Banco Products (I) Limited - Asset Resilience Ratio
Banco Products (I) Limited (BANCOINDIA) has an Asset Resilience Ratio of 6.45% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BANCOINDIA working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how Banco Products (I) Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Banco Products (I) Limited (BANCOINDIA) total assets.
Liquid Assets Composition Over Time
This chart breaks down Banco Products (I) Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Banco Products (I) Limited long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs1.12 Billion | 3.65% |
| Short-term Investments | Rs859.40 Million | 2.79% |
| Total Liquid Assets | Rs1.98 Billion | 6.45% |
Asset Resilience Insights
- Limited Liquidity: Banco Products (I) Limited maintains only 6.45% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Banco Products (I) Limited Industry Peers by Asset Resilience Ratio
Compare Banco Products (I) Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hunan Oil Pump
SHG:603319 |
Auto Parts | 0.25% |
|
Shanghai Baolong Automotive Corp
SHG:603197 |
Auto Parts | 7.85% |
|
Balkrishna Industries Limited
NSE:BALKRISIND |
Auto Parts | 8.16% |
|
Jiangsu Xinquan Automotive Trim Co Ltd
SHG:603179 |
Auto Parts | 0.82% |
|
Jiangyin Haida Rubber and Plastic Co Ltd Class A
SHE:300320 |
Auto Parts | 3.44% |
|
Shanghai Yanpu Metal Products Co Ltd
SHG:605128 |
Auto Parts | 4.62% |
|
Ningbo Fangzheng Automobile Mould Co.Ltd.
SHE:300998 |
Auto Parts | 1.49% |
|
Thai Stanley Electric Public Company Limited
BK:STANLY |
Auto Parts | 32.23% |
Annual Asset Resilience Ratio for Banco Products (I) Limited (2006–2025)
The table below shows the annual Asset Resilience Ratio data for Banco Products (I) Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 1.34% | Rs381.00 Million ≈ $4.12 Million |
Rs28.46 Billion ≈ $307.82 Million |
-0.86pp |
| 2024-03-31 | 2.20% | Rs445.68 Million ≈ $4.82 Million |
Rs20.27 Billion ≈ $219.27 Million |
+1.57pp |
| 2023-03-31 | 0.63% | Rs118.60 Million ≈ $1.28 Million |
Rs18.84 Billion ≈ $203.71 Million |
-3.61pp |
| 2022-03-31 | 4.24% | Rs649.91 Million ≈ $7.03 Million |
Rs15.32 Billion ≈ $165.66 Million |
-4.40pp |
| 2021-03-31 | 8.65% | Rs1.05 Billion ≈ $11.36 Million |
Rs12.15 Billion ≈ $131.42 Million |
+4.33pp |
| 2020-03-31 | 4.31% | Rs480.24 Million ≈ $5.19 Million |
Rs11.13 Billion ≈ $120.41 Million |
-9.51pp |
| 2019-03-31 | 13.83% | Rs1.68 Billion ≈ $18.16 Million |
Rs12.14 Billion ≈ $131.33 Million |
+3.33pp |
| 2018-03-31 | 10.50% | Rs1.28 Billion ≈ $13.89 Million |
Rs12.23 Billion ≈ $132.30 Million |
-2.28pp |
| 2017-03-31 | 12.78% | Rs1.27 Billion ≈ $13.74 Million |
Rs9.94 Billion ≈ $107.53 Million |
+12.75pp |
| 2016-03-31 | 0.03% | Rs3.33 Million ≈ $36.01K |
Rs9.63 Billion ≈ $104.10 Million |
-0.01pp |
| 2015-03-31 | 0.04% | Rs3.66 Million ≈ $39.58K |
Rs8.22 Billion ≈ $88.89 Million |
+0.01pp |
| 2014-03-31 | 0.04% | Rs3.33 Million ≈ $35.96K |
Rs9.46 Billion ≈ $102.33 Million |
-0.06pp |
| 2013-03-31 | 0.10% | Rs8.54 Million ≈ $92.32K |
Rs8.58 Billion ≈ $92.76 Million |
-0.19pp |
| 2012-03-31 | 0.29% | Rs20.86 Million ≈ $225.63K |
Rs7.25 Billion ≈ $78.37 Million |
+0.28pp |
| 2006-03-31 | 0.01% | Rs117.00K ≈ $1.27K |
Rs1.38 Billion ≈ $14.93 Million |
-- |
About Banco Products (I) Limited
Banco Products (India) Limited, together with its subsidiaries, engages in the manufacture and sale of heat exchangers/cooling systems in India and internationally. The company offers engine cooling systems, such as radiators, charge air coolers, oil coolers, transmission and hydraulic type, condensers, fuel coolers, battery coolers, inverter coolers configurations and accessories, expansion tank… Read more