UCO Bank - Asset Resilience Ratio
UCO Bank (UCOBANK) has an Asset Resilience Ratio of -18.23% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check UCOBANK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how UCO Bank's Asset Resilience Ratio has changed over time. See UCO Bank net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down UCO Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of UCO Bank.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-604.24 Billion | -18.23% |
| Total Liquid Assets | Rs-604.24 Billion | -18.23% |
Asset Resilience Insights
- Limited Liquidity: UCO Bank maintains only -18.23% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
UCO Bank Industry Peers by Asset Resilience Ratio
Compare UCO Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for UCO Bank (2020–2024)
The table below shows the annual Asset Resilience Ratio data for UCO Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 0.04% | Rs1.43 Billion ≈ $15.47 Million |
Rs3.24 Trillion ≈ $34.99 Billion |
+3.16pp |
| 2023-03-31 | -3.12% | Rs-93.86 Billion ≈ $-1.02 Billion |
Rs3.01 Trillion ≈ $32.54 Billion |
+0.38pp |
| 2022-03-31 | -3.50% | Rs-93.71 Billion ≈ $-1.01 Billion |
Rs2.68 Trillion ≈ $28.95 Billion |
-0.09pp |
| 2021-03-31 | -3.41% | Rs-86.36 Billion ≈ $-933.93 Million |
Rs2.53 Trillion ≈ $27.40 Billion |
-0.93pp |
| 2020-03-31 | -2.48% | Rs-58.53 Billion ≈ $-633.01 Million |
Rs2.36 Trillion ≈ $25.51 Billion |
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About UCO Bank
UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small en… Read more