Yuanbao Inc. American Depositary Shares - Asset Resilience Ratio
Yuanbao Inc. American Depositary Shares (YB) has an Asset Resilience Ratio of 66.65% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Yuanbao Inc. American Depositary Shares to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Yuanbao Inc. American Depositary Shares's Asset Resilience Ratio has changed over time. See Yuanbao Inc. American Depositary Shares (YB) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Yuanbao Inc. American Depositary Shares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see YB stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.10 Billion | 66.65% |
| Total Liquid Assets | $3.10 Billion | 66.65% |
Asset Resilience Insights
- Very High Liquidity: Yuanbao Inc. American Depositary Shares maintains exceptional liquid asset reserves at 66.65% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Yuanbao Inc. American Depositary Shares Industry Peers by Asset Resilience Ratio
Compare Yuanbao Inc. American Depositary Shares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shenzhen Intellifusion Technologies Co. Ltd. A
SHG:688343 |
Software - Application | 21.19% |
|
Navan, Inc. Class A Common Stock
NASDAQ:NAVN |
Software - Application | 9.19% |
|
Fujian Newland Computer Co Ltd
SHE:000997 |
Software - Application | 12.89% |
|
Navinfo Co Ltd
SHE:002405 |
Software - Application | 1.84% |
|
Anhui Wantong Technology Co Ltd
SHE:002331 |
Software - Application | 3.70% |
|
Shandong Shanda Oumasoft CO.LTD.
SHE:301185 |
Software - Application | 17.79% |
|
Hunan Copote Science Technology Co Ltd
SHG:600476 |
Software - Application | 3.55% |
|
Streamwide
PA:ALSTW |
Software - Application | 19.05% |
Annual Asset Resilience Ratio for Yuanbao Inc. American Depositary Shares (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Yuanbao Inc. American Depositary Shares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 66.65% | $3.10 Billion | $4.66 Billion | +51.67pp |
| 2024-12-31 | 14.97% | $416.22 Million | $2.78 Billion | -2.24pp |
| 2023-12-31 | 17.22% | $261.82 Million | $1.52 Billion | -7.65pp |
| 2022-12-31 | 24.87% | $267.82 Million | $1.08 Billion | +18.73pp |
| 2021-12-31 | 6.13% | $48.47 Million | $790.33 Million | -- |
About Yuanbao Inc. American Depositary Shares
Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Republic of China.