Aptus Value Housing Finance India Limited - Asset Resilience Ratio

Latest as of December 2025: 3.95%

Aptus Value Housing Finance India Limited (APTUS) has an Asset Resilience Ratio of 3.95% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Aptus Value Housing Finance India Limite for a breakdown of total debt and financial obligations.

Liquid Assets

Rs4.90 Billion

≈ $52.99 Million USD Cash + Short-term Investments

Total Assets

Rs123.96 Billion

≈ $1.34 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2018–2025)

This chart shows how Aptus Value Housing Finance India Limited's Asset Resilience Ratio has changed over time. See APTUS total equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Aptus Value Housing Finance India Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Aptus Value Housing Finance India Limite (APTUS) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs4.90 Billion	3.95%
Total Liquid Assets	Rs4.90 Billion	3.95%

Asset Resilience Insights

Limited Liquidity: Aptus Value Housing Finance India Limited maintains only 3.95% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Aptus Value Housing Finance India Limited Industry Peers by Asset Resilience Ratio

Compare Aptus Value Housing Finance India Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bajaj Housing Finance NSE:BAJAJHFL	Mortgage Finance	0.00%
Timbercreek Financial Corp TO:TF	Mortgage Finance	0.38%
Investeringsselskabet Luxor A/S CO:LUXOR-B	Mortgage Finance	-3.26%
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.05%
N1 Holdings Ltd AU:N1H	Mortgage Finance	20.92%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
MCAN Mortgage Corporation TO:MKP	Mortgage Finance	0.84%

Annual Asset Resilience Ratio for Aptus Value Housing Finance India Limited (2018–2025)

The table below shows the annual Asset Resilience Ratio data for Aptus Value Housing Finance India Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	1.52%	Rs1.70 Billion ≈ $18.43 Million	Rs112.43 Billion ≈ $1.22 Billion	+1.34pp
2024-03-31	0.18%	Rs161.09 Million ≈ $1.74 Million	Rs90.05 Billion ≈ $973.81 Million	+0.36pp
2023-03-31	-0.18%	Rs-132.22 Million ≈ $-1.43 Million	Rs71.76 Billion ≈ $776.07 Million	+0.50pp
2022-03-31	-0.68%	Rs-387.92 Million ≈ $-4.20 Million	Rs56.84 Billion ≈ $614.71 Million	-0.47pp
2021-03-31	-0.21%	Rs-96.14 Million ≈ $-1.04 Million	Rs45.20 Billion ≈ $488.84 Million	+2.88pp
2020-03-31	-3.09%	Rs-1.16 Billion ≈ $-12.52 Million	Rs37.47 Billion ≈ $405.19 Million	-2.98pp
2019-03-31	-0.11%	Rs-26.41 Million ≈ $-285.59K	Rs23.28 Billion ≈ $251.73 Million	-3.22pp
2018-03-31	3.11%	Rs449.27 Million ≈ $4.86 Million	Rs14.45 Billion ≈ $156.31 Million	--

pp = percentage points

About Aptus Value Housing Finance India Limited

NSE:APTUS India Mortgage Finance

Market Cap

$1.41 Billion

Rs130.26 Billion INR

Market Cap Rank

#7631 Global

#355 in India

Share Price

Rs260.14

Change (1 day)

-1.77%

52-Week Range

Rs194.57 - Rs359.40

All Time High

Rs387.19