GIC Housing Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 1.56%

GIC Housing Finance Limited (GICHSGFIN) has an Asset Resilience Ratio of 1.56% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read GICHSGFIN liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets

Rs1.73 Billion

≈ $18.75 Million USD Cash + Short-term Investments

Total Assets

Rs110.82 Billion

≈ $1.20 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how GIC Housing Finance Limited's Asset Resilience Ratio has changed over time. See GIC Housing Finance Limited (GICHSGFIN) net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down GIC Housing Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see GIC Housing Finance Limited market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs1.68 Billion	1.52%
Short-term Investments	Rs50.90 Million	0.05%
Total Liquid Assets	Rs1.73 Billion	1.56%

Asset Resilience Insights

Limited Liquidity: GIC Housing Finance Limited maintains only 1.56% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

GIC Housing Finance Limited Industry Peers by Asset Resilience Ratio

Compare GIC Housing Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bajaj Housing Finance NSE:BAJAJHFL	Mortgage Finance	0.00%
Timbercreek Financial Corp TO:TF	Mortgage Finance	0.38%
Investeringsselskabet Luxor A/S CO:LUXOR-B	Mortgage Finance	-3.26%
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.05%
N1 Holdings Ltd AU:N1H	Mortgage Finance	20.92%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
MCAN Mortgage Corporation TO:MKP	Mortgage Finance	0.84%

Annual Asset Resilience Ratio for GIC Housing Finance Limited (2006–2025)

The table below shows the annual Asset Resilience Ratio data for GIC Housing Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	0.58%	Rs630.00 Million ≈ $6.81 Million	Rs107.75 Billion ≈ $1.17 Billion	-0.26pp
2024-03-31	0.84%	Rs884.20 Million ≈ $9.56 Million	Rs104.71 Billion ≈ $1.13 Billion	-0.16pp
2023-03-31	1.00%	Rs1.10 Billion ≈ $11.84 Million	Rs109.20 Billion ≈ $1.18 Billion	-3.03pp
2022-03-31	4.04%	Rs4.81 Billion ≈ $52.06 Million	Rs119.29 Billion ≈ $1.29 Billion	+3.33pp
2021-03-31	0.71%	Rs894.60 Million ≈ $9.67 Million	Rs126.41 Billion ≈ $1.37 Billion	-0.16pp
2020-03-31	0.87%	Rs1.14 Billion ≈ $12.32 Million	Rs130.99 Billion ≈ $1.42 Billion	+0.48pp
2019-03-31	0.39%	Rs509.00 Million ≈ $5.50 Million	Rs129.67 Billion ≈ $1.40 Billion	-0.10pp
2018-03-31	0.49%	Rs561.00 Million ≈ $6.07 Million	Rs113.55 Billion ≈ $1.23 Billion	-0.17pp
2017-03-31	0.66%	Rs609.10 Million ≈ $6.59 Million	Rs92.23 Billion ≈ $997.48 Million	+0.64pp
2016-03-31	0.02%	Rs19.70 Million ≈ $213.05K	Rs80.21 Billion ≈ $867.48 Million	+91.96pp
2014-03-31	-91.93%	Rs-50.73 Billion ≈ $-548.62 Million	Rs55.18 Billion ≈ $596.76 Million	-91.96pp
2006-03-31	0.03%	Rs5.40 Million ≈ $58.40K	Rs17.76 Billion ≈ $192.12 Million	--

pp = percentage points

About GIC Housing Finance Limited

NSE:GICHSGFIN India Mortgage Finance

Market Cap

$88.24 Million

Rs8.16 Billion INR

Market Cap Rank

#19656 Global

#1064 in India

Share Price

Rs151.52

Change (1 day)

-1.10%

52-Week Range

Rs131.31 - Rs204.41

All Time High

Rs571.02