Northern Arc Capital Ltd - Asset Resilience Ratio

Latest as of March 2026: 1.59%

Northern Arc Capital Ltd (NORTHARC) has an Asset Resilience Ratio of 1.59% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Northern Arc Capital Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs2.66 Billion
≈ $28.80 Million USD Cash + Short-term Investments

Total Assets

Rs167.45 Billion
≈ $1.81 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2022–2026)

This chart shows how Northern Arc Capital Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Northern Arc Capital Ltd asset portfolio.

Liquid Assets Composition Over Time

This chart breaks down Northern Arc Capital Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read total liabilities of Northern Arc Capital Ltd for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs2.66 Billion 1.59%
Total Liquid Assets Rs2.66 Billion 1.59%

Asset Resilience Insights

  • Limited Liquidity: Northern Arc Capital Ltd maintains only 1.59% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Northern Arc Capital Ltd Industry Peers by Asset Resilience Ratio

Compare Northern Arc Capital Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Direct Finance TA
TA:DIFI
Credit Services 0.01%
Upstart Holdings Inc
NASDAQ:UPST
Credit Services 1.39%
Latitude Group Holdings Ltd
AU:LFS
Credit Services 3.67%
OppFi Inc
NYSE:OPFI
Credit Services 6.56%
Starteck Finance Limited
NSE:STARTECK
Credit Services 0.02%
Mint Corp
V:MIT
Credit Services 0.00%
Williamson Magor & Company Limited
NSE:WILLAMAGOR
Credit Services 0.06%
Butn Ltd
AU:BTN
Credit Services 3.72%

Annual Asset Resilience Ratio for Northern Arc Capital Ltd (2022–2026)

The table below shows the annual Asset Resilience Ratio data for Northern Arc Capital Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2026-03-31 1.59% Rs2.66 Billion
≈ $28.80 Million
Rs167.45 Billion
≈ $1.81 Billion
-9.78pp
2025-03-31 11.37% Rs15.51 Billion
≈ $167.77 Million
Rs136.38 Billion
≈ $1.47 Billion
+0.91pp
2024-03-31 10.46% Rs12.25 Billion
≈ $132.49 Million
Rs117.08 Billion
≈ $1.27 Billion
+1.83pp
2023-03-31 8.64% Rs8.09 Billion
≈ $87.52 Million
Rs93.72 Billion
≈ $1.01 Billion
-2.52pp
2022-03-31 11.16% Rs8.90 Billion
≈ $96.20 Million
Rs79.74 Billion
≈ $862.37 Million
--
pp = percentage points

About Northern Arc Capital Ltd

NSE:NORTHARC India Credit Services
Market Cap
$542.86 Million
Rs50.20 Billion INR
Market Cap Rank
#11891 Global
#594 in India
Share Price
Rs310.55
Change (1 day)
+4.95%
52-Week Range
Rs206.85 - Rs325.30
All Time High
Rs325.30
About

Northern Arc Capital Limited operates as a non-banking financial company in India. It operates through Financing Activity, Investment Advisory Services, and Investment Management Services segments. The company offers rural financing services; loans for personal, microfinance, vehicle finance, as well as buy now pay later solutions; education loans; insurance premium financing; MSME financing, MFI… Read more