Reliance Home Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 1.18%

Reliance Home Finance Limited (RHFL) has an Asset Resilience Ratio of 1.18% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check RHFL strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs1.81 Billion

≈ $19.58 Million USD Cash + Short-term Investments

Total Assets

Rs153.10 Billion

≈ $1.66 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2008–2022)

This chart shows how Reliance Home Finance Limited's Asset Resilience Ratio has changed over time. See Reliance Home Finance Limited balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Reliance Home Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Reliance Home Finance Limited (RHFL) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs1.81 Billion	1.18%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs1.81 Billion	1.18%

Asset Resilience Insights

Limited Liquidity: Reliance Home Finance Limited maintains only 1.18% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Reliance Home Finance Limited Industry Peers by Asset Resilience Ratio

Compare Reliance Home Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ECN Capital Corp TO:ECN	Mortgage Finance	5.22%
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.00%
N1 Holdings Ltd AU:N1H	Mortgage Finance	20.92%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
MCAN Mortgage Corporation TO:MKP	Mortgage Finance	2.07%
Timbercreek Financial Corp TO:TF	Mortgage Finance	0.38%
Firm Capital Mortgage Invest Corp TO:FC	Mortgage Finance	2.40%

Annual Asset Resilience Ratio for Reliance Home Finance Limited (2008–2022)

The table below shows the annual Asset Resilience Ratio data for Reliance Home Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2022-03-31	0.64%	Rs647.60 Million ≈ $7.00 Million	Rs101.44 Billion ≈ $1.10 Billion	+0.02pp
2021-03-31	0.62%	Rs927.90 Million ≈ $10.03 Million	Rs148.98 Billion ≈ $1.61 Billion	+0.62pp
2020-03-31	0.00%	Rs5.80 Million ≈ $62.72K	Rs157.29 Billion ≈ $1.70 Billion	-2.99pp
2019-03-31	2.99%	Rs5.43 Billion ≈ $58.69 Million	Rs181.25 Billion ≈ $1.96 Billion	+1.63pp
2018-03-31	1.37%	Rs2.11 Billion ≈ $22.78 Million	Rs154.08 Billion ≈ $1.67 Billion	-3.82pp
2017-03-31	5.19%	Rs5.79 Billion ≈ $62.61 Million	Rs111.52 Billion ≈ $1.21 Billion	+4.24pp
2016-03-31	0.96%	Rs734.77 Million ≈ $7.95 Million	Rs76.94 Billion ≈ $832.03 Million	-7.59pp
2014-03-31	8.54%	Rs3.20 Billion ≈ $34.61 Million	Rs37.45 Billion ≈ $405.00 Million	+8.54pp
2008-03-31	0.00%	Rs105.00K ≈ $1.14K	Rs7.38 Billion ≈ $79.80 Million	--

pp = percentage points

About Reliance Home Finance Limited

NSE:RHFL India Mortgage Finance

Market Cap

$11.54 Million

Rs1.07 Billion INR

Market Cap Rank

#26688 Global

#1487 in India

Share Price

Rs2.20

Change (1 day)

-0.45%

52-Week Range

Rs1.91 - Rs6.72

All Time High

Rs110.89