Sundaram Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 1.86%

Sundaram Finance Limited (SUNDARMFIN) has an Asset Resilience Ratio of 1.86% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read SUNDARMFIN current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs15.28 Billion

≈ $165.28 Million USD Cash + Short-term Investments

Total Assets

Rs822.16 Billion

≈ $8.89 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how Sundaram Finance Limited's Asset Resilience Ratio has changed over time. See shareholders equity of Sundaram Finance Limited for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Sundaram Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SUNDARMFIN market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs15.28 Billion	1.86%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs15.28 Billion	1.86%

Asset Resilience Insights

Limited Liquidity: Sundaram Finance Limited maintains only 1.86% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Sundaram Finance Limited Industry Peers by Asset Resilience Ratio

Compare Sundaram Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for Sundaram Finance Limited (2005–2025)

The table below shows the annual Asset Resilience Ratio data for Sundaram Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	2.42%	Rs18.21 Billion ≈ $196.96 Million	Rs753.37 Billion ≈ $8.15 Billion	+1.08pp
2024-03-31	1.34%	Rs8.59 Billion ≈ $92.87 Million	Rs642.76 Billion ≈ $6.95 Billion	+0.92pp
2023-03-31	0.42%	Rs2.33 Billion ≈ $25.19 Million	Rs560.66 Billion ≈ $6.06 Billion	+1.49pp
2022-03-31	-1.08%	Rs-5.18 Billion ≈ $-56.00 Million	Rs481.54 Billion ≈ $5.21 Billion	-1.02pp
2021-03-31	-0.05%	Rs-239.97 Million ≈ $-2.60 Million	Rs465.93 Billion ≈ $5.04 Billion	-0.01pp
2020-03-31	-0.04%	Rs-167.12 Million ≈ $-1.81 Million	Rs447.21 Billion ≈ $4.84 Billion	-1.96pp
2019-03-31	1.92%	Rs6.48 Billion ≈ $70.09 Million	Rs336.71 Billion ≈ $3.64 Billion	-0.46pp
2018-03-31	2.39%	Rs8.69 Billion ≈ $93.94 Million	Rs363.96 Billion ≈ $3.94 Billion	-4.31pp
2017-03-31	6.70%	Rs20.61 Billion ≈ $222.87 Million	Rs307.56 Billion ≈ $3.33 Billion	+1.28pp
2016-03-31	5.42%	Rs15.19 Billion ≈ $164.27 Million	Rs280.27 Billion ≈ $3.03 Billion	+3.11pp
2012-03-31	2.31%	Rs4.21 Billion ≈ $45.54 Million	Rs182.38 Billion ≈ $1.97 Billion	-7.80pp
2011-03-31	10.11%	Rs16.08 Billion ≈ $173.89 Million	Rs159.02 Billion ≈ $1.72 Billion	+2.56pp
2010-03-31	7.56%	Rs10.09 Billion ≈ $109.13 Million	Rs133.55 Billion ≈ $1.44 Billion	-3.48pp
2006-03-31	11.03%	Rs7.80 Billion ≈ $84.34 Million	Rs70.69 Billion ≈ $764.47 Million	+3.03pp
2005-03-31	8.00%	Rs4.76 Billion ≈ $51.45 Million	Rs59.49 Billion ≈ $643.38 Million	--

pp = percentage points

About Sundaram Finance Limited

NSE:SUNDARMFIN India Credit Services

Market Cap

$5.41 Billion

Rs499.79 Billion INR

Market Cap Rank

#3397 Global

#151 in India

Share Price

Rs4534.80

Change (1 day)

-2.08%

52-Week Range

Rs4265.60 - Rs5581.50

All Time High

Rs5581.50