75.19% |
| Total Liquid Assets | $3.21 Billion | 75.19% |
Asset Resilience Insights
- Very High Liquidity: Yuanbao Inc. American Depositary Shares maintains exceptional liquid asset reserves at 75.19% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Yuanbao Inc. American Depositary Shares Industry Peers by Asset Resilience Ratio
Compare Yuanbao Inc. American Depositary Shares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Salesforce.com Inc
NYSE:CRM |
Software - Application | 1.99% |
|
PTC Inc
NASDAQ:PTC |
Software - Application | 1.97% |
|
Xero Ltd
AU:XRO |
Software - Application | 18.62% |
|
Geovis Technology Co Ltd
SHG:688568 |
Software - Application | 0.24% |
|
YGSOFT Inc
SHE:002063 |
Software - Application | 2.96% |
|
Beijing eGOVA
SHE:300075 |
Software - Application | 14.75% |
|
Fujian Foxit Software Development Joint Stock Co Ltd
SHG:688095 |
Software - Application | 23.13% |
|
Beijing Join-Cheer Software Co Ltd
SHE:002279 |
Software - Application | 16.29% |
Annual Asset Resilience Ratio for Yuanbao Inc. American Depositary Shares (2021–2024)
The table below shows the annual Asset Resilience Ratio data for Yuanbao Inc. American Depositary Shares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 14.97% | $416.22 Million | $2.78 Billion | -2.24pp |
| 2023-12-31 | 17.22% | $261.82 Million | $1.52 Billion | -7.65pp |
| 2022-12-31 | 24.87% | $267.82 Million | $1.08 Billion | +18.73pp |
| 2021-12-31 | 6.13% | $48.47 Million | $790.33 Million | -- |
About Yuanbao Inc. American Depositary Shares
Yuanbao Inc., through its subsidiaries, provides online insurance distribution and services in the People's Republic of China. The company offers medical, critical illness, life, and other insurance products. It also provides system services, including precise marketing, analytics, and other system services. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Repub… Read more