MAS Financial Services Limited - Asset Resilience Ratio
MAS Financial Services Limited (MASFIN) has an Asset Resilience Ratio of 5.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check MASFIN capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2026)
This chart shows how MAS Financial Services Limited's Asset Resilience Ratio has changed over time. See MAS Financial Services Limited balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down MAS Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MASFIN company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs7.80 Billion | 5.68% |
| Total Liquid Assets | Rs7.80 Billion | 5.68% |
Asset Resilience Insights
- Limited Liquidity: MAS Financial Services Limited maintains only 5.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
MAS Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare MAS Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Capri Global Capital Limited
NSE:CGCL |
Credit Services | 0.13% |
|
Srisawad Power 1979 PCL
BK:SAWAD |
Credit Services | 0.98% |
|
Navient Corp
NASDAQ:NAVI |
Credit Services | 3.09% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
Qliro AB
ST:QLIRO |
Credit Services | 20.36% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
Annual Asset Resilience Ratio for MAS Financial Services Limited (2012–2026)
The table below shows the annual Asset Resilience Ratio data for MAS Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 5.68% | Rs7.80 Billion ≈ $84.39 Million |
Rs137.47 Billion ≈ $1.49 Billion |
-9.76pp |
| 2025-03-31 | 15.44% | Rs18.84 Billion ≈ $203.71 Million |
Rs121.99 Billion ≈ $1.32 Billion |
+1.91pp |
| 2024-03-31 | 13.53% | Rs12.92 Billion ≈ $139.68 Million |
Rs95.47 Billion ≈ $1.03 Billion |
-3.56pp |
| 2023-03-31 | 17.09% | Rs13.69 Billion ≈ $148.08 Million |
Rs80.14 Billion ≈ $866.66 Million |
+4.42pp |
| 2022-03-31 | 12.67% | Rs8.01 Billion ≈ $86.61 Million |
Rs63.22 Billion ≈ $683.67 Million |
+1.84pp |
| 2021-03-31 | 10.83% | Rs5.88 Billion ≈ $63.62 Million |
Rs54.30 Billion ≈ $587.19 Million |
+3.40pp |
| 2020-03-31 | 7.44% | Rs3.57 Billion ≈ $38.65 Million |
Rs48.04 Billion ≈ $519.56 Million |
-2.57pp |
| 2019-03-31 | 10.00% | Rs4.00 Billion ≈ $43.23 Million |
Rs39.96 Billion ≈ $432.18 Million |
+7.92pp |
| 2018-03-31 | 2.08% | Rs597.26 Million ≈ $6.46 Million |
Rs28.67 Billion ≈ $310.11 Million |
-0.42pp |
| 2017-03-31 | 2.50% | Rs550.81 Million ≈ $5.96 Million |
Rs22.00 Billion ≈ $237.95 Million |
+2.46pp |
| 2016-03-31 | 0.04% | Rs8.05 Million ≈ $87.08K |
Rs19.46 Billion ≈ $210.43 Million |
+30.31pp |
| 2014-03-31 | -30.27% | Rs-3.43 Billion ≈ $-37.09 Million |
Rs11.33 Billion ≈ $122.54 Million |
-1.21pp |
| 2013-03-31 | -29.06% | Rs-2.33 Billion ≈ $-25.20 Million |
Rs8.02 Billion ≈ $86.71 Million |
-11.83pp |
| 2012-03-31 | -17.22% | Rs-1.04 Billion ≈ $-11.25 Million |
Rs6.04 Billion ≈ $65.32 Million |
-- |
About MAS Financial Services Limited
MAS Financial Services Limited, a non-banking finance company, provides retail financing services in India. The company offers micro-enterprises, small and medium businesses, two-wheeler, commercial vehicle, used vehicle loans, and salaried personal loans, tractor, and housing loans. It serves through a distribution network of partner microfinance institutions, non-banking finance companies, hous… Read more