Tamilnad Mercantile Bank Limited Asset Resilience Ratio

Latest as of March 2023: -2.80%

Tamilnad Mercantile Bank Limited asset resilience ratio. Tamilnad Mercantile Bank Limited (TMB) has an Asset Resilience Ratio of -2.80% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Tamilnad Mercantile Bank Limited defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs-16.22 Billion

≈ $-175.42 Million USD Cash + Short-term Investments

Total Assets

Rs578.95 Billion

≈ $6.26 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Tamilnad Mercantile Bank Limited (2021–2023)

Asset resilience ratio of Tamilnad Mercantile Bank Limited from 2021 to 2023. This chart shows how Tamilnad Mercantile Bank Limited's Asset Resilience Ratio has changed over time. Read TMB liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Tamilnad Mercantile Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Tamilnad Mercantile Bank Limited (TMB) total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-16.22 Billion	-2.8%
Total Liquid Assets	Rs-16.22 Billion	-2.80%

Asset Resilience Insights

Limited Liquidity: Tamilnad Mercantile Bank Limited maintains only -2.80% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Tamilnad Mercantile Bank Limited Industry Peers by Asset Resilience Ratio

Compare Tamilnad Mercantile Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Nu Holdings Ltd. F:M1Z	Banks - Regional	15.84%
KB Financial Group KO:105560	Banks - Regional	11.80%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Hong Leong Bank Bhd KLSE:5819	Banks - Regional	-6.27%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
German American Bancorp Inc NASDAQ:GABC	Banks - Regional	13.91%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%

Tamilnad Mercantile Bank Limited Asset Resilience Ratio by Year (2021–2023)

Tamilnad Mercantile Bank Limited asset resilience ratio by year from 2021 to 2023. The table below shows the annual Asset Resilience Ratio data for Tamilnad Mercantile Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-03-31	-2.80%	Rs-16.22 Billion ≈ $-175.42 Million	Rs578.95 Billion ≈ $6.26 Billion	+0.51pp
2022-03-31	-3.31%	Rs-17.50 Billion ≈ $-189.29 Million	Rs528.58 Billion ≈ $5.72 Billion	-0.32pp
2021-03-31	-2.99%	Rs-14.20 Billion ≈ $-153.57 Million	Rs475.27 Billion ≈ $5.14 Billion	--

pp = percentage points

About Tamilnad Mercantile Bank Limited

NSE:TMB India Banks - Regional

Market Cap

$1.37 Billion

Rs126.89 Billion INR

Market Cap Rank

#7286 Global

#351 in India

Share Price

Rs801.35

Change (1 day)

-1.29%

52-Week Range

Rs493.80 - Rs942.45

All Time High

Rs942.45