Home First Finance Company India Limited - Asset Resilience Ratio
Home First Finance Company India Limited (HOMEFIRST) has an Asset Resilience Ratio of 8.45% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Home First Finance Company India Limited for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Home First Finance Company India Limited's Asset Resilience Ratio has changed over time. See Home First Finance Company India Limited shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Home First Finance Company India Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Home First Finance Company India Limited (HOMEFIRST) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs10.32 Billion | 8.45% |
| Total Liquid Assets | Rs10.32 Billion | 8.45% |
Asset Resilience Insights
- Limited Liquidity: Home First Finance Company India Limited maintains only 8.45% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Home First Finance Company India Limited Industry Peers by Asset Resilience Ratio
Compare Home First Finance Company India Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.05% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
Annual Asset Resilience Ratio for Home First Finance Company India Limited (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Home First Finance Company India Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 8.45% | Rs10.32 Billion ≈ $111.63 Million |
Rs122.12 Billion ≈ $1.32 Billion |
+5.92pp |
| 2024-03-31 | 2.53% | Rs2.41 Billion ≈ $26.07 Million |
Rs95.34 Billion ≈ $1.03 Billion |
-2.58pp |
| 2023-03-31 | 5.11% | Rs3.44 Billion ≈ $37.25 Million |
Rs67.37 Billion ≈ $728.58 Million |
+4.27pp |
| 2022-03-31 | 0.84% | Rs429.88 Million ≈ $4.65 Million |
Rs51.17 Billion ≈ $553.37 Million |
-18.66pp |
| 2021-03-31 | 19.50% | Rs8.79 Billion ≈ $95.10 Million |
Rs45.10 Billion ≈ $487.76 Million |
+12.75pp |
| 2020-03-31 | 6.75% | Rs2.35 Billion ≈ $25.39 Million |
Rs34.80 Billion ≈ $376.31 Million |
+2.35pp |
| 2019-03-31 | 4.40% | Rs1.09 Billion ≈ $11.81 Million |
Rs24.82 Billion ≈ $268.37 Million |
+3.87pp |
| 2018-03-31 | 0.53% | Rs72.04 Million ≈ $779.09K |
Rs13.64 Billion ≈ $147.51 Million |
-55.49pp |
| 2017-03-31 | 56.02% | Rs661.72 Million ≈ $7.16 Million |
Rs1.18 Billion ≈ $12.77 Million |
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About Home First Finance Company India Limited
Home First Finance Company India Limited operates as a housing finance company in India. It offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. The company also offers loans through mobile application. It serves salaried professionals, self-employed individuals, and small business owners, as well as corporates. The company was incorporated in 2010 and … Read more