Starteck Finance Limited - Asset Resilience Ratio
Starteck Finance Limited (STARTECK) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See STARTECK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2026)
This chart shows how Starteck Finance Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see STARTECK total asset value.
Liquid Assets Composition Over Time
This chart breaks down Starteck Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read Starteck Finance Limited total liabilities for a breakdown of total debt and financial obligations.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs1.61 Million | 0.02% |
| Total Liquid Assets | Rs1.61 Million | 0.02% |
Asset Resilience Insights
- Limited Liquidity: Starteck Finance Limited maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Starteck Finance Limited Industry Peers by Asset Resilience Ratio
Compare Starteck Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Starteck Finance Limited (2002–2026)
The table below shows the annual Asset Resilience Ratio data for Starteck Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.02% | Rs1.61 Million ≈ $17.39K |
Rs6.75 Billion ≈ $73.02 Million |
-26.05pp |
| 2025-03-31 | 26.07% | Rs1.34 Billion ≈ $14.52 Million |
Rs5.15 Billion ≈ $55.70 Million |
+6.23pp |
| 2024-03-31 | 19.84% | Rs881.39 Million ≈ $9.53 Million |
Rs4.44 Billion ≈ $48.04 Million |
+12.26pp |
| 2023-03-31 | 7.58% | Rs291.18 Million ≈ $3.15 Million |
Rs3.84 Billion ≈ $41.54 Million |
-2.06pp |
| 2022-03-31 | 9.64% | Rs258.07 Million ≈ $2.79 Million |
Rs2.68 Billion ≈ $28.96 Million |
+6.97pp |
| 2021-03-31 | 2.67% | Rs217.57 Million ≈ $2.35 Million |
Rs8.14 Billion ≈ $88.04 Million |
-9.75pp |
| 2020-03-31 | 12.42% | Rs249.70 Million ≈ $2.70 Million |
Rs2.01 Billion ≈ $21.74 Million |
+12.38pp |
| 2019-03-31 | 0.04% | Rs900.00K ≈ $9.73K |
Rs2.07 Billion ≈ $22.40 Million |
0.00pp |
| 2018-03-31 | 0.04% | Rs900.00K ≈ $9.73K |
Rs2.01 Billion ≈ $21.73 Million |
-14.80pp |
| 2017-03-31 | 14.85% | Rs377.27 Million ≈ $4.08 Million |
Rs2.54 Billion ≈ $27.48 Million |
+2.70pp |
| 2016-03-31 | 12.15% | Rs377.27 Million ≈ $4.08 Million |
Rs3.11 Billion ≈ $33.58 Million |
-32.99pp |
| 2015-03-31 | 45.14% | Rs757.73 Million ≈ $8.19 Million |
Rs1.68 Billion ≈ $18.15 Million |
+45.00pp |
| 2004-03-31 | 0.13% | Rs8.53K ≈ $92.23 |
Rs6.33 Million ≈ $68.51K |
-0.01pp |
| 2003-03-31 | 0.14% | Rs8.53K ≈ $92.23 |
Rs5.90 Million ≈ $63.76K |
+0.11pp |
| 2002-03-31 | 0.03% | Rs5.00K ≈ $54.07 |
Rs16.45 Million ≈ $177.90K |
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About Starteck Finance Limited
Starteck Finance Limited operates as a non-banking financial company in India. The company offers financing solutions to retail, small and medium enterprise, and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated … Read more