Sundaram Finance Limited Asset Resilience Ratio

Latest as of September 2025: 1.86%

Sundaram Finance Limited asset resilience ratio. Sundaram Finance Limited (SUNDARMFIN) has an Asset Resilience Ratio of 1.86% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Sundaram Finance Limited defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs15.28 Billion

≈ $165.28 Million USD Cash + Short-term Investments

Total Assets

Rs822.16 Billion

≈ $8.89 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Sundaram Finance Limited (2005–2025)

Asset resilience ratio of Sundaram Finance Limited from 2005 to 2025. This chart shows how Sundaram Finance Limited's Asset Resilience Ratio has changed over time. Read SUNDARMFIN current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Sundaram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Sundaram Finance Limited assets under control.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs15.28 Billion	1.86%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs15.28 Billion	1.86%

Asset Resilience Insights

Limited Liquidity: Sundaram Finance Limited maintains only 1.86% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Sundaram Finance Limited Industry Peers by Asset Resilience Ratio

Compare Sundaram Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Krungthai Card PCL BK:KTC	Credit Services	92.33%
Mastercard Inc NYSE:MA	Credit Services	0.60%
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
Best SA WAR:BST	Credit Services	3.86%
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Litigation Capital Management Limited LSE:LIT	Credit Services	78.61%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%
Credit Corp Group Ltd AU:CCP	Credit Services	4.06%

Sundaram Finance Limited Asset Resilience Ratio by Year (2005–2025)

Sundaram Finance Limited asset resilience ratio by year from 2005 to 2025. The table below shows the annual Asset Resilience Ratio data for Sundaram Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	2.42%	Rs18.21 Billion ≈ $196.96 Million	Rs753.37 Billion ≈ $8.15 Billion	+1.08pp
2024-03-31	1.34%	Rs8.59 Billion ≈ $92.87 Million	Rs642.76 Billion ≈ $6.95 Billion	+0.92pp
2023-03-31	0.42%	Rs2.33 Billion ≈ $25.19 Million	Rs560.66 Billion ≈ $6.06 Billion	+1.49pp
2022-03-31	-1.08%	Rs-5.18 Billion ≈ $-56.00 Million	Rs481.54 Billion ≈ $5.21 Billion	-1.02pp
2021-03-31	-0.05%	Rs-239.97 Million ≈ $-2.60 Million	Rs465.93 Billion ≈ $5.04 Billion	-0.01pp
2020-03-31	-0.04%	Rs-167.12 Million ≈ $-1.81 Million	Rs447.21 Billion ≈ $4.84 Billion	-1.96pp
2019-03-31	1.92%	Rs6.48 Billion ≈ $70.09 Million	Rs336.71 Billion ≈ $3.64 Billion	-0.46pp
2018-03-31	2.39%	Rs8.69 Billion ≈ $93.94 Million	Rs363.96 Billion ≈ $3.94 Billion	-4.31pp
2017-03-31	6.70%	Rs20.61 Billion ≈ $222.87 Million	Rs307.56 Billion ≈ $3.33 Billion	+1.28pp
2016-03-31	5.42%	Rs15.19 Billion ≈ $164.27 Million	Rs280.27 Billion ≈ $3.03 Billion	+3.11pp
2012-03-31	2.31%	Rs4.21 Billion ≈ $45.54 Million	Rs182.38 Billion ≈ $1.97 Billion	-7.80pp
2011-03-31	10.11%	Rs16.08 Billion ≈ $173.89 Million	Rs159.02 Billion ≈ $1.72 Billion	+2.56pp
2010-03-31	7.56%	Rs10.09 Billion ≈ $109.13 Million	Rs133.55 Billion ≈ $1.44 Billion	-3.48pp
2006-03-31	11.03%	Rs7.80 Billion ≈ $84.34 Million	Rs70.69 Billion ≈ $764.47 Million	+3.03pp
2005-03-31	8.00%	Rs4.76 Billion ≈ $51.45 Million	Rs59.49 Billion ≈ $643.38 Million	--

pp = percentage points

About Sundaram Finance Limited

NSE:SUNDARMFIN India Credit Services

Market Cap

$4.77 Billion

Rs441.12 Billion INR

Market Cap Rank

#3589 Global

#155 in India

Share Price

Rs4002.30

Change (1 day)

-1.35%

52-Week Range

Rs3902.00 - Rs5581.50

All Time High

Rs5581.50