Sundaram Finance Limited - Asset Resilience Ratio
Sundaram Finance Limited (SUNDARMFIN) has an Asset Resilience Ratio of 1.86% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See SUNDARMFIN working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how Sundaram Finance Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see SUNDARMFIN asset base.
Liquid Assets Composition Over Time
This chart breaks down Sundaram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Sundaram Finance Limited's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs15.28 Billion | 1.86% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs15.28 Billion | 1.86% |
Asset Resilience Insights
- Limited Liquidity: Sundaram Finance Limited maintains only 1.86% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Sundaram Finance Limited Industry Peers by Asset Resilience Ratio
Compare Sundaram Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Sundaram Finance Limited (2005–2025)
The table below shows the annual Asset Resilience Ratio data for Sundaram Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 2.42% | Rs18.21 Billion ≈ $196.96 Million |
Rs753.37 Billion ≈ $8.15 Billion |
+1.08pp |
| 2024-03-31 | 1.34% | Rs8.59 Billion ≈ $92.87 Million |
Rs642.76 Billion ≈ $6.95 Billion |
+0.92pp |
| 2023-03-31 | 0.42% | Rs2.33 Billion ≈ $25.19 Million |
Rs560.66 Billion ≈ $6.06 Billion |
+1.49pp |
| 2022-03-31 | -1.08% | Rs-5.18 Billion ≈ $-56.00 Million |
Rs481.54 Billion ≈ $5.21 Billion |
-1.02pp |
| 2021-03-31 | -0.05% | Rs-239.97 Million ≈ $-2.60 Million |
Rs465.93 Billion ≈ $5.04 Billion |
-0.01pp |
| 2020-03-31 | -0.04% | Rs-167.12 Million ≈ $-1.81 Million |
Rs447.21 Billion ≈ $4.84 Billion |
-1.96pp |
| 2019-03-31 | 1.92% | Rs6.48 Billion ≈ $70.09 Million |
Rs336.71 Billion ≈ $3.64 Billion |
-0.46pp |
| 2018-03-31 | 2.39% | Rs8.69 Billion ≈ $93.94 Million |
Rs363.96 Billion ≈ $3.94 Billion |
-4.31pp |
| 2017-03-31 | 6.70% | Rs20.61 Billion ≈ $222.87 Million |
Rs307.56 Billion ≈ $3.33 Billion |
+1.28pp |
| 2016-03-31 | 5.42% | Rs15.19 Billion ≈ $164.27 Million |
Rs280.27 Billion ≈ $3.03 Billion |
+3.11pp |
| 2012-03-31 | 2.31% | Rs4.21 Billion ≈ $45.54 Million |
Rs182.38 Billion ≈ $1.97 Billion |
-7.80pp |
| 2011-03-31 | 10.11% | Rs16.08 Billion ≈ $173.89 Million |
Rs159.02 Billion ≈ $1.72 Billion |
+2.56pp |
| 2010-03-31 | 7.56% | Rs10.09 Billion ≈ $109.13 Million |
Rs133.55 Billion ≈ $1.44 Billion |
-3.48pp |
| 2006-03-31 | 11.03% | Rs7.80 Billion ≈ $84.34 Million |
Rs70.69 Billion ≈ $764.47 Million |
+3.03pp |
| 2005-03-31 | 8.00% | Rs4.76 Billion ≈ $51.45 Million |
Rs59.49 Billion ≈ $643.38 Million |
-- |
About Sundaram Finance Limited
Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. The company accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipm… Read more