CREDITACCESS GRAMEEN LIMITED - Asset Resilience Ratio

Latest as of September 2025: 3.39%

CREDITACCESS GRAMEEN LIMITED (CREDITACC) has an Asset Resilience Ratio of 3.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CREDITACC current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs9.37 Billion

≈ $101.38 Million USD Cash + Short-term Investments

Total Assets

Rs276.79 Billion

≈ $2.99 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2025)

This chart shows how CREDITACCESS GRAMEEN LIMITED's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CREDITACCESS GRAMEEN LIMITED (CREDITACC) total assets.

Liquid Assets Composition Over Time

This chart breaks down CREDITACCESS GRAMEEN LIMITED's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of CREDITACCESS GRAMEEN LIMITED to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs9.37 Billion	3.39%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs9.37 Billion	3.39%

Asset Resilience Insights

Limited Liquidity: CREDITACCESS GRAMEEN LIMITED maintains only 3.39% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

CREDITACCESS GRAMEEN LIMITED Industry Peers by Asset Resilience Ratio

Compare CREDITACCESS GRAMEEN LIMITED's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Direct Finance TA TA:DIFI	Credit Services	0.01%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%
Mint Corp V:MIT	Credit Services	0.00%
Williamson Magor & Company Limited NSE:WILLAMAGOR	Credit Services	0.06%
Butn Ltd AU:BTN	Credit Services	3.72%

Annual Asset Resilience Ratio for CREDITACCESS GRAMEEN LIMITED (2013–2025)

The table below shows the annual Asset Resilience Ratio data for CREDITACCESS GRAMEEN LIMITED.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	7.55%	Rs20.99 Billion ≈ $226.98 Million	Rs278.02 Billion ≈ $3.01 Billion	-0.63pp
2024-03-31	8.18%	Rs23.60 Billion ≈ $255.22 Million	Rs288.46 Billion ≈ $3.12 Billion	-1.15pp
2023-03-31	9.34%	Rs20.41 Billion ≈ $220.68 Million	Rs218.58 Billion ≈ $2.36 Billion	+0.30pp
2022-03-31	9.04%	Rs15.72 Billion ≈ $169.98 Million	Rs173.95 Billion ≈ $1.88 Billion	-5.85pp
2021-03-31	14.88%	Rs22.41 Billion ≈ $242.40 Million	Rs150.59 Billion ≈ $1.63 Billion	+10.68pp
2020-03-31	4.20%	Rs5.29 Billion ≈ $57.21 Million	Rs125.90 Billion ≈ $1.36 Billion	-0.71pp
2019-03-31	4.91%	Rs3.61 Billion ≈ $39.06 Million	Rs73.57 Billion ≈ $795.67 Million	+35.43pp
2018-03-31	-30.52%	Rs-15.93 Billion ≈ $-172.24 Million	Rs52.18 Billion ≈ $564.34 Million	-19.38pp
2017-03-31	-11.14%	Rs-3.97 Billion ≈ $-42.95 Million	Rs35.64 Billion ≈ $385.44 Million	+17.68pp
2016-03-31	-28.82%	Rs-8.09 Billion ≈ $-87.52 Million	Rs28.08 Billion ≈ $303.67 Million	-31.10pp
2015-03-31	2.28%	Rs394.00 Million ≈ $4.26 Million	Rs17.27 Billion ≈ $186.75 Million	+21.35pp
2014-03-31	-19.07%	Rs-2.02 Billion ≈ $-21.82 Million	Rs10.58 Billion ≈ $114.43 Million	-19.12pp
2013-03-31	0.05%	Rs2.59 Million ≈ $28.01K	Rs5.43 Billion ≈ $58.77 Million	--

pp = percentage points

About CREDITACCESS GRAMEEN LIMITED

NSE:CREDITACC India Credit Services

Market Cap

$2.37 Billion

Rs219.44 Billion INR

Market Cap Rank

#5603 Global

#253 in India

Share Price

Rs1370.80

Change (1 day)

-3.23%

52-Week Range

Rs1134.90 - Rs1614.00

All Time High

Rs1749.93