Manappuram Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 4.86%

Manappuram Finance Limited (MANAPPURAM) has an Asset Resilience Ratio of 4.86% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Manappuram Finance Limited to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs25.09 Billion

≈ $271.36 Million USD Cash + Short-term Investments

Total Assets

Rs516.57 Billion

≈ $5.59 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how Manappuram Finance Limited's Asset Resilience Ratio has changed over time. See Manappuram Finance Limited net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Manappuram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MANAPPURAM market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs25.09 Billion	4.86%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs25.09 Billion	4.86%

Asset Resilience Insights

Limited Liquidity: Manappuram Finance Limited maintains only 4.86% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Manappuram Finance Limited Industry Peers by Asset Resilience Ratio

Compare Manappuram Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Five-Star Business Finance Limited NSE:FIVESTAR	Credit Services	4.49%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Srisawad Power 1979 PCL BK:SAWAD	Credit Services	0.98%
Navient Corp NASDAQ:NAVI	Credit Services	3.09%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Qliro AB ST:QLIRO	Credit Services	20.36%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%

Annual Asset Resilience Ratio for Manappuram Finance Limited (2006–2025)

The table below shows the annual Asset Resilience Ratio data for Manappuram Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	4.87%	Rs23.94 Billion ≈ $258.90 Million	Rs492.05 Billion ≈ $5.32 Billion	+1.01pp
2024-03-31	3.85%	Rs18.02 Billion ≈ $194.84 Million	Rs467.48 Billion ≈ $5.06 Billion	+2.38pp
2023-03-31	1.47%	Rs5.80 Billion ≈ $62.76 Million	Rs395.04 Billion ≈ $4.27 Billion	-1.15pp
2022-03-31	2.61%	Rs8.84 Billion ≈ $95.61 Million	Rs338.11 Billion ≈ $3.66 Billion	-0.95pp
2021-03-31	3.56%	Rs11.16 Billion ≈ $120.74 Million	Rs313.38 Billion ≈ $3.39 Billion	-4.11pp
2020-03-31	7.67%	Rs22.22 Billion ≈ $240.26 Million	Rs289.51 Billion ≈ $3.13 Billion	+4.07pp
2019-03-31	3.60%	Rs7.36 Billion ≈ $79.64 Million	Rs204.54 Billion ≈ $2.21 Billion	+2.00pp
2018-03-31	1.60%	Rs2.76 Billion ≈ $29.88 Million	Rs172.32 Billion ≈ $1.86 Billion	+1.41pp
2017-03-31	0.20%	Rs300.00 Million ≈ $3.24 Million	Rs151.52 Billion ≈ $1.64 Billion	-0.14pp
2016-03-31	0.34%	Rs440.08 Million ≈ $4.76 Million	Rs128.39 Billion ≈ $1.39 Billion	-16.49pp
2006-03-31	16.83%	Rs185.68 Million ≈ $2.01 Million	Rs1.10 Billion ≈ $11.93 Million	--

pp = percentage points

About Manappuram Finance Limited

NSE:MANAPPURAM India Credit Services

Market Cap

$2.94 Billion

Rs272.00 Billion INR

Market Cap Rank

#5075 Global

#224 in India

Share Price

Rs321.35

Change (1 day)

+0.72%

52-Week Range

Rs247.90 - Rs330.25

All Time High

Rs330.25