REC Limited - Asset Resilience Ratio

Latest as of September 2025: 0.92%

REC Limited (RECLTD) has an Asset Resilience Ratio of 0.92% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of REC Limited to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs58.92 Billion

≈ $637.24 Million USD Cash + Short-term Investments

Total Assets

Rs6.40 Trillion

≈ $69.25 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how REC Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of REC Limited.

Liquid Assets Composition Over Time

This chart breaks down REC Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore REC Limited long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs58.92 Billion	0.92%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs58.92 Billion	0.92%

Asset Resilience Insights

Limited Liquidity: REC Limited maintains only 0.92% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

REC Limited Industry Peers by Asset Resilience Ratio

Compare REC Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Liberty Financial Group AU:LFG	Credit Services	4.96%
RCE Capital Berhad KLSE:9296	Credit Services	23.19%
Qudian Inc NYSE:QD	Credit Services	70.36%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Manba Finance Ltd NSE:MANBA	Credit Services	5.97%
Vaziva Sa PA:ALVAZ	Credit Services	2.08%
Moneyme Ltd AU:MME	Credit Services	1.75%

Annual Asset Resilience Ratio for REC Limited (2005–2025)

The table below shows the annual Asset Resilience Ratio data for REC Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	0.38%	Rs23.43 Billion ≈ $253.43 Million	Rs6.15 Trillion ≈ $66.46 Billion	+0.32pp
2024-03-31	0.07%	Rs3.63 Billion ≈ $39.31 Million	Rs5.48 Trillion ≈ $59.28 Billion	+0.06pp
2023-03-31	0.01%	Rs487.00 Million ≈ $5.27 Million	Rs4.66 Trillion ≈ $50.34 Billion	+0.20pp
2022-03-31	-0.19%	Rs-7.90 Billion ≈ $-85.42 Million	Rs4.11 Trillion ≈ $44.43 Billion	-0.14pp
2021-03-31	-0.05%	Rs-2.20 Billion ≈ $-23.75 Million	Rs4.01 Trillion ≈ $43.35 Billion	+0.00pp
2020-03-31	-0.06%	Rs-1.99 Billion ≈ $-21.54 Million	Rs3.47 Trillion ≈ $37.53 Billion	-0.20pp
2019-03-31	0.14%	Rs4.15 Billion ≈ $44.83 Million	Rs2.98 Trillion ≈ $32.28 Billion	-0.07pp
2018-03-31	0.20%	Rs5.09 Billion ≈ $55.00 Million	Rs2.49 Trillion ≈ $26.89 Billion	-2.04pp
2017-03-31	2.25%	Rs47.28 Billion ≈ $511.32 Million	Rs2.10 Trillion ≈ $22.74 Billion	+1.78pp
2016-03-31	0.47%	Rs9.64 Billion ≈ $104.29 Million	Rs2.07 Trillion ≈ $22.38 Billion	+0.42pp
2012-03-31	0.04%	Rs472.60 Million ≈ $5.11 Million	Rs1.09 Trillion ≈ $11.77 Billion	-0.97pp
2005-03-31	1.01%	Rs2.50 Billion ≈ $27.04 Million	Rs247.07 Billion ≈ $2.67 Billion	--

pp = percentage points

About REC Limited

NSE:RECLTD India Credit Services

Market Cap

$8.90 Billion

Rs823.28 Billion INR

Market Cap Rank

#2448 Global

#99 in India

Share Price

Rs312.65

Change (1 day)

+1.35%

52-Week Range

Rs305.10 - Rs386.70

All Time High

Rs637.07