UCO Bank - Asset Resilience Ratio
UCO Bank (UCOBANK) has an Asset Resilience Ratio of -18.23% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is UCO Bank's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how UCO Bank's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see UCO Bank asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down UCO Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore UCO Bank long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-604.24 Billion | -18.23% |
| Total Liquid Assets | Rs-604.24 Billion | -18.23% |
Asset Resilience Insights
- Limited Liquidity: UCO Bank maintains only -18.23% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
UCO Bank Industry Peers by Asset Resilience Ratio
Compare UCO Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for UCO Bank (2020–2024)
The table below shows the annual Asset Resilience Ratio data for UCO Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 0.04% | Rs1.43 Billion ≈ $15.47 Million |
Rs3.24 Trillion ≈ $34.99 Billion |
+3.16pp |
| 2023-03-31 | -3.12% | Rs-93.86 Billion ≈ $-1.02 Billion |
Rs3.01 Trillion ≈ $32.54 Billion |
+0.38pp |
| 2022-03-31 | -3.50% | Rs-93.71 Billion ≈ $-1.01 Billion |
Rs2.68 Trillion ≈ $28.95 Billion |
-0.09pp |
| 2021-03-31 | -3.41% | Rs-86.36 Billion ≈ $-933.93 Million |
Rs2.53 Trillion ≈ $27.40 Billion |
-0.93pp |
| 2020-03-31 | -2.48% | Rs-58.53 Billion ≈ $-633.01 Million |
Rs2.36 Trillion ≈ $25.51 Billion |
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About UCO Bank
UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small en… Read more