Home First Finance Company India Limited - Asset Resilience Ratio

Latest as of March 2025: 8.45%

Home First Finance Company India Limited (HOMEFIRST) has an Asset Resilience Ratio of 8.45% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Home First Finance Company India Limited for a breakdown of total debt and financial obligations.

Liquid Assets

Rs10.32 Billion
≈ $111.63 Million USD Cash + Short-term Investments

Total Assets

Rs122.12 Billion
≈ $1.32 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how Home First Finance Company India Limited's Asset Resilience Ratio has changed over time. See Home First Finance Company India Limited shareholders equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Home First Finance Company India Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Home First Finance Company India Limited (HOMEFIRST) market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs10.32 Billion 8.45%
Total Liquid Assets Rs10.32 Billion 8.45%

Asset Resilience Insights

  • Limited Liquidity: Home First Finance Company India Limited maintains only 8.45% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Home First Finance Company India Limited Industry Peers by Asset Resilience Ratio

Compare Home First Finance Company India Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bajaj Housing Finance
NSE:BAJAJHFL
Mortgage Finance 0.00%
Timbercreek Financial Corp
TO:TF
Mortgage Finance 0.38%
Investeringsselskabet Luxor A/S
CO:LUXOR-B
Mortgage Finance -3.26%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Resimac Group Ltd
AU:RMC
Mortgage Finance 0.05%
N1 Holdings Ltd
AU:N1H
Mortgage Finance 20.92%
First National Financial Corp
TO:FN
Mortgage Finance 6.41%
MCAN Mortgage Corporation
TO:MKP
Mortgage Finance 0.84%

Annual Asset Resilience Ratio for Home First Finance Company India Limited (2017–2025)

The table below shows the annual Asset Resilience Ratio data for Home First Finance Company India Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 8.45% Rs10.32 Billion
≈ $111.63 Million
Rs122.12 Billion
≈ $1.32 Billion
+5.92pp
2024-03-31 2.53% Rs2.41 Billion
≈ $26.07 Million
Rs95.34 Billion
≈ $1.03 Billion
-2.58pp
2023-03-31 5.11% Rs3.44 Billion
≈ $37.25 Million
Rs67.37 Billion
≈ $728.58 Million
+4.27pp
2022-03-31 0.84% Rs429.88 Million
≈ $4.65 Million
Rs51.17 Billion
≈ $553.37 Million
-18.66pp
2021-03-31 19.50% Rs8.79 Billion
≈ $95.10 Million
Rs45.10 Billion
≈ $487.76 Million
+12.75pp
2020-03-31 6.75% Rs2.35 Billion
≈ $25.39 Million
Rs34.80 Billion
≈ $376.31 Million
+2.35pp
2019-03-31 4.40% Rs1.09 Billion
≈ $11.81 Million
Rs24.82 Billion
≈ $268.37 Million
+3.87pp
2018-03-31 0.53% Rs72.04 Million
≈ $779.09K
Rs13.64 Billion
≈ $147.51 Million
-55.49pp
2017-03-31 56.02% Rs661.72 Million
≈ $7.16 Million
Rs1.18 Billion
≈ $12.77 Million
--
pp = percentage points

About Home First Finance Company India Limited

NSE:HOMEFIRST India Mortgage Finance
Market Cap
$1.31 Billion
Rs120.93 Billion INR
Market Cap Rank
#7955 Global
#372 in India
Share Price
Rs1161.70
Change (1 day)
+0.57%
52-Week Range
Rs904.80 - Rs1479.00
All Time High
Rs1479.00
About

Home First Finance Company India Limited operates as a housing finance company in India. It offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. The company also offers loans through mobile application. It serves salaried professionals, self-employed individuals, and small business owners, as well as corporates. The company was incorporated in 2010 and … Read more