CREDITACCESS GRAMEEN LIMITED - Asset Resilience Ratio
CREDITACCESS GRAMEEN LIMITED (CREDITACC) has an Asset Resilience Ratio of 3.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of CREDITACCESS GRAMEEN LIMITED for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how CREDITACCESS GRAMEEN LIMITED's Asset Resilience Ratio has changed over time. See CREDITACCESS GRAMEEN LIMITED (CREDITACC) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down CREDITACCESS GRAMEEN LIMITED's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of CREDITACCESS GRAMEEN LIMITED.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs9.37 Billion | 3.39% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs9.37 Billion | 3.39% |
Asset Resilience Insights
- Limited Liquidity: CREDITACCESS GRAMEEN LIMITED maintains only 3.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
CREDITACCESS GRAMEEN LIMITED Industry Peers by Asset Resilience Ratio
Compare CREDITACCESS GRAMEEN LIMITED's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Western Union Co
NYSE:WU |
Credit Services | 30.80% |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS |
Credit Services | 4.75% |
|
Muthoot Microfin Limited
NSE:MUTHOOTMF |
Credit Services | 4.11% |
|
PTC India Financial Services Limited
NSE:PFS |
Credit Services | 16.15% |
|
Arman Financial Services Limited
NSE:ARMANFIN |
Credit Services | 35.70% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
Annual Asset Resilience Ratio for CREDITACCESS GRAMEEN LIMITED (2013–2025)
The table below shows the annual Asset Resilience Ratio data for CREDITACCESS GRAMEEN LIMITED.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 7.55% | Rs20.99 Billion ≈ $226.98 Million |
Rs278.02 Billion ≈ $3.01 Billion |
-0.63pp |
| 2024-03-31 | 8.18% | Rs23.60 Billion ≈ $255.22 Million |
Rs288.46 Billion ≈ $3.12 Billion |
-1.15pp |
| 2023-03-31 | 9.34% | Rs20.41 Billion ≈ $220.68 Million |
Rs218.58 Billion ≈ $2.36 Billion |
+0.30pp |
| 2022-03-31 | 9.04% | Rs15.72 Billion ≈ $169.98 Million |
Rs173.95 Billion ≈ $1.88 Billion |
-5.85pp |
| 2021-03-31 | 14.88% | Rs22.41 Billion ≈ $242.40 Million |
Rs150.59 Billion ≈ $1.63 Billion |
+10.68pp |
| 2020-03-31 | 4.20% | Rs5.29 Billion ≈ $57.21 Million |
Rs125.90 Billion ≈ $1.36 Billion |
-0.71pp |
| 2019-03-31 | 4.91% | Rs3.61 Billion ≈ $39.06 Million |
Rs73.57 Billion ≈ $795.67 Million |
+35.43pp |
| 2018-03-31 | -30.52% | Rs-15.93 Billion ≈ $-172.24 Million |
Rs52.18 Billion ≈ $564.34 Million |
-19.38pp |
| 2017-03-31 | -11.14% | Rs-3.97 Billion ≈ $-42.95 Million |
Rs35.64 Billion ≈ $385.44 Million |
+17.68pp |
| 2016-03-31 | -28.82% | Rs-8.09 Billion ≈ $-87.52 Million |
Rs28.08 Billion ≈ $303.67 Million |
-31.10pp |
| 2015-03-31 | 2.28% | Rs394.00 Million ≈ $4.26 Million |
Rs17.27 Billion ≈ $186.75 Million |
+21.35pp |
| 2014-03-31 | -19.07% | Rs-2.02 Billion ≈ $-21.82 Million |
Rs10.58 Billion ≈ $114.43 Million |
-19.12pp |
| 2013-03-31 | 0.05% | Rs2.59 Million ≈ $28.01K |
Rs5.43 Billion ≈ $58.77 Million |
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About CREDITACCESS GRAMEEN LIMITED
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance… Read more