Ugro Capital Limited - Asset Resilience Ratio

Latest as of September 2025: 3.22%

Ugro Capital Limited (UGROCAP) has an Asset Resilience Ratio of 3.22% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs3.47 Billion

≈ $37.54 Million USD Cash + Short-term Investments

Total Assets

Rs107.79 Billion

≈ $1.17 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2025)

This chart shows how Ugro Capital Limited's Asset Resilience Ratio has changed over time. Check Ugro Capital Limited (UGROCAP) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Ugro Capital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see UGROCAP company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs3.47 Billion	3.22%
Total Liquid Assets	Rs3.47 Billion	3.22%

Asset Resilience Insights

Limited Liquidity: Ugro Capital Limited maintains only 3.22% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Ugro Capital Limited Industry Peers by Asset Resilience Ratio

Compare Ugro Capital Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Liberty Financial Group AU:LFG	Credit Services	4.96%
Industrial Investment Trust Limited NSE:IITL	Credit Services	10.46%
Wisr Ltd AU:WZR	Credit Services	0.02%
Investment Friends Capital SE WAR:IFC	Credit Services	99.92%
KRUNGTHAI CARD FGN BA 1 F:KRTA	Credit Services	0.00%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Credit Corp Group Ltd AU:CCP	Credit Services	4.06%

Annual Asset Resilience Ratio for Ugro Capital Limited (2019–2025)

The table below shows the annual Asset Resilience Ratio data for Ugro Capital Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	3.97%	Rs3.64 Billion ≈ $39.37 Million	Rs91.68 Billion ≈ $991.52 Million	-1.87pp
2024-03-31	5.84%	Rs3.67 Billion ≈ $39.64 Million	Rs62.80 Billion ≈ $679.16 Million	+1.85pp
2023-03-31	3.99%	Rs1.72 Billion ≈ $18.56 Million	Rs43.06 Billion ≈ $465.63 Million	+0.70pp
2022-03-31	3.29%	Rs939.17 Million ≈ $10.16 Million	Rs28.54 Billion ≈ $308.67 Million	-9.61pp
2021-03-31	12.90%	Rs2.26 Billion ≈ $24.43 Million	Rs17.51 Billion ≈ $189.35 Million	-3.15pp
2020-03-31	16.05%	Rs1.95 Billion ≈ $21.05 Million	Rs12.12 Billion ≈ $131.12 Million	-20.01pp
2019-03-31	36.06%	Rs2.42 Billion ≈ $26.14 Million	Rs6.70 Billion ≈ $72.51 Million	--

pp = percentage points

About Ugro Capital Limited

NSE:UGROCAP India Credit Services

Market Cap

$161.25 Million

Rs14.91 Billion INR

Market Cap Rank

#17331 Global

#920 in India

Share Price

Rs97.63

Change (1 day)

+2.28%

52-Week Range

Rs81.30 - Rs189.95

All Time High

Rs315.45