IndoStar Capital Finance Limited Asset Resilience Ratio
IndoStar Capital Finance Limited asset resilience ratio. IndoStar Capital Finance Limited (INDOSTAR) has an Asset Resilience Ratio of 2.88% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of IndoStar Capital Finance Limited to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of IndoStar Capital Finance Limited (2014–2026)
Asset resilience ratio of IndoStar Capital Finance Limited from 2014 to 2026. This chart shows how IndoStar Capital Finance Limited's Asset Resilience Ratio has changed over time. Read debt load of IndoStar Capital Finance Limited for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down IndoStar Capital Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see IndoStar Capital Finance Limited balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs2.74 Billion | 2.88% |
| Total Liquid Assets | Rs2.74 Billion | 2.88% |
Asset Resilience Insights
- Limited Liquidity: IndoStar Capital Finance Limited maintains only 2.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
IndoStar Capital Finance Limited Industry Peers by Asset Resilience Ratio
Compare IndoStar Capital Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Housing & Urban Development Corporation Limited
NSE:HUDCO |
Credit Services | 0.10% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
IndoStar Capital Finance Limited Asset Resilience Ratio by Year (2014–2026)
IndoStar Capital Finance Limited asset resilience ratio by year from 2014 to 2026. The table below shows the annual Asset Resilience Ratio data for IndoStar Capital Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.03% | Rs27.12 Million ≈ $293.26K |
Rs95.17 Billion ≈ $1.03 Billion |
-6.61pp |
| 2025-03-31 | 6.64% | Rs8.80 Billion ≈ $95.21 Million |
Rs132.56 Billion ≈ $1.43 Billion |
-5.08pp |
| 2024-03-31 | 11.72% | Rs13.04 Billion ≈ $141.00 Million |
Rs111.21 Billion ≈ $1.20 Billion |
+8.54pp |
| 2023-03-31 | 3.18% | Rs2.90 Billion ≈ $31.39 Million |
Rs91.22 Billion ≈ $986.53 Million |
-0.54pp |
| 2022-03-31 | 3.73% | Rs3.60 Billion ≈ $38.92 Million |
Rs96.61 Billion ≈ $1.04 Billion |
-12.19pp |
| 2021-03-31 | 15.91% | Rs16.04 Billion ≈ $173.48 Million |
Rs100.82 Billion ≈ $1.09 Billion |
+8.37pp |
| 2020-03-31 | 7.54% | Rs7.27 Billion ≈ $78.57 Million |
Rs96.37 Billion ≈ $1.04 Billion |
-1.62pp |
| 2019-03-31 | 9.15% | Rs11.26 Billion ≈ $121.78 Million |
Rs123.00 Billion ≈ $1.33 Billion |
+9.11pp |
| 2018-03-31 | 0.05% | Rs32.85 Million ≈ $355.23K |
Rs71.94 Billion ≈ $777.98 Million |
-2.55pp |
| 2017-03-31 | 2.59% | Rs1.42 Billion ≈ $15.38 Million |
Rs54.89 Billion ≈ $593.59 Million |
+2.42pp |
| 2016-03-31 | 0.17% | Rs80.00 Million ≈ $865.17K |
Rs46.93 Billion ≈ $507.56 Million |
-6.68pp |
| 2015-03-31 | 6.85% | Rs2.73 Billion ≈ $29.58 Million |
Rs39.92 Billion ≈ $431.68 Million |
+5.54pp |
| 2014-03-31 | 1.31% | Rs415.00 Million ≈ $4.49 Million |
Rs31.61 Billion ≈ $341.83 Million |
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About IndoStar Capital Finance Limited
IndoStar Capital Finance Limited, a non-banking financial company, provides various financing services to corporates, small and medium enterprises (SMEs), and individual customers in India. The company offers vehicle finance services, including loans for commercial vehicles, farm equipment, four and two-wheelers, and construction equipment; home finance; and financing for used and new vehicles, a… Read more