GIC Housing Finance Limited - Asset Resilience Ratio
GIC Housing Finance Limited (GICHSGFIN) has an Asset Resilience Ratio of 0.05% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See GIC Housing Finance Limited (GICHSGFIN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2026)
This chart shows how GIC Housing Finance Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of GIC Housing Finance Limited.
Liquid Assets Composition Over Time
This chart breaks down GIC Housing Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore GIC Housing Finance Limited long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs51.20 Million | 0.05% |
| Total Liquid Assets | Rs51.20 Million | 0.05% |
Asset Resilience Insights
- Limited Liquidity: GIC Housing Finance Limited maintains only 0.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
GIC Housing Finance Limited Industry Peers by Asset Resilience Ratio
Compare GIC Housing Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.61% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 2.40% |
Annual Asset Resilience Ratio for GIC Housing Finance Limited (2006–2026)
The table below shows the annual Asset Resilience Ratio data for GIC Housing Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.04% | Rs43.20 Million ≈ $467.19K |
Rs112.99 Billion ≈ $1.22 Billion |
-0.55pp |
| 2025-03-31 | 0.58% | Rs630.00 Million ≈ $6.81 Million |
Rs107.75 Billion ≈ $1.17 Billion |
-0.26pp |
| 2024-03-31 | 0.84% | Rs884.20 Million ≈ $9.56 Million |
Rs104.71 Billion ≈ $1.13 Billion |
-0.16pp |
| 2023-03-31 | 1.00% | Rs1.10 Billion ≈ $11.84 Million |
Rs109.20 Billion ≈ $1.18 Billion |
-3.03pp |
| 2022-03-31 | 4.04% | Rs4.81 Billion ≈ $52.06 Million |
Rs119.29 Billion ≈ $1.29 Billion |
+3.33pp |
| 2021-03-31 | 0.71% | Rs894.60 Million ≈ $9.67 Million |
Rs126.41 Billion ≈ $1.37 Billion |
-0.16pp |
| 2020-03-31 | 0.87% | Rs1.14 Billion ≈ $12.32 Million |
Rs130.99 Billion ≈ $1.42 Billion |
+0.48pp |
| 2019-03-31 | 0.39% | Rs509.00 Million ≈ $5.50 Million |
Rs129.67 Billion ≈ $1.40 Billion |
-0.10pp |
| 2018-03-31 | 0.49% | Rs561.00 Million ≈ $6.07 Million |
Rs113.55 Billion ≈ $1.23 Billion |
-0.17pp |
| 2017-03-31 | 0.66% | Rs609.10 Million ≈ $6.59 Million |
Rs92.23 Billion ≈ $997.48 Million |
+0.64pp |
| 2016-03-31 | 0.02% | Rs19.70 Million ≈ $213.05K |
Rs80.21 Billion ≈ $867.48 Million |
+91.96pp |
| 2014-03-31 | -91.93% | Rs-50.73 Billion ≈ $-548.62 Million |
Rs55.18 Billion ≈ $596.76 Million |
-91.96pp |
| 2006-03-31 | 0.03% | Rs5.40 Million ≈ $58.40K |
Rs17.76 Billion ≈ $192.12 Million |
-- |
About GIC Housing Finance Limited
GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals, cooperative societies, association of persons, companies, and corporations for purchase of plots, houses, flats, apartments and construction, repair, renovation, upgradation of houses, and flats or apartments for residential purpose. It also provides home loans comprising indiv… Read more