UCO Bank Asset Resilience Ratio
UCO Bank asset resilience ratio. UCO Bank (UCOBANK) has an Asset Resilience Ratio of -18.23% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See UCO Bank (UCOBANK) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of UCO Bank (2020–2024)
Asset resilience ratio of UCO Bank from 2020 to 2024. This chart shows how UCO Bank's Asset Resilience Ratio has changed over time. Read UCO Bank total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down UCO Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of UCO Bank.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-604.24 Billion | -18.23% |
| Total Liquid Assets | Rs-604.24 Billion | -18.23% |
Asset Resilience Insights
- Limited Liquidity: UCO Bank maintains only -18.23% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
UCO Bank Industry Peers by Asset Resilience Ratio
Compare UCO Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
UCO Bank Asset Resilience Ratio by Year (2020–2024)
UCO Bank asset resilience ratio by year from 2020 to 2024. The table below shows the annual Asset Resilience Ratio data for UCO Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 0.04% | Rs1.43 Billion ≈ $15.47 Million |
Rs3.24 Trillion ≈ $34.99 Billion |
+3.16pp |
| 2023-03-31 | -3.12% | Rs-93.86 Billion ≈ $-1.02 Billion |
Rs3.01 Trillion ≈ $32.54 Billion |
+0.38pp |
| 2022-03-31 | -3.50% | Rs-93.71 Billion ≈ $-1.01 Billion |
Rs2.68 Trillion ≈ $28.95 Billion |
-0.09pp |
| 2021-03-31 | -3.41% | Rs-86.36 Billion ≈ $-933.93 Million |
Rs2.53 Trillion ≈ $27.40 Billion |
-0.93pp |
| 2020-03-31 | -2.48% | Rs-58.53 Billion ≈ $-633.01 Million |
Rs2.36 Trillion ≈ $25.51 Billion |
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About UCO Bank
UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small en… Read more