Manba Finance Ltd - Asset Resilience Ratio

Latest as of September 2025: 5.97%

Manba Finance Ltd (MANBA) has an Asset Resilience Ratio of 5.97% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read MANBA liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets

Rs1.13 Billion

≈ $12.19 Million USD Cash + Short-term Investments

Total Assets

Rs18.87 Billion

≈ $204.12 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2022–2025)

This chart shows how Manba Finance Ltd's Asset Resilience Ratio has changed over time. See MANBA book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Manba Finance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Manba Finance Ltd.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs1.13 Billion	5.97%
Total Liquid Assets	Rs1.13 Billion	5.97%

Asset Resilience Insights

Limited Liquidity: Manba Finance Ltd maintains only 5.97% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Manba Finance Ltd Industry Peers by Asset Resilience Ratio

Compare Manba Finance Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for Manba Finance Ltd (2022–2025)

The table below shows the annual Asset Resilience Ratio data for Manba Finance Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	7.60%	Rs1.11 Billion ≈ $12.05 Million	Rs14.66 Billion ≈ $158.54 Million	+1.53pp
2024-03-31	6.07%	Rs590.98 Million ≈ $6.39 Million	Rs9.74 Billion ≈ $105.31 Million	+2.93pp
2023-03-31	3.14%	Rs246.90 Million ≈ $2.67 Million	Rs7.87 Billion ≈ $85.14 Million	+1.28pp
2022-03-31	1.86%	Rs104.21 Million ≈ $1.13 Million	Rs5.61 Billion ≈ $60.72 Million	--

pp = percentage points

About Manba Finance Ltd

NSE:MANBA India Credit Services

Market Cap

$59.30 Million

Rs5.48 Billion INR

Market Cap Rank

#21238 Global

#1159 in India

Share Price

Rs109.15

Change (1 day)

-0.26%

52-Week Range

Rs100.51 - Rs152.33

All Time High

Rs189.98