Ugro Capital Limited - Asset Resilience Ratio

Latest as of September 2025: 3.22%

Ugro Capital Limited (UGROCAP) has an Asset Resilience Ratio of 3.22% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Ugro Capital Limited's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs3.47 Billion

≈ $37.54 Million USD Cash + Short-term Investments

Total Assets

Rs107.79 Billion

≈ $1.17 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2025)

This chart shows how Ugro Capital Limited's Asset Resilience Ratio has changed over time. See net asset quality index of Ugro Capital Limited to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Ugro Capital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Ugro Capital Limited market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs3.47 Billion	3.22%
Total Liquid Assets	Rs3.47 Billion	3.22%

Asset Resilience Insights

Limited Liquidity: Ugro Capital Limited maintains only 3.22% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Ugro Capital Limited Industry Peers by Asset Resilience Ratio

Compare Ugro Capital Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Five-Star Business Finance Limited NSE:FIVESTAR	Credit Services	4.49%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Srisawad Power 1979 PCL BK:SAWAD	Credit Services	0.98%
Navient Corp NASDAQ:NAVI	Credit Services	3.09%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Qliro AB ST:QLIRO	Credit Services	20.36%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%

Annual Asset Resilience Ratio for Ugro Capital Limited (2019–2025)

The table below shows the annual Asset Resilience Ratio data for Ugro Capital Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	3.97%	Rs3.64 Billion ≈ $39.37 Million	Rs91.68 Billion ≈ $991.52 Million	-1.87pp
2024-03-31	5.84%	Rs3.67 Billion ≈ $39.64 Million	Rs62.80 Billion ≈ $679.16 Million	+1.85pp
2023-03-31	3.99%	Rs1.72 Billion ≈ $18.56 Million	Rs43.06 Billion ≈ $465.63 Million	+0.70pp
2022-03-31	3.29%	Rs939.17 Million ≈ $10.16 Million	Rs28.54 Billion ≈ $308.67 Million	-9.61pp
2021-03-31	12.90%	Rs2.26 Billion ≈ $24.43 Million	Rs17.51 Billion ≈ $189.35 Million	-3.15pp
2020-03-31	16.05%	Rs1.95 Billion ≈ $21.05 Million	Rs12.12 Billion ≈ $131.12 Million	-20.01pp
2019-03-31	36.06%	Rs2.42 Billion ≈ $26.14 Million	Rs6.70 Billion ≈ $72.51 Million	--

pp = percentage points

About Ugro Capital Limited

NSE:UGROCAP India Credit Services

Market Cap

$165.54 Million

Rs15.31 Billion INR

Market Cap Rank

#17358 Global

#904 in India

Share Price

Rs100.23

Change (1 day)

+3.38%

52-Week Range

Rs81.30 - Rs189.95

All Time High

Rs315.45