Muthoot Finance Limited Asset Resilience Ratio
Muthoot Finance Limited asset resilience ratio. Muthoot Finance Limited (MUTHOOTFIN) has an Asset Resilience Ratio of 6.00% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Muthoot Finance Limited (MUTHOOTFIN) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Muthoot Finance Limited (2006–2025)
Asset resilience ratio of Muthoot Finance Limited from 2006 to 2025. This chart shows how Muthoot Finance Limited's Asset Resilience Ratio has changed over time. Read Muthoot Finance Limited debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Muthoot Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Muthoot Finance Limited.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs108.05 Billion | 6.0% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs108.05 Billion | 6.00% |
Asset Resilience Insights
- Limited Liquidity: Muthoot Finance Limited maintains only 6.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Muthoot Finance Limited Industry Peers by Asset Resilience Ratio
Compare Muthoot Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Housing & Urban Development Corporation Limited
NSE:HUDCO |
Credit Services | 0.10% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
SR Accord
TA:SRAC |
Credit Services | 1.02% |
Muthoot Finance Limited Asset Resilience Ratio by Year (2006–2025)
Muthoot Finance Limited asset resilience ratio by year from 2006 to 2025. The table below shows the annual Asset Resilience Ratio data for Muthoot Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.28% | Rs3.66 Billion ≈ $39.55 Million |
Rs1.33 Trillion ≈ $14.37 Billion |
-0.51pp |
| 2024-03-31 | 0.78% | Rs7.54 Billion ≈ $81.50 Million |
Rs964.69 Billion ≈ $10.43 Billion |
-1.00pp |
| 2023-03-31 | 1.78% | Rs14.29 Billion ≈ $154.55 Million |
Rs801.49 Billion ≈ $8.67 Billion |
-6.09pp |
| 2022-03-31 | 7.87% | Rs60.06 Billion ≈ $649.49 Million |
Rs763.16 Billion ≈ $8.25 Billion |
+4.34pp |
| 2021-03-31 | 3.52% | Rs24.20 Billion ≈ $261.67 Million |
Rs686.41 Billion ≈ $7.42 Billion |
-1.44pp |
| 2020-03-31 | 4.96% | Rs27.24 Billion ≈ $294.57 Million |
Rs548.82 Billion ≈ $5.94 Billion |
+5.23pp |
| 2019-03-31 | -0.27% | Rs-1.11 Billion ≈ $-12.00 Million |
Rs417.35 Billion ≈ $4.51 Billion |
-0.38pp |
| 2018-03-31 | 0.12% | Rs389.93 Million ≈ $4.22 Million |
Rs336.72 Billion ≈ $3.64 Billion |
+0.06pp |
| 2017-03-31 | 0.06% | Rs188.20 Million ≈ $2.04 Million |
Rs321.84 Billion ≈ $3.48 Billion |
+0.06pp |
| 2016-03-31 | 0.00% | Rs3.88 Million ≈ $42.01K |
Rs273.95 Billion ≈ $2.96 Billion |
-0.04pp |
| 2015-03-31 | 0.04% | Rs119.25 Million ≈ $1.29 Million |
Rs269.96 Billion ≈ $2.92 Billion |
-0.08pp |
| 2014-03-31 | 0.12% | Rs315.31 Million ≈ $3.41 Million |
Rs255.94 Billion ≈ $2.77 Billion |
-0.13pp |
| 2013-03-31 | 0.25% | Rs750.01 Million ≈ $8.11 Million |
Rs294.16 Billion ≈ $3.18 Billion |
-1.28pp |
| 2012-03-31 | 1.53% | Rs3.58 Billion ≈ $38.75 Million |
Rs233.72 Billion ≈ $2.53 Billion |
+1.53pp |
| 2009-03-31 | 0.00% | Rs-4.90K ≈ $-53.01 |
Rs37.60 Billion ≈ $406.63 Million |
+0.00pp |
| 2008-03-31 | 0.00% | Rs-4.68K ≈ $-50.62 |
Rs22.86 Billion ≈ $247.20 Million |
-1.41pp |
| 2006-03-31 | 1.41% | Rs132.83 Million ≈ $1.44 Million |
Rs9.41 Billion ≈ $101.71 Million |
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About Muthoot Finance Limited
Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; m… Read more