REC Limited Asset Resilience Ratio

Latest as of September 2025: 0.92%

REC Limited asset resilience ratio. REC Limited (RECLTD) has an Asset Resilience Ratio of 0.92% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of REC Limited to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs58.92 Billion

≈ $637.24 Million USD Cash + Short-term Investments

Total Assets

Rs6.40 Trillion

≈ $69.25 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of REC Limited (2005–2025)

Asset resilience ratio of REC Limited from 2005 to 2025. This chart shows how REC Limited's Asset Resilience Ratio has changed over time. Read REC Limited total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down REC Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of REC Limited.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs58.92 Billion	0.92%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs58.92 Billion	0.92%

Asset Resilience Insights

Limited Liquidity: REC Limited maintains only 0.92% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

REC Limited Industry Peers by Asset Resilience Ratio

Compare REC Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Muthoot Finance Limited NSE:MUTHOOTFIN	Credit Services	6.00%
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Direct Finance TA TA:DIFI	Credit Services	0.01%
Best SA WAR:BST	Credit Services	3.86%
FSA Group Ltd AU:FSA	Credit Services	0.99%
Plenti Group Ltd AU:PLT	Credit Services	0.07%
Harmoney Corp Ltd AU:HMY	Credit Services	0.00%

REC Limited Asset Resilience Ratio by Year (2005–2025)

REC Limited asset resilience ratio by year from 2005 to 2025. The table below shows the annual Asset Resilience Ratio data for REC Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	0.38%	Rs23.43 Billion ≈ $253.43 Million	Rs6.15 Trillion ≈ $66.46 Billion	+0.32pp
2024-03-31	0.07%	Rs3.63 Billion ≈ $39.31 Million	Rs5.48 Trillion ≈ $59.28 Billion	+0.06pp
2023-03-31	0.01%	Rs487.00 Million ≈ $5.27 Million	Rs4.66 Trillion ≈ $50.34 Billion	+0.20pp
2022-03-31	-0.19%	Rs-7.90 Billion ≈ $-85.42 Million	Rs4.11 Trillion ≈ $44.43 Billion	-0.14pp
2021-03-31	-0.05%	Rs-2.20 Billion ≈ $-23.75 Million	Rs4.01 Trillion ≈ $43.35 Billion	+0.00pp
2020-03-31	-0.06%	Rs-1.99 Billion ≈ $-21.54 Million	Rs3.47 Trillion ≈ $37.53 Billion	-0.20pp
2019-03-31	0.14%	Rs4.15 Billion ≈ $44.83 Million	Rs2.98 Trillion ≈ $32.28 Billion	-0.07pp
2018-03-31	0.20%	Rs5.09 Billion ≈ $55.00 Million	Rs2.49 Trillion ≈ $26.89 Billion	-2.04pp
2017-03-31	2.25%	Rs47.28 Billion ≈ $511.32 Million	Rs2.10 Trillion ≈ $22.74 Billion	+1.78pp
2016-03-31	0.47%	Rs9.64 Billion ≈ $104.29 Million	Rs2.07 Trillion ≈ $22.38 Billion	+0.42pp
2012-03-31	0.04%	Rs472.60 Million ≈ $5.11 Million	Rs1.09 Trillion ≈ $11.77 Billion	-0.97pp
2005-03-31	1.01%	Rs2.50 Billion ≈ $27.04 Million	Rs247.07 Billion ≈ $2.67 Billion	--

pp = percentage points

About REC Limited

NSE:RECLTD India Credit Services

Market Cap

$8.13 Billion

Rs752.05 Billion INR

Market Cap Rank

#2497 Global

#101 in India

Share Price

Rs285.60

Change (1 day)

-3.56%

52-Week Range

Rs285.60 - Rs385.25

All Time High

Rs637.07