MAS Financial Services Limited - Asset Resilience Ratio

Latest as of September 2025: 12.73%

MAS Financial Services Limited (MASFIN) has an Asset Resilience Ratio of 12.73% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read MAS Financial Services Limited (MASFIN) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs16.73 Billion

≈ $180.91 Million USD Cash + Short-term Investments

Total Assets

Rs131.40 Billion

≈ $1.42 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how MAS Financial Services Limited's Asset Resilience Ratio has changed over time. See MAS Financial Services Limited shareholders equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down MAS Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MASFIN company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs16.73 Billion	12.73%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs16.73 Billion	12.73%

Asset Resilience Insights

Moderate Liquidity: MAS Financial Services Limited has 12.73% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

MAS Financial Services Limited Industry Peers by Asset Resilience Ratio

Compare MAS Financial Services Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Amigo Holdings PLC LSE:AMGO	Credit Services	0.95%
SBI Cards and Payment Services Limited NSE:SBICARD	Credit Services	9.38%
Western Union Co NYSE:WU	Credit Services	30.80%
IIFL Finance Limited NSE:IIFL	Credit Services	3.34%
AEON Thana Sinsap (Thailand) Public Company Limited BK:AEONTS	Credit Services	4.75%
Pepper Money Ltd AU:PPM	Credit Services	0.09%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for MAS Financial Services Limited (2012–2025)

The table below shows the annual Asset Resilience Ratio data for MAS Financial Services Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	15.44%	Rs18.84 Billion ≈ $203.71 Million	Rs121.99 Billion ≈ $1.32 Billion	+1.91pp
2024-03-31	13.53%	Rs12.92 Billion ≈ $139.68 Million	Rs95.47 Billion ≈ $1.03 Billion	-3.56pp
2023-03-31	17.09%	Rs13.69 Billion ≈ $148.08 Million	Rs80.14 Billion ≈ $866.66 Million	+4.42pp
2022-03-31	12.67%	Rs8.01 Billion ≈ $86.61 Million	Rs63.22 Billion ≈ $683.67 Million	+1.84pp
2021-03-31	10.83%	Rs5.88 Billion ≈ $63.62 Million	Rs54.30 Billion ≈ $587.19 Million	+3.40pp
2020-03-31	7.44%	Rs3.57 Billion ≈ $38.65 Million	Rs48.04 Billion ≈ $519.56 Million	-2.57pp
2019-03-31	10.00%	Rs4.00 Billion ≈ $43.23 Million	Rs39.96 Billion ≈ $432.18 Million	+7.92pp
2018-03-31	2.08%	Rs597.26 Million ≈ $6.46 Million	Rs28.67 Billion ≈ $310.11 Million	-0.42pp
2017-03-31	2.50%	Rs550.81 Million ≈ $5.96 Million	Rs22.00 Billion ≈ $237.95 Million	+2.46pp
2016-03-31	0.04%	Rs8.05 Million ≈ $87.08K	Rs19.46 Billion ≈ $210.43 Million	+30.31pp
2014-03-31	-30.27%	Rs-3.43 Billion ≈ $-37.09 Million	Rs11.33 Billion ≈ $122.54 Million	-1.21pp
2013-03-31	-29.06%	Rs-2.33 Billion ≈ $-25.20 Million	Rs8.02 Billion ≈ $86.71 Million	-11.83pp
2012-03-31	-17.22%	Rs-1.04 Billion ≈ $-11.25 Million	Rs6.04 Billion ≈ $65.32 Million	--

pp = percentage points

About MAS Financial Services Limited

NSE:MASFIN India Credit Services

Market Cap

$667.00 Million

Rs61.68 Billion INR

Market Cap Rank

#11079 Global

#525 in India

Share Price

Rs339.90

Change (1 day)

+4.30%

52-Week Range

Rs259.55 - Rs346.20

All Time High

Rs397.45