TruCap Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 4.60%

TruCap Finance Limited (TRU) has an Asset Resilience Ratio of 4.60% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See financial flexibility index of TruCap Finance Limited to measure the company's free cash flow as a share of total liabilities.

Liquid Assets

Rs206.90 Million

≈ $2.24 Million USD Cash + Short-term Investments

Total Assets

Rs4.49 Billion

≈ $48.61 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how TruCap Finance Limited's Asset Resilience Ratio has changed over time. See TruCap Finance Limited (TRU) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down TruCap Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TruCap Finance Limited (TRU) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs206.90 Million	4.6%
Total Liquid Assets	Rs206.90 Million	4.60%

Asset Resilience Insights

Limited Liquidity: TruCap Finance Limited maintains only 4.60% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

TruCap Finance Limited Industry Peers by Asset Resilience Ratio

Compare TruCap Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Five-Star Business Finance Limited NSE:FIVESTAR	Credit Services	4.49%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Srisawad Power 1979 PCL BK:SAWAD	Credit Services	0.98%
Navient Corp NASDAQ:NAVI	Credit Services	3.09%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Qliro AB ST:QLIRO	Credit Services	20.36%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%

Annual Asset Resilience Ratio for TruCap Finance Limited (2017–2025)

The table below shows the annual Asset Resilience Ratio data for TruCap Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	4.96%	Rs346.93 Million ≈ $3.75 Million	Rs6.99 Billion ≈ $75.62 Million	+0.73pp
2024-03-31	4.23%	Rs389.89 Million ≈ $4.22 Million	Rs9.21 Billion ≈ $99.60 Million	-3.18pp
2023-03-31	7.41%	Rs497.40 Million ≈ $5.38 Million	Rs6.71 Billion ≈ $72.59 Million	+0.20pp
2022-03-31	7.21%	Rs339.97 Million ≈ $3.68 Million	Rs4.72 Billion ≈ $51.01 Million	-4.01pp
2021-03-31	11.21%	Rs209.11 Million ≈ $2.26 Million	Rs1.86 Billion ≈ $20.17 Million	-2.01pp
2020-03-31	13.22%	Rs64.09 Million ≈ $693.08K	Rs484.78 Million ≈ $5.24 Million	+12.24pp
2019-03-31	0.98%	Rs5.53 Million ≈ $59.84K	Rs566.38 Million ≈ $6.13 Million	-3.78pp
2018-03-31	4.76%	Rs25.79 Million ≈ $278.92K	Rs541.79 Million ≈ $5.86 Million	-13.27pp
2017-03-31	18.03%	Rs16.52 Million ≈ $178.66K	Rs91.62 Million ≈ $990.83K	--

pp = percentage points

About TruCap Finance Limited

NSE:TRU India Credit Services

Market Cap

$7.55 Million

Rs697.72 Million INR

Market Cap Rank

#27707 Global

#1547 in India

Share Price

Rs5.87

Change (1 day)

+1.03%

52-Week Range

Rs4.63 - Rs20.44

All Time High

Rs83.32