Vardhman Holdings Limited - Asset Resilience Ratio
Vardhman Holdings Limited (VHL) has an Asset Resilience Ratio of 0.03% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Vardhman Holdings Limited working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2026)
This chart shows how Vardhman Holdings Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Vardhman Holdings Limited balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Vardhman Holdings Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore VHL long-term investments to assets to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs10.80 Million | 0.03% |
| Total Liquid Assets | Rs10.80 Million | 0.03% |
Asset Resilience Insights
- Limited Liquidity: Vardhman Holdings Limited maintains only 0.03% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Vardhman Holdings Limited Industry Peers by Asset Resilience Ratio
Compare Vardhman Holdings Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Vardhman Holdings Limited (2006–2026)
The table below shows the annual Asset Resilience Ratio data for Vardhman Holdings Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.03% | Rs10.80 Million ≈ $116.80K |
Rs37.69 Billion ≈ $407.63 Million |
-3.32pp |
| 2025-03-31 | 3.35% | Rs1.19 Billion ≈ $12.84 Million |
Rs35.41 Billion ≈ $382.94 Million |
+0.96pp |
| 2024-03-31 | 2.39% | Rs787.83 Million ≈ $8.52 Million |
Rs32.98 Billion ≈ $356.64 Million |
+0.47pp |
| 2023-03-31 | 1.92% | Rs595.04 Million ≈ $6.44 Million |
Rs31.01 Billion ≈ $335.33 Million |
-5.70pp |
| 2022-03-31 | 7.62% | Rs2.12 Billion ≈ $22.90 Million |
Rs27.78 Billion ≈ $300.38 Million |
+2.67pp |
| 2021-03-31 | 4.95% | Rs1.14 Billion ≈ $12.36 Million |
Rs23.07 Billion ≈ $249.53 Million |
-2.28pp |
| 2020-03-31 | 7.23% | Rs1.54 Billion ≈ $16.66 Million |
Rs21.30 Billion ≈ $230.33 Million |
-5.14pp |
| 2019-03-31 | 12.37% | Rs2.48 Billion ≈ $26.80 Million |
Rs20.03 Billion ≈ $216.61 Million |
+0.07pp |
| 2018-03-31 | 12.30% | Rs2.24 Billion ≈ $24.27 Million |
Rs18.25 Billion ≈ $197.36 Million |
-10.67pp |
| 2017-03-31 | 22.97% | Rs3.72 Billion ≈ $40.19 Million |
Rs16.18 Billion ≈ $174.97 Million |
+8.06pp |
| 2016-03-31 | 14.91% | Rs1.86 Billion ≈ $20.14 Million |
Rs12.49 Billion ≈ $135.08 Million |
-49.30pp |
| 2015-03-31 | 64.21% | Rs1.50 Billion ≈ $16.19 Million |
Rs2.33 Billion ≈ $25.22 Million |
+5.43pp |
| 2014-03-31 | 58.78% | Rs1.20 Billion ≈ $12.94 Million |
Rs2.04 Billion ≈ $22.02 Million |
+6.57pp |
| 2013-03-31 | 52.21% | Rs977.84 Million ≈ $10.57 Million |
Rs1.87 Billion ≈ $20.25 Million |
+10.47pp |
| 2012-03-31 | 41.74% | Rs740.61 Million ≈ $8.01 Million |
Rs1.77 Billion ≈ $19.19 Million |
+4.82pp |
| 2011-03-31 | 36.93% | Rs452.58 Million ≈ $4.89 Million |
Rs1.23 Billion ≈ $13.25 Million |
+26.29pp |
| 2006-03-31 | 10.64% | Rs95.00 Million ≈ $1.03 Million |
Rs892.93 Million ≈ $9.66 Million |
-- |
About Vardhman Holdings Limited
Vardhman Holdings Limited operates as a non-banking financial company in India. It engages in investing activities. The company was formerly known as Vardhman Spinning and General Mills Limited and changed its name to Vardhman Holdings Limited in March 2006. Vardhman Holdings Limited was incorporated in 1962 and is based in Ludhiana, India.