Ugro Capital Limited - Asset Resilience Ratio

Latest as of March 2026: 3.18%

Ugro Capital Limited (UGROCAP) has an Asset Resilience Ratio of 3.18% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Ugro Capital Limited's working capital to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs4.47 Billion

≈ $48.38 Million USD Cash + Short-term Investments

Total Assets

Rs140.75 Billion

≈ $1.52 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2026)

This chart shows how Ugro Capital Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Ugro Capital Limited's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down Ugro Capital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read debt load of Ugro Capital Limited for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs4.47 Billion	3.18%
Total Liquid Assets	Rs4.47 Billion	3.18%

Asset Resilience Insights

Limited Liquidity: Ugro Capital Limited maintains only 3.18% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Ugro Capital Limited Industry Peers by Asset Resilience Ratio

Compare Ugro Capital Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Blender Financial Technologies Ltd TA:BLND	Credit Services	1.42%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for Ugro Capital Limited (2019–2026)

The table below shows the annual Asset Resilience Ratio data for Ugro Capital Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	3.18%	Rs4.47 Billion ≈ $48.38 Million	Rs140.75 Billion ≈ $1.52 Billion	-0.79pp
2025-03-31	3.97%	Rs3.64 Billion ≈ $39.37 Million	Rs91.68 Billion ≈ $991.52 Million	-1.87pp
2024-03-31	5.84%	Rs3.67 Billion ≈ $39.64 Million	Rs62.80 Billion ≈ $679.16 Million	+1.85pp
2023-03-31	3.99%	Rs1.72 Billion ≈ $18.56 Million	Rs43.06 Billion ≈ $465.63 Million	+0.70pp
2022-03-31	3.29%	Rs939.17 Million ≈ $10.16 Million	Rs28.54 Billion ≈ $308.67 Million	-9.61pp
2021-03-31	12.90%	Rs2.26 Billion ≈ $24.43 Million	Rs17.51 Billion ≈ $189.35 Million	-3.15pp
2020-03-31	16.05%	Rs1.95 Billion ≈ $21.05 Million	Rs12.12 Billion ≈ $131.12 Million	-20.01pp
2019-03-31	36.06%	Rs2.42 Billion ≈ $26.14 Million	Rs6.70 Billion ≈ $72.51 Million	--

pp = percentage points

About Ugro Capital Limited

NSE:UGROCAP India Credit Services

Market Cap

$138.39 Million

Rs12.80 Billion INR

Market Cap Rank

#18049 Global

#964 in India

Share Price

Rs83.74

Change (1 day)

+0.30%

52-Week Range

Rs81.30 - Rs189.95

All Time High

Rs315.45