UCO Bank - Asset Resilience Ratio
UCO Bank (UCOBANK) has an Asset Resilience Ratio of -18.23% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of UCO Bank for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how UCO Bank's Asset Resilience Ratio has changed over time. See net assets of UCO Bank for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down UCO Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of UCO Bank.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-604.24 Billion | -18.23% |
| Total Liquid Assets | Rs-604.24 Billion | -18.23% |
Asset Resilience Insights
- Limited Liquidity: UCO Bank maintains only -18.23% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
UCO Bank Industry Peers by Asset Resilience Ratio
Compare UCO Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for UCO Bank (2020–2024)
The table below shows the annual Asset Resilience Ratio data for UCO Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 0.04% | Rs1.43 Billion ≈ $15.47 Million |
Rs3.24 Trillion ≈ $34.99 Billion |
+3.16pp |
| 2023-03-31 | -3.12% | Rs-93.86 Billion ≈ $-1.02 Billion |
Rs3.01 Trillion ≈ $32.54 Billion |
+0.38pp |
| 2022-03-31 | -3.50% | Rs-93.71 Billion ≈ $-1.01 Billion |
Rs2.68 Trillion ≈ $28.95 Billion |
-0.09pp |
| 2021-03-31 | -3.41% | Rs-86.36 Billion ≈ $-933.93 Million |
Rs2.53 Trillion ≈ $27.40 Billion |
-0.93pp |
| 2020-03-31 | -2.48% | Rs-58.53 Billion ≈ $-633.01 Million |
Rs2.36 Trillion ≈ $25.51 Billion |
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About UCO Bank
UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small en… Read more