IndoStar Capital Finance Limited - Asset Resilience Ratio
IndoStar Capital Finance Limited (INDOSTAR) has an Asset Resilience Ratio of 2.88% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See INDOSTAR working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2026)
This chart shows how IndoStar Capital Finance Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see IndoStar Capital Finance Limited (INDOSTAR) total assets.
Liquid Assets Composition Over Time
This chart breaks down IndoStar Capital Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of IndoStar Capital Finance Limited's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs2.74 Billion | 2.88% |
| Total Liquid Assets | Rs2.74 Billion | 2.88% |
Asset Resilience Insights
- Limited Liquidity: IndoStar Capital Finance Limited maintains only 2.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
IndoStar Capital Finance Limited Industry Peers by Asset Resilience Ratio
Compare IndoStar Capital Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
|
Mint Corp
V:MIT |
Credit Services | 0.00% |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR |
Credit Services | 0.06% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
Annual Asset Resilience Ratio for IndoStar Capital Finance Limited (2014–2026)
The table below shows the annual Asset Resilience Ratio data for IndoStar Capital Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 2.88% | Rs2.74 Billion ≈ $29.66 Million |
Rs95.17 Billion ≈ $1.03 Billion |
-3.76pp |
| 2025-03-31 | 6.64% | Rs8.80 Billion ≈ $95.21 Million |
Rs132.56 Billion ≈ $1.43 Billion |
-5.08pp |
| 2024-03-31 | 11.72% | Rs13.04 Billion ≈ $141.00 Million |
Rs111.21 Billion ≈ $1.20 Billion |
+8.54pp |
| 2023-03-31 | 3.18% | Rs2.90 Billion ≈ $31.39 Million |
Rs91.22 Billion ≈ $986.53 Million |
-0.54pp |
| 2022-03-31 | 3.73% | Rs3.60 Billion ≈ $38.92 Million |
Rs96.61 Billion ≈ $1.04 Billion |
-12.19pp |
| 2021-03-31 | 15.91% | Rs16.04 Billion ≈ $173.48 Million |
Rs100.82 Billion ≈ $1.09 Billion |
+8.37pp |
| 2020-03-31 | 7.54% | Rs7.27 Billion ≈ $78.57 Million |
Rs96.37 Billion ≈ $1.04 Billion |
-1.62pp |
| 2019-03-31 | 9.15% | Rs11.26 Billion ≈ $121.78 Million |
Rs123.00 Billion ≈ $1.33 Billion |
+9.11pp |
| 2018-03-31 | 0.05% | Rs32.85 Million ≈ $355.23K |
Rs71.94 Billion ≈ $777.98 Million |
-2.55pp |
| 2017-03-31 | 2.59% | Rs1.42 Billion ≈ $15.38 Million |
Rs54.89 Billion ≈ $593.59 Million |
+2.42pp |
| 2016-03-31 | 0.17% | Rs80.00 Million ≈ $865.17K |
Rs46.93 Billion ≈ $507.56 Million |
-6.68pp |
| 2015-03-31 | 6.85% | Rs2.73 Billion ≈ $29.58 Million |
Rs39.92 Billion ≈ $431.68 Million |
+5.54pp |
| 2014-03-31 | 1.31% | Rs415.00 Million ≈ $4.49 Million |
Rs31.61 Billion ≈ $341.83 Million |
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About IndoStar Capital Finance Limited
IndoStar Capital Finance Limited, a non-banking financial company, provides various financing services to corporates, small and medium enterprises (SMEs), and individual customers in India. The company offers vehicle finance services, including loans for commercial vehicles, farm equipment, four and two-wheelers, and construction equipment; home finance; and financing for used and new vehicles, a… Read more