Manappuram Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 4.86%

Manappuram Finance Limited (MANAPPURAM) has an Asset Resilience Ratio of 4.86% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MANAPPURAM working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs25.09 Billion

≈ $271.36 Million USD Cash + Short-term Investments

Total Assets

Rs516.57 Billion

≈ $5.59 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how Manappuram Finance Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see MANAPPURAM current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down Manappuram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Manappuram Finance Limited long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs25.09 Billion	4.86%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs25.09 Billion	4.86%

Asset Resilience Insights

Limited Liquidity: Manappuram Finance Limited maintains only 4.86% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Manappuram Finance Limited Industry Peers by Asset Resilience Ratio

Compare Manappuram Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Direct Finance TA TA:DIFI	Credit Services	0.01%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%
Mint Corp V:MIT	Credit Services	0.00%
Williamson Magor & Company Limited NSE:WILLAMAGOR	Credit Services	0.06%
Butn Ltd AU:BTN	Credit Services	3.72%

Annual Asset Resilience Ratio for Manappuram Finance Limited (2006–2025)

The table below shows the annual Asset Resilience Ratio data for Manappuram Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	4.87%	Rs23.94 Billion ≈ $258.90 Million	Rs492.05 Billion ≈ $5.32 Billion	+1.01pp
2024-03-31	3.85%	Rs18.02 Billion ≈ $194.84 Million	Rs467.48 Billion ≈ $5.06 Billion	+2.38pp
2023-03-31	1.47%	Rs5.80 Billion ≈ $62.76 Million	Rs395.04 Billion ≈ $4.27 Billion	-1.15pp
2022-03-31	2.61%	Rs8.84 Billion ≈ $95.61 Million	Rs338.11 Billion ≈ $3.66 Billion	-0.95pp
2021-03-31	3.56%	Rs11.16 Billion ≈ $120.74 Million	Rs313.38 Billion ≈ $3.39 Billion	-4.11pp
2020-03-31	7.67%	Rs22.22 Billion ≈ $240.26 Million	Rs289.51 Billion ≈ $3.13 Billion	+4.07pp
2019-03-31	3.60%	Rs7.36 Billion ≈ $79.64 Million	Rs204.54 Billion ≈ $2.21 Billion	+2.00pp
2018-03-31	1.60%	Rs2.76 Billion ≈ $29.88 Million	Rs172.32 Billion ≈ $1.86 Billion	+1.41pp
2017-03-31	0.20%	Rs300.00 Million ≈ $3.24 Million	Rs151.52 Billion ≈ $1.64 Billion	-0.14pp
2016-03-31	0.34%	Rs440.08 Million ≈ $4.76 Million	Rs128.39 Billion ≈ $1.39 Billion	-16.49pp
2006-03-31	16.83%	Rs185.68 Million ≈ $2.01 Million	Rs1.10 Billion ≈ $11.93 Million	--

pp = percentage points

About Manappuram Finance Limited

NSE:MANAPPURAM India Credit Services

Market Cap

$2.89 Billion

Rs267.52 Billion INR

Market Cap Rank

#5045 Global

#225 in India

Share Price

Rs316.05

Change (1 day)

-1.20%

52-Week Range

Rs251.10 - Rs371.85

All Time High

Rs371.85