Bank of Maharashtra - Asset Resilience Ratio
Bank of Maharashtra (MAHABANK) has an Asset Resilience Ratio of -19.73% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Bank of Maharashtra strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2024)
This chart shows how Bank of Maharashtra's Asset Resilience Ratio has changed over time. See Bank of Maharashtra balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bank of Maharashtra's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank of Maharashtra (MAHABANK) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-606.23 Billion | -19.73% |
| Total Liquid Assets | Rs-606.23 Billion | -19.73% |
Asset Resilience Insights
- Limited Liquidity: Bank of Maharashtra maintains only -19.73% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank of Maharashtra Industry Peers by Asset Resilience Ratio
Compare Bank of Maharashtra's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Bank of Maharashtra (2014–2024)
The table below shows the annual Asset Resilience Ratio data for Bank of Maharashtra.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 22.17% | Rs681.35 Billion ≈ $7.37 Billion |
Rs3.07 Trillion ≈ $33.24 Billion |
+22.30pp |
| 2022-03-31 | -0.13% | Rs-2.89 Billion ≈ $-31.23 Million |
Rs2.31 Trillion ≈ $24.96 Billion |
-8.67pp |
| 2019-03-31 | 8.55% | Rs140.73 Billion ≈ $1.52 Billion |
Rs1.65 Trillion ≈ $17.81 Billion |
+6.88pp |
| 2018-03-31 | 1.67% | Rs26.11 Billion ≈ $282.42 Million |
Rs1.56 Trillion ≈ $16.92 Billion |
-0.29pp |
| 2017-03-31 | 1.96% | Rs31.26 Billion ≈ $338.02 Million |
Rs1.59 Trillion ≈ $17.24 Billion |
+0.99pp |
| 2016-03-31 | 0.97% | Rs15.55 Billion ≈ $168.21 Million |
Rs1.61 Trillion ≈ $17.41 Billion |
+0.15pp |
| 2015-03-31 | 0.82% | Rs11.96 Billion ≈ $129.33 Million |
Rs1.46 Trillion ≈ $15.80 Billion |
+0.36pp |
| 2014-03-31 | 0.46% | Rs6.23 Billion ≈ $67.35 Million |
Rs1.36 Trillion ≈ $14.75 Billion |
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About Bank of Maharashtra
Bank of Maharashtra provides various banking products and services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts savings, current, term, and demand deposits, as well as provides capital gain account schemes. The company also offers housing loans, vehicle and car loans, topup loans, education loans, g… Read more