Manba Finance Ltd - Asset Resilience Ratio
Manba Finance Ltd (MANBA) has an Asset Resilience Ratio of 5.97% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2025)
This chart shows how Manba Finance Ltd's Asset Resilience Ratio has changed over time. See MANBA FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Liquid Assets Composition Over Time
This chart breaks down Manba Finance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MANBA market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs1.13 Billion | 5.97% |
| Total Liquid Assets | Rs1.13 Billion | 5.97% |
Asset Resilience Insights
- Limited Liquidity: Manba Finance Ltd maintains only 5.97% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Manba Finance Ltd Industry Peers by Asset Resilience Ratio
Compare Manba Finance Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Liberty Financial Group
AU:LFG |
Credit Services | 4.96% |
|
Industrial Investment Trust Limited
NSE:IITL |
Credit Services | 10.46% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Investment Friends Capital SE
WAR:IFC |
Credit Services | 99.92% |
|
KRUNGTHAI CARD FGN BA 1
F:KRTA |
Credit Services | 0.00% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Annual Asset Resilience Ratio for Manba Finance Ltd (2022–2025)
The table below shows the annual Asset Resilience Ratio data for Manba Finance Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 7.60% | Rs1.11 Billion ≈ $12.05 Million |
Rs14.66 Billion ≈ $158.54 Million |
+1.53pp |
| 2024-03-31 | 6.07% | Rs590.98 Million ≈ $6.39 Million |
Rs9.74 Billion ≈ $105.31 Million |
+2.93pp |
| 2023-03-31 | 3.14% | Rs246.90 Million ≈ $2.67 Million |
Rs7.87 Billion ≈ $85.14 Million |
+1.28pp |
| 2022-03-31 | 1.86% | Rs104.21 Million ≈ $1.13 Million |
Rs5.61 Billion ≈ $60.72 Million |
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About Manba Finance Ltd
Manba Finance Limited, a non-banking finance company, provides financial solutions in India. The company offers new two and three-wheeler, electric vehicle two and three-wheeler, and pre-owned two-wheeler and car loans. It also provides personal and small business loans. The company was incorporated in 1996 and is headquartered in Mumbai, India.