Ugro Capital Limited - Asset Resilience Ratio

Latest as of September 2025: 3.22%

Ugro Capital Limited (UGROCAP) has an Asset Resilience Ratio of 3.22% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Ugro Capital Limited carry for a breakdown of total debt and financial obligations.

Liquid Assets

Rs3.47 Billion

≈ $37.54 Million USD Cash + Short-term Investments

Total Assets

Rs107.79 Billion

≈ $1.17 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2025)

This chart shows how Ugro Capital Limited's Asset Resilience Ratio has changed over time. See what is Ugro Capital Limited's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Ugro Capital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Ugro Capital Limited market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs3.47 Billion	3.22%
Total Liquid Assets	Rs3.47 Billion	3.22%

Asset Resilience Insights

Limited Liquidity: Ugro Capital Limited maintains only 3.22% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Ugro Capital Limited Industry Peers by Asset Resilience Ratio

Compare Ugro Capital Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Green Dot Corporation NYSE:GDOT	Credit Services	0.00%
SLM Corp NASDAQ:SLM	Credit Services	0.17%
Plenti Group Ltd AU:PLT	Credit Services	0.02%
Eason Technology Limited NYSE MKT:DXF	Credit Services	0.11%
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	Credit Services	3.39%
SR Accord TA:SRAC	Credit Services	0.09%
Kruk SA WAR:KRU	Credit Services	24.59%
ASA International Group PLC LSE:ASAI	Credit Services	425.59%

Annual Asset Resilience Ratio for Ugro Capital Limited (2019–2025)

The table below shows the annual Asset Resilience Ratio data for Ugro Capital Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	3.97%	Rs3.64 Billion ≈ $39.37 Million	Rs91.68 Billion ≈ $991.52 Million	-1.87pp
2024-03-31	5.84%	Rs3.67 Billion ≈ $39.64 Million	Rs62.80 Billion ≈ $679.16 Million	+1.85pp
2023-03-31	3.99%	Rs1.72 Billion ≈ $18.56 Million	Rs43.06 Billion ≈ $465.63 Million	+0.70pp
2022-03-31	3.29%	Rs939.17 Million ≈ $10.16 Million	Rs28.54 Billion ≈ $308.67 Million	-9.61pp
2021-03-31	12.90%	Rs2.26 Billion ≈ $24.43 Million	Rs17.51 Billion ≈ $189.35 Million	-3.15pp
2020-03-31	16.05%	Rs1.95 Billion ≈ $21.05 Million	Rs12.12 Billion ≈ $131.12 Million	-20.01pp
2019-03-31	36.06%	Rs2.42 Billion ≈ $26.14 Million	Rs6.70 Billion ≈ $72.51 Million	--

pp = percentage points

About Ugro Capital Limited

NSE:UGROCAP India Credit Services

Market Cap

$180.48 Million

Rs16.69 Billion INR

Market Cap Rank

#16925 Global

#865 in India

Share Price

Rs109.27

Change (1 day)

+1.43%

52-Week Range

Rs81.30 - Rs191.93

All Time High

Rs315.45