Shriram Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 3.41%

Shriram Finance Limited (SHRIRAMFIN) has an Asset Resilience Ratio of 3.41% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs102.02 Billion

≈ $1.10 Billion USD Cash + Short-term Investments

Total Assets

Rs2.99 Trillion

≈ $32.36 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2025)

This chart shows how Shriram Finance Limited's Asset Resilience Ratio has changed over time. Check how strategically is Shriram Finance Limited's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Shriram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SHRIRAMFIN market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs102.02 Billion	3.41%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs102.02 Billion	3.41%

Asset Resilience Insights

Limited Liquidity: Shriram Finance Limited maintains only 3.41% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Shriram Finance Limited Industry Peers by Asset Resilience Ratio

Compare Shriram Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
SLM Corp NASDAQ:SLM	Credit Services	2.01%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Humm Group Ltd AU:HUM	Credit Services	7.46%
FSA Group Ltd AU:FSA	Credit Services	0.99%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
creditshelf Aktiengesellschaft F:CSQ	Credit Services	0.62%

Annual Asset Resilience Ratio for Shriram Finance Limited (2010–2025)

The table below shows the annual Asset Resilience Ratio data for Shriram Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	6.64%	Rs194.91 Billion ≈ $2.11 Billion	Rs2.94 Trillion ≈ $31.76 Billion	+4.22pp
2024-03-31	2.42%	Rs60.03 Billion ≈ $649.24 Million	Rs2.48 Trillion ≈ $26.85 Billion	-2.69pp
2023-03-31	5.11%	Rs107.55 Billion ≈ $1.16 Billion	Rs2.11 Trillion ≈ $22.78 Billion	-4.97pp
2022-03-31	10.08%	Rs143.35 Billion ≈ $1.55 Billion	Rs1.42 Trillion ≈ $15.39 Billion	-0.57pp
2021-03-31	10.64%	Rs138.16 Billion ≈ $1.49 Billion	Rs1.30 Trillion ≈ $14.04 Billion	+8.33pp
2020-03-31	2.31%	Rs26.36 Billion ≈ $285.08 Million	Rs1.14 Trillion ≈ $12.36 Billion	+2.12pp
2019-03-31	0.19%	Rs2.00 Billion ≈ $21.67 Million	Rs1.05 Trillion ≈ $11.40 Billion	-0.23pp
2018-03-31	0.42%	Rs3.74 Billion ≈ $40.47 Million	Rs884.86 Billion ≈ $9.57 Billion	-1.70pp
2017-03-31	2.12%	Rs15.80 Billion ≈ $170.92 Million	Rs744.51 Billion ≈ $8.05 Billion	+1.51pp
2016-03-31	0.62%	Rs4.20 Billion ≈ $45.43 Million	Rs680.13 Billion ≈ $7.36 Billion	-8.55pp
2012-03-31	9.16%	Rs33.94 Billion ≈ $367.07 Million	Rs370.38 Billion ≈ $4.01 Billion	-57.43pp
2010-03-31	66.59%	Rs179.65 Billion ≈ $1.94 Billion	Rs269.78 Billion ≈ $2.92 Billion	--

pp = percentage points

About Shriram Finance Limited

NSE:SHRIRAMFIN India Credit Services

Market Cap

$26.63 Billion

Rs2.46 Trillion INR

Market Cap Rank

#1002 Global

#28 in India

Share Price

Rs1046.70

Change (1 day)

+1.90%

52-Week Range

Rs571.65 - Rs1104.60

All Time High

Rs3603.40