Shriram Finance Limited Asset Resilience Ratio

Latest as of September 2025: 3.41%

Shriram Finance Limited asset resilience ratio. Shriram Finance Limited (SHRIRAMFIN) has an Asset Resilience Ratio of 3.41% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See SHRIRAMFIN defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs102.02 Billion

≈ $1.10 Billion USD Cash + Short-term Investments

Total Assets

Rs2.99 Trillion

≈ $32.36 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Shriram Finance Limited (2010–2025)

Asset resilience ratio of Shriram Finance Limited from 2010 to 2025. This chart shows how Shriram Finance Limited's Asset Resilience Ratio has changed over time. Read Shriram Finance Limited (SHRIRAMFIN) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Shriram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see SHRIRAMFIN total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs102.02 Billion	3.41%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs102.02 Billion	3.41%

Asset Resilience Insights

Limited Liquidity: Shriram Finance Limited maintains only 3.41% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Shriram Finance Limited Industry Peers by Asset Resilience Ratio

Compare Shriram Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Muthoot Finance Limited NSE:MUTHOOTFIN	Credit Services	6.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Housing & Urban Development Corporation Limited NSE:HUDCO	Credit Services	0.10%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%
Five-Star Business Finance Limited NSE:FIVESTAR	Credit Services	4.49%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
Direct Finance TA TA:DIFI	Credit Services	0.01%

Shriram Finance Limited Asset Resilience Ratio by Year (2010–2025)

Shriram Finance Limited asset resilience ratio by year from 2010 to 2025. The table below shows the annual Asset Resilience Ratio data for Shriram Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	6.64%	Rs194.91 Billion ≈ $2.11 Billion	Rs2.94 Trillion ≈ $31.76 Billion	+4.22pp
2024-03-31	2.42%	Rs60.03 Billion ≈ $649.24 Million	Rs2.48 Trillion ≈ $26.85 Billion	-2.69pp
2023-03-31	5.11%	Rs107.55 Billion ≈ $1.16 Billion	Rs2.11 Trillion ≈ $22.78 Billion	-4.97pp
2022-03-31	10.08%	Rs143.35 Billion ≈ $1.55 Billion	Rs1.42 Trillion ≈ $15.39 Billion	-0.57pp
2021-03-31	10.64%	Rs138.16 Billion ≈ $1.49 Billion	Rs1.30 Trillion ≈ $14.04 Billion	+8.33pp
2020-03-31	2.31%	Rs26.36 Billion ≈ $285.08 Million	Rs1.14 Trillion ≈ $12.36 Billion	+2.12pp
2019-03-31	0.19%	Rs2.00 Billion ≈ $21.67 Million	Rs1.05 Trillion ≈ $11.40 Billion	-0.19pp
2018-03-31	0.38%	Rs3.74 Billion ≈ $40.47 Million	Rs973.60 Billion ≈ $10.53 Billion	-1.58pp
2017-03-31	1.97%	Rs15.80 Billion ≈ $170.92 Million	Rs804.30 Billion ≈ $8.70 Billion	+1.35pp
2016-03-31	0.62%	Rs4.20 Billion ≈ $45.43 Million	Rs680.13 Billion ≈ $7.36 Billion	-8.55pp
2012-03-31	9.16%	Rs33.94 Billion ≈ $367.07 Million	Rs370.38 Billion ≈ $4.01 Billion	-1.13pp
2010-03-31	10.29%	Rs27.76 Billion ≈ $300.22 Million	Rs269.78 Billion ≈ $2.92 Billion	--

pp = percentage points

About Shriram Finance Limited

NSE:SHRIRAMFIN India Credit Services

Market Cap

$21.97 Billion

Rs2.03 Trillion INR

Market Cap Rank

#1166 Global

#34 in India

Share Price

Rs863.35

Change (1 day)

+4.88%

52-Week Range

Rs792.50 - Rs1141.00

All Time High

Rs3603.40