Equitas Small Finance Bank Limited - Asset Resilience Ratio

Latest as of March 2023: -3.01%

Equitas Small Finance Bank Limited (EQUITASBNK) has an Asset Resilience Ratio of -3.01% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs-10.51 Billion

≈ $-113.68 Million USD Cash + Short-term Investments

Total Assets

Rs349.58 Billion

≈ $3.78 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2023)

This chart shows how Equitas Small Finance Bank Limited's Asset Resilience Ratio has changed over time. Check Equitas Small Finance Bank Limited strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Equitas Small Finance Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Equitas Small Finance Bank Limited.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-10.51 Billion	-3.01%
Total Liquid Assets	Rs-10.51 Billion	-3.01%

Asset Resilience Insights

Limited Liquidity: Equitas Small Finance Bank Limited maintains only -3.01% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Equitas Small Finance Bank Limited Industry Peers by Asset Resilience Ratio

Compare Equitas Small Finance Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Banco Santander (Brasil) S.A. SA:SANB11	Banks - Regional	5.47%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
TURKIYE GARANTI BANKASI AS F:GBKB	Banks - Regional	1.14%
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	Banks - Regional	2.94%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Jb Financial KO:175330	Banks - Regional	0.14%
Zuger Kantonalbank SW:ZUGER	Banks - Regional	-31.80%

Annual Asset Resilience Ratio for Equitas Small Finance Bank Limited (2019–2023)

The table below shows the annual Asset Resilience Ratio data for Equitas Small Finance Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-03-31	-3.01%	Rs-10.51 Billion ≈ $-113.68 Million	Rs349.58 Billion ≈ $3.78 Billion	+4.10pp
2022-03-31	-7.11%	Rs-19.16 Billion ≈ $-207.20 Million	Rs269.52 Billion ≈ $2.91 Billion	-16.69pp
2021-03-31	9.58%	Rs23.68 Billion ≈ $256.05 Million	Rs247.15 Billion ≈ $2.67 Billion	+10.83pp
2020-03-31	-1.25%	Rs-2.42 Billion ≈ $-26.21 Million	Rs193.15 Billion ≈ $2.09 Billion	-0.89pp
2019-03-31	-0.36%	Rs-570.20 Million ≈ $-6.17 Million	Rs157.63 Billion ≈ $1.70 Billion	--

pp = percentage points

About Equitas Small Finance Bank Limited

NSE:EQUITASBNK India Banks - Regional

Market Cap

$978.26 Million

Rs90.46 Billion INR

Market Cap Rank

#8849 Global

#450 in India

Share Price

Rs79.28

Change (1 day)

+2.01%

52-Week Range

Rs50.27 - Rs83.07

All Time High

Rs113.10