Reliance Home Finance Limited - Asset Resilience Ratio
Reliance Home Finance Limited (RHFL) has an Asset Resilience Ratio of 1.18% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Reliance Home Finance Limited debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2022)
This chart shows how Reliance Home Finance Limited's Asset Resilience Ratio has changed over time. See Reliance Home Finance Limited shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Reliance Home Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Reliance Home Finance Limited (RHFL) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs1.81 Billion | 1.18% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs1.81 Billion | 1.18% |
Asset Resilience Insights
- Limited Liquidity: Reliance Home Finance Limited maintains only 1.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Reliance Home Finance Limited Industry Peers by Asset Resilience Ratio
Compare Reliance Home Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.05% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
Annual Asset Resilience Ratio for Reliance Home Finance Limited (2008–2022)
The table below shows the annual Asset Resilience Ratio data for Reliance Home Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-03-31 | 0.64% | Rs647.60 Million ≈ $7.00 Million |
Rs101.44 Billion ≈ $1.10 Billion |
+0.02pp |
| 2021-03-31 | 0.62% | Rs927.90 Million ≈ $10.03 Million |
Rs148.98 Billion ≈ $1.61 Billion |
+0.62pp |
| 2020-03-31 | 0.00% | Rs5.80 Million ≈ $62.72K |
Rs157.29 Billion ≈ $1.70 Billion |
-2.99pp |
| 2019-03-31 | 2.99% | Rs5.43 Billion ≈ $58.69 Million |
Rs181.25 Billion ≈ $1.96 Billion |
+1.63pp |
| 2018-03-31 | 1.37% | Rs2.11 Billion ≈ $22.78 Million |
Rs154.08 Billion ≈ $1.67 Billion |
-3.82pp |
| 2017-03-31 | 5.19% | Rs5.79 Billion ≈ $62.61 Million |
Rs111.52 Billion ≈ $1.21 Billion |
+4.24pp |
| 2016-03-31 | 0.96% | Rs734.77 Million ≈ $7.95 Million |
Rs76.94 Billion ≈ $832.03 Million |
-7.59pp |
| 2014-03-31 | 8.54% | Rs3.20 Billion ≈ $34.61 Million |
Rs37.45 Billion ≈ $405.00 Million |
+8.54pp |
| 2008-03-31 | 0.00% | Rs105.00K ≈ $1.14K |
Rs7.38 Billion ≈ $79.80 Million |
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About Reliance Home Finance Limited
Reliance Home Finance Limited engages in the housing finance business in India. The company offers a range of loans, such as home and affordable housing loans, loans against properties, and construction finance loans. It also provides property services. Reliance Home Finance Limited was incorporated in 2008 and is based in Mumbai, India.