Baid Finserv Limited - Asset Resilience Ratio

Latest as of September 2025: 0.37%

Baid Finserv Limited (BAIDFIN) has an Asset Resilience Ratio of 0.37% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs18.05 Million

≈ $195.24K USD Cash + Short-term Investments

Total Assets

Rs4.86 Billion

≈ $52.52 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2025)

This chart shows how Baid Finserv Limited's Asset Resilience Ratio has changed over time. See Baid Finserv Limited free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

Liquid Assets Composition Over Time

This chart breaks down Baid Finserv Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BAIDFIN stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs18.05 Million	0.37%
Total Liquid Assets	Rs18.05 Million	0.37%

Asset Resilience Insights

Limited Liquidity: Baid Finserv Limited maintains only 0.37% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Baid Finserv Limited Industry Peers by Asset Resilience Ratio

Compare Baid Finserv Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hotai Finance Corp TW:6592	Credit Services	1.50%
Krungthai Card PCL BK:KTC	Credit Services	92.33%
Plenti Group Ltd AU:PLT	Credit Services	0.07%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Moneyme Ltd AU:MME	Credit Services	1.75%
Butn Ltd AU:BTN	Credit Services	3.72%
DCM Financial Services Limited NSE:DCMFINSERV	Credit Services	23.68%
creditshelf Aktiengesellschaft F:CSQ	Credit Services	0.62%

Annual Asset Resilience Ratio for Baid Finserv Limited (2015–2025)

The table below shows the annual Asset Resilience Ratio data for Baid Finserv Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	0.88%	Rs40.00 Million ≈ $432.61K	Rs4.54 Billion ≈ $49.10 Million	+0.05pp
2024-03-31	0.83%	Rs35.21 Million ≈ $380.78K	Rs4.26 Billion ≈ $46.08 Million	-1.71pp
2023-03-31	2.54%	Rs86.53 Million ≈ $935.74K	Rs3.41 Billion ≈ $36.89 Million	+0.25pp
2022-03-31	2.28%	Rs72.58 Million ≈ $784.91K	Rs3.18 Billion ≈ $34.37 Million	-0.36pp
2021-03-31	2.64%	Rs83.67 Million ≈ $904.87K	Rs3.16 Billion ≈ $34.23 Million	-0.30pp
2020-03-31	2.94%	Rs100.28 Million ≈ $1.08 Million	Rs3.41 Billion ≈ $36.83 Million	-1.25pp
2018-03-31	4.20%	Rs114.12 Million ≈ $1.23 Million	Rs2.72 Billion ≈ $29.42 Million	+4.20pp
2016-03-31	0.00%	Rs-7.13K ≈ $-77.14	Rs1.05 Billion ≈ $11.34 Million	+16.68pp
2015-03-31	-16.69%	Rs-107.50 Million ≈ $-1.16 Million	Rs644.31 Million ≈ $6.97 Million	--

pp = percentage points

About Baid Finserv Limited

NSE:BAIDFIN India Credit Services

Market Cap

$16.50 Million

Rs1.53 Billion INR

Market Cap Rank

#25702 Global

#1413 in India

Share Price

Rs9.85

Change (1 day)

-2.57%

52-Week Range

Rs9.10 - Rs13.07

All Time High

Rs44.43