MAS Financial Services Limited Asset Resilience Ratio
MAS Financial Services Limited asset resilience ratio. MAS Financial Services Limited (MASFIN) has an Asset Resilience Ratio of 5.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MASFIN defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of MAS Financial Services Limited (2012–2026)
Asset resilience ratio of MAS Financial Services Limited from 2012 to 2026. This chart shows how MAS Financial Services Limited's Asset Resilience Ratio has changed over time. Read how much debt does MAS Financial Services Limited carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down MAS Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see MAS Financial Services Limited assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs7.80 Billion | 5.68% |
| Total Liquid Assets | Rs7.80 Billion | 5.68% |
Asset Resilience Insights
- Limited Liquidity: MAS Financial Services Limited maintains only 5.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
MAS Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare MAS Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
MAS Financial Services Limited Asset Resilience Ratio by Year (2012–2026)
MAS Financial Services Limited asset resilience ratio by year from 2012 to 2026. The table below shows the annual Asset Resilience Ratio data for MAS Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 5.68% | Rs7.80 Billion ≈ $84.39 Million |
Rs137.47 Billion ≈ $1.49 Billion |
-9.76pp |
| 2025-03-31 | 15.44% | Rs18.84 Billion ≈ $203.71 Million |
Rs121.99 Billion ≈ $1.32 Billion |
+1.91pp |
| 2024-03-31 | 13.53% | Rs12.92 Billion ≈ $139.68 Million |
Rs95.47 Billion ≈ $1.03 Billion |
-3.56pp |
| 2023-03-31 | 17.09% | Rs13.69 Billion ≈ $148.08 Million |
Rs80.14 Billion ≈ $866.66 Million |
+4.42pp |
| 2022-03-31 | 12.67% | Rs8.01 Billion ≈ $86.61 Million |
Rs63.22 Billion ≈ $683.67 Million |
+1.84pp |
| 2021-03-31 | 10.83% | Rs5.88 Billion ≈ $63.62 Million |
Rs54.30 Billion ≈ $587.19 Million |
+3.40pp |
| 2020-03-31 | 7.44% | Rs3.57 Billion ≈ $38.65 Million |
Rs48.04 Billion ≈ $519.56 Million |
-2.57pp |
| 2019-03-31 | 10.00% | Rs4.00 Billion ≈ $43.23 Million |
Rs39.96 Billion ≈ $432.18 Million |
+7.92pp |
| 2018-03-31 | 2.08% | Rs597.26 Million ≈ $6.46 Million |
Rs28.67 Billion ≈ $310.11 Million |
-0.42pp |
| 2017-03-31 | 2.50% | Rs550.81 Million ≈ $5.96 Million |
Rs22.00 Billion ≈ $237.95 Million |
+2.46pp |
| 2016-03-31 | 0.04% | Rs8.05 Million ≈ $87.08K |
Rs19.46 Billion ≈ $210.43 Million |
+30.31pp |
| 2014-03-31 | -30.27% | Rs-3.43 Billion ≈ $-37.09 Million |
Rs11.33 Billion ≈ $122.54 Million |
-1.21pp |
| 2013-03-31 | -29.06% | Rs-2.33 Billion ≈ $-25.20 Million |
Rs8.02 Billion ≈ $86.71 Million |
-11.83pp |
| 2012-03-31 | -17.22% | Rs-1.04 Billion ≈ $-11.25 Million |
Rs6.04 Billion ≈ $65.32 Million |
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About MAS Financial Services Limited
MAS Financial Services Limited, a non-banking finance company, provides retail financing services in India. The company offers micro-enterprises, small and medium businesses, two-wheeler, commercial vehicle, used vehicle loans, and salaried personal loans, tractor, and housing loans. It serves through a distribution network of partner microfinance institutions, non-banking finance companies, hous… Read more