Banco Products (I) Limited - Asset Resilience Ratio

Latest as of September 2025: 6.45%

Banco Products (I) Limited (BANCOINDIA) has an Asset Resilience Ratio of 6.45% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs1.98 Billion
≈ $21.46 Million USD Cash + Short-term Investments

Total Assets

Rs30.78 Billion
≈ $332.83 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how Banco Products (I) Limited's Asset Resilience Ratio has changed over time. Check BANCOINDIA PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Banco Products (I) Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Banco Products (I) Limited market cap and net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs1.12 Billion 3.65%
Short-term Investments Rs859.40 Million 2.79%
Total Liquid Assets Rs1.98 Billion 6.45%

Asset Resilience Insights

  • Limited Liquidity: Banco Products (I) Limited maintains only 6.45% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Banco Products (I) Limited Industry Peers by Asset Resilience Ratio

Compare Banco Products (I) Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Hankook Tire Co.
KO:161390
Auto Parts 1.34%
Multistrada Arah Sarana Tbk
JK:MASA
Auto Parts 14.71%
Huada Automotive Tech Corp Ltd
SHG:603358
Auto Parts 0.04%
Tianrun Crankshaft Co Ltd
SHE:002283
Auto Parts 0.67%
Kuangda Technology Group Co Ltd
SHE:002516
Auto Parts 19.18%
Zhejiang Changhua Auto Parts Co Ltd
SHG:605018
Auto Parts 5.22%
Rayhoo Motor Dies Co Ltd
SHE:002997
Auto Parts 2.77%
Zhejiang Dehong Automotive
SHG:603701
Auto Parts 0.65%

Annual Asset Resilience Ratio for Banco Products (I) Limited (2006–2025)

The table below shows the annual Asset Resilience Ratio data for Banco Products (I) Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 1.34% Rs381.00 Million
≈ $4.12 Million
Rs28.46 Billion
≈ $307.82 Million
-0.86pp
2024-03-31 2.20% Rs445.68 Million
≈ $4.82 Million
Rs20.27 Billion
≈ $219.27 Million
+1.57pp
2023-03-31 0.63% Rs118.60 Million
≈ $1.28 Million
Rs18.84 Billion
≈ $203.71 Million
-3.61pp
2022-03-31 4.24% Rs649.91 Million
≈ $7.03 Million
Rs15.32 Billion
≈ $165.66 Million
-4.40pp
2021-03-31 8.65% Rs1.05 Billion
≈ $11.36 Million
Rs12.15 Billion
≈ $131.42 Million
+4.33pp
2020-03-31 4.31% Rs480.24 Million
≈ $5.19 Million
Rs11.13 Billion
≈ $120.41 Million
-9.51pp
2019-03-31 13.83% Rs1.68 Billion
≈ $18.16 Million
Rs12.14 Billion
≈ $131.33 Million
+3.33pp
2018-03-31 10.50% Rs1.28 Billion
≈ $13.89 Million
Rs12.23 Billion
≈ $132.30 Million
-2.28pp
2017-03-31 12.78% Rs1.27 Billion
≈ $13.74 Million
Rs9.94 Billion
≈ $107.53 Million
+12.75pp
2016-03-31 0.03% Rs3.33 Million
≈ $36.01K
Rs9.63 Billion
≈ $104.10 Million
-0.01pp
2015-03-31 0.04% Rs3.66 Million
≈ $39.58K
Rs8.22 Billion
≈ $88.89 Million
+0.01pp
2014-03-31 0.04% Rs3.33 Million
≈ $35.96K
Rs9.46 Billion
≈ $102.33 Million
-0.06pp
2013-03-31 0.10% Rs8.54 Million
≈ $92.32K
Rs8.58 Billion
≈ $92.76 Million
-0.19pp
2012-03-31 0.29% Rs20.86 Million
≈ $225.63K
Rs7.25 Billion
≈ $78.37 Million
+0.28pp
2006-03-31 0.01% Rs117.00K
≈ $1.27K
Rs1.38 Billion
≈ $14.93 Million
--
pp = percentage points

About Banco Products (I) Limited

NSE:BANCOINDIA India Auto Parts
Market Cap
$1.02 Billion
Rs94.08 Billion INR
Market Cap Rank
#8731 Global
#441 in India
Share Price
Rs657.75
Change (1 day)
+3.22%
52-Week Range
Rs504.35 - Rs875.05
All Time High
Rs1157.00
About

Banco Products (India) Limited, together with its subsidiaries, engages in the manufacture and sale of heat exchangers/cooling systems in India and internationally. The company offers engine cooling systems, such as radiators, charge air coolers, oil coolers, transmission and hydraulic type, condensers, fuel coolers, battery coolers, inverter coolers configurations and accessories, expansion tank… Read more