Tamilnad Mercantile Bank Limited - Asset Resilience Ratio

Latest as of March 2023: -2.80%

Tamilnad Mercantile Bank Limited (TMB) has an Asset Resilience Ratio of -2.80% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs-16.22 Billion

≈ $-175.42 Million USD Cash + Short-term Investments

Total Assets

Rs578.95 Billion

≈ $6.26 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2021–2023)

This chart shows how Tamilnad Mercantile Bank Limited's Asset Resilience Ratio has changed over time. Check Tamilnad Mercantile Bank Limited strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Tamilnad Mercantile Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TMB market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-16.22 Billion	-2.8%
Total Liquid Assets	Rs-16.22 Billion	-2.80%

Asset Resilience Insights

Limited Liquidity: Tamilnad Mercantile Bank Limited maintains only -2.80% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Tamilnad Mercantile Bank Limited Industry Peers by Asset Resilience Ratio

Compare Tamilnad Mercantile Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG F:ZZMS	Banks - Regional	12.20%
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Banco de Chile F:G4RA	Banks - Regional	6.38%
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Arion banki hf ST:ARION-SDB	Banks - Regional	0.52%
Dime Community Bancshares, Inc. NYSE:DCOM	Banks - Regional	4.29%
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	Banks - Regional	2.94%

Annual Asset Resilience Ratio for Tamilnad Mercantile Bank Limited (2021–2023)

The table below shows the annual Asset Resilience Ratio data for Tamilnad Mercantile Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-03-31	-2.80%	Rs-16.22 Billion ≈ $-175.42 Million	Rs578.95 Billion ≈ $6.26 Billion	+0.51pp
2022-03-31	-3.31%	Rs-17.50 Billion ≈ $-189.29 Million	Rs528.58 Billion ≈ $5.72 Billion	-0.32pp
2021-03-31	-2.99%	Rs-14.20 Billion ≈ $-153.57 Million	Rs475.27 Billion ≈ $5.14 Billion	--

pp = percentage points

About Tamilnad Mercantile Bank Limited

NSE:TMB India Banks - Regional

Market Cap

$1.40 Billion

Rs129.60 Billion INR

Market Cap Rank

#7410 Global

#367 in India

Share Price

Rs818.45

Change (1 day)

+1.54%

52-Week Range

Rs421.95 - Rs818.45

All Time High

Rs818.45