Starteck Finance Limited - Asset Resilience Ratio
Starteck Finance Limited (STARTECK) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2026)
This chart shows how Starteck Finance Limited's Asset Resilience Ratio has changed over time. Check asset allocation strategy of Starteck Finance Limited to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Starteck Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Starteck Finance Limited (STARTECK) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs1.61 Million | 0.02% |
| Total Liquid Assets | Rs1.61 Million | 0.02% |
Asset Resilience Insights
- Limited Liquidity: Starteck Finance Limited maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Starteck Finance Limited Industry Peers by Asset Resilience Ratio
Compare Starteck Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
SBI Cards and Payment Services Limited
NSE:SBICARD |
Credit Services | 9.38% |
|
Credit Acceptance Corporation
NASDAQ:CACC |
Credit Services | 1.26% |
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
Medallion Financial Corp
NASDAQ:MFIN |
Credit Services | 0.08% |
|
Brockhaus Capital Management AG
F:BKHT |
Credit Services | 2.81% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
Annual Asset Resilience Ratio for Starteck Finance Limited (2002–2026)
The table below shows the annual Asset Resilience Ratio data for Starteck Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.02% | Rs1.61 Million ≈ $17.39K |
Rs6.75 Billion ≈ $73.02 Million |
-26.05pp |
| 2025-03-31 | 26.07% | Rs1.34 Billion ≈ $14.52 Million |
Rs5.15 Billion ≈ $55.70 Million |
+6.23pp |
| 2024-03-31 | 19.84% | Rs881.39 Million ≈ $9.53 Million |
Rs4.44 Billion ≈ $48.04 Million |
+12.26pp |
| 2023-03-31 | 7.58% | Rs291.18 Million ≈ $3.15 Million |
Rs3.84 Billion ≈ $41.54 Million |
-2.06pp |
| 2022-03-31 | 9.64% | Rs258.07 Million ≈ $2.79 Million |
Rs2.68 Billion ≈ $28.96 Million |
+6.97pp |
| 2021-03-31 | 2.67% | Rs217.57 Million ≈ $2.35 Million |
Rs8.14 Billion ≈ $88.04 Million |
-9.75pp |
| 2020-03-31 | 12.42% | Rs249.70 Million ≈ $2.70 Million |
Rs2.01 Billion ≈ $21.74 Million |
+12.38pp |
| 2019-03-31 | 0.04% | Rs900.00K ≈ $9.73K |
Rs2.07 Billion ≈ $22.40 Million |
0.00pp |
| 2018-03-31 | 0.04% | Rs900.00K ≈ $9.73K |
Rs2.01 Billion ≈ $21.73 Million |
-14.80pp |
| 2017-03-31 | 14.85% | Rs377.27 Million ≈ $4.08 Million |
Rs2.54 Billion ≈ $27.48 Million |
+2.70pp |
| 2016-03-31 | 12.15% | Rs377.27 Million ≈ $4.08 Million |
Rs3.11 Billion ≈ $33.58 Million |
-32.99pp |
| 2015-03-31 | 45.14% | Rs757.73 Million ≈ $8.19 Million |
Rs1.68 Billion ≈ $18.15 Million |
+45.00pp |
| 2004-03-31 | 0.13% | Rs8.53K ≈ $92.23 |
Rs6.33 Million ≈ $68.51K |
-0.01pp |
| 2003-03-31 | 0.14% | Rs8.53K ≈ $92.23 |
Rs5.90 Million ≈ $63.76K |
+0.11pp |
| 2002-03-31 | 0.03% | Rs5.00K ≈ $54.07 |
Rs16.45 Million ≈ $177.90K |
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About Starteck Finance Limited
Starteck Finance Limited operates as a non-banking financial company in India. The company offers financing solutions to retail, small and medium enterprise, and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated … Read more