Starteck Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 0.03%

Starteck Finance Limited (STARTECK) has an Asset Resilience Ratio of 0.03% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Starteck Finance Limited debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs1.55 Million
≈ $16.77K USD Cash + Short-term Investments

Total Assets

Rs5.77 Billion
≈ $62.37 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2002–2025)

This chart shows how Starteck Finance Limited's Asset Resilience Ratio has changed over time. See shareholders equity of Starteck Finance Limited for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Starteck Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Starteck Finance Limited (STARTECK) total market value.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs1.55 Million 0.03%
Total Liquid Assets Rs1.55 Million 0.03%

Asset Resilience Insights

  • Limited Liquidity: Starteck Finance Limited maintains only 0.03% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Starteck Finance Limited Industry Peers by Asset Resilience Ratio

Compare Starteck Finance Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Upstart Holdings Inc
NASDAQ:UPST
Credit Services 1.39%
Beijing Cuiwei Tower Co Ltd
SHG:603123
Credit Services 1.79%
Peninsula Group Ltd
TA:PEN
Credit Services 1.01%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%
Wisr Ltd
AU:WZR
Credit Services 0.02%
Intan Baruprana Finance Tbk
JK:IBFN
Credit Services 7.72%
Fast Finance SA
WAR:FFI
Credit Services 69.30%
Funding Circle Holdings PLC
LSE:FCH
Credit Services 54.97%

Annual Asset Resilience Ratio for Starteck Finance Limited (2002–2025)

The table below shows the annual Asset Resilience Ratio data for Starteck Finance Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 26.07% Rs1.34 Billion
≈ $14.52 Million
Rs5.15 Billion
≈ $55.70 Million
+6.23pp
2024-03-31 19.84% Rs881.39 Million
≈ $9.53 Million
Rs4.44 Billion
≈ $48.04 Million
+12.26pp
2023-03-31 7.58% Rs291.18 Million
≈ $3.15 Million
Rs3.84 Billion
≈ $41.54 Million
-2.06pp
2022-03-31 9.64% Rs258.07 Million
≈ $2.79 Million
Rs2.68 Billion
≈ $28.96 Million
+6.97pp
2021-03-31 2.67% Rs217.57 Million
≈ $2.35 Million
Rs8.14 Billion
≈ $88.04 Million
-9.75pp
2020-03-31 12.42% Rs249.70 Million
≈ $2.70 Million
Rs2.01 Billion
≈ $21.74 Million
+12.38pp
2019-03-31 0.04% Rs900.00K
≈ $9.73K
Rs2.07 Billion
≈ $22.40 Million
0.00pp
2018-03-31 0.04% Rs900.00K
≈ $9.73K
Rs2.01 Billion
≈ $21.73 Million
-14.80pp
2017-03-31 14.85% Rs377.27 Million
≈ $4.08 Million
Rs2.54 Billion
≈ $27.48 Million
+2.70pp
2016-03-31 12.15% Rs377.27 Million
≈ $4.08 Million
Rs3.11 Billion
≈ $33.58 Million
-32.99pp
2015-03-31 45.14% Rs757.73 Million
≈ $8.19 Million
Rs1.68 Billion
≈ $18.15 Million
+45.00pp
2004-03-31 0.13% Rs8.53K
≈ $92.23
Rs6.33 Million
≈ $68.51K
-0.01pp
2003-03-31 0.14% Rs8.53K
≈ $92.23
Rs5.90 Million
≈ $63.76K
+0.11pp
2002-03-31 0.03% Rs5.00K
≈ $54.07
Rs16.45 Million
≈ $177.90K
--
pp = percentage points

About Starteck Finance Limited

NSE:STARTECK India Credit Services
Market Cap
$26.59 Million
Rs2.46 Billion INR
Market Cap Rank
#24114 Global
#1336 in India
Share Price
Rs248.12
Change (1 day)
+0.05%
52-Week Range
Rs216.00 - Rs334.90
All Time High
Rs410.00
About

Starteck Finance Limited operates as a non-banking financial company in India. The company offers financing solutions to retail, small and medium enterprise, and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated … Read more