UCO Bank - Asset Resilience Ratio

Latest as of June 2024: -18.23%

UCO Bank (UCOBANK) has an Asset Resilience Ratio of -18.23% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs-604.24 Billion
≈ $-6.53 Billion USD Cash + Short-term Investments

Total Assets

Rs3.32 Trillion
≈ $35.85 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how UCO Bank's Asset Resilience Ratio has changed over time. Check UCOBANK PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down UCO Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see UCOBANK stock market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs-604.24 Billion -18.23%
Total Liquid Assets Rs-604.24 Billion -18.23%

Asset Resilience Insights

  • Limited Liquidity: UCO Bank maintains only -18.23% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

UCO Bank Industry Peers by Asset Resilience Ratio

Compare UCO Bank's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft
F:DBK
Banks - Regional 3.17%
Regions Financial Corporation
NYSE:RF
Banks - Regional 17.06%
Bank of Hangzhou Co Ltd
SHG:600926
Banks - Regional 7.20%
Banco Santander Chile
SN:BSANTANDER
Banks - Regional 6.33%
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
Banks - Regional 2.07%
Synovus Financial Corp
NYSE:SNV
Banks - Regional 4.05%
Bank of Queensland Ltd
AU:BOQ
Banks - Regional 0.21%
Regional S.A.B. de C.V
MX:RA
Banks - Regional 0.00%

Annual Asset Resilience Ratio for UCO Bank (2020–2024)

The table below shows the annual Asset Resilience Ratio data for UCO Bank.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-03-31 0.04% Rs1.43 Billion
≈ $15.47 Million
Rs3.24 Trillion
≈ $34.99 Billion
+3.16pp
2023-03-31 -3.12% Rs-93.86 Billion
≈ $-1.02 Billion
Rs3.01 Trillion
≈ $32.54 Billion
+0.38pp
2022-03-31 -3.50% Rs-93.71 Billion
≈ $-1.01 Billion
Rs2.68 Trillion
≈ $28.95 Billion
-0.09pp
2021-03-31 -3.41% Rs-86.36 Billion
≈ $-933.93 Million
Rs2.53 Trillion
≈ $27.40 Billion
-0.93pp
2020-03-31 -2.48% Rs-58.53 Billion
≈ $-633.01 Million
Rs2.36 Trillion
≈ $25.51 Billion
--
pp = percentage points

About UCO Bank

NSE:UCOBANK India Banks - Regional
Market Cap
$3.55 Billion
Rs328.16 Billion INR
Market Cap Rank
#4372 Global
#195 in India
Share Price
Rs26.17
Change (1 day)
+1.36%
52-Week Range
Rs22.45 - Rs33.58
All Time High
Rs68.03
About

UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small en… Read more