MAS Financial Services Limited - Asset Resilience Ratio
MAS Financial Services Limited (MASFIN) has an Asset Resilience Ratio of 5.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MASFIN net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2026)
This chart shows how MAS Financial Services Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see MAS Financial Services Limited balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down MAS Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore MASFIN long-term investments to assets to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs7.80 Billion | 5.68% |
| Total Liquid Assets | Rs7.80 Billion | 5.68% |
Asset Resilience Insights
- Limited Liquidity: MAS Financial Services Limited maintains only 5.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
MAS Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare MAS Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
|
Mint Corp
V:MIT |
Credit Services | 0.00% |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR |
Credit Services | 0.06% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
Annual Asset Resilience Ratio for MAS Financial Services Limited (2012–2026)
The table below shows the annual Asset Resilience Ratio data for MAS Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 5.68% | Rs7.80 Billion ≈ $84.39 Million |
Rs137.47 Billion ≈ $1.49 Billion |
-9.76pp |
| 2025-03-31 | 15.44% | Rs18.84 Billion ≈ $203.71 Million |
Rs121.99 Billion ≈ $1.32 Billion |
+1.91pp |
| 2024-03-31 | 13.53% | Rs12.92 Billion ≈ $139.68 Million |
Rs95.47 Billion ≈ $1.03 Billion |
-3.56pp |
| 2023-03-31 | 17.09% | Rs13.69 Billion ≈ $148.08 Million |
Rs80.14 Billion ≈ $866.66 Million |
+4.42pp |
| 2022-03-31 | 12.67% | Rs8.01 Billion ≈ $86.61 Million |
Rs63.22 Billion ≈ $683.67 Million |
+1.84pp |
| 2021-03-31 | 10.83% | Rs5.88 Billion ≈ $63.62 Million |
Rs54.30 Billion ≈ $587.19 Million |
+3.40pp |
| 2020-03-31 | 7.44% | Rs3.57 Billion ≈ $38.65 Million |
Rs48.04 Billion ≈ $519.56 Million |
-2.57pp |
| 2019-03-31 | 10.00% | Rs4.00 Billion ≈ $43.23 Million |
Rs39.96 Billion ≈ $432.18 Million |
+7.92pp |
| 2018-03-31 | 2.08% | Rs597.26 Million ≈ $6.46 Million |
Rs28.67 Billion ≈ $310.11 Million |
-0.42pp |
| 2017-03-31 | 2.50% | Rs550.81 Million ≈ $5.96 Million |
Rs22.00 Billion ≈ $237.95 Million |
+2.46pp |
| 2016-03-31 | 0.04% | Rs8.05 Million ≈ $87.08K |
Rs19.46 Billion ≈ $210.43 Million |
+30.31pp |
| 2014-03-31 | -30.27% | Rs-3.43 Billion ≈ $-37.09 Million |
Rs11.33 Billion ≈ $122.54 Million |
-1.21pp |
| 2013-03-31 | -29.06% | Rs-2.33 Billion ≈ $-25.20 Million |
Rs8.02 Billion ≈ $86.71 Million |
-11.83pp |
| 2012-03-31 | -17.22% | Rs-1.04 Billion ≈ $-11.25 Million |
Rs6.04 Billion ≈ $65.32 Million |
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About MAS Financial Services Limited
MAS Financial Services Limited, a non-banking finance company, provides retail financing services in India. The company offers micro-enterprises, small and medium businesses, two-wheeler, commercial vehicle, used vehicle loans, and salaried personal loans, tractor, and housing loans. It serves through a distribution network of partner microfinance institutions, non-banking finance companies, hous… Read more