Vardhman Holdings Limited - Asset Resilience Ratio
Vardhman Holdings Limited (VHL) has an Asset Resilience Ratio of 0.03% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Vardhman Holdings Limited debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how Vardhman Holdings Limited's Asset Resilience Ratio has changed over time. See VHL net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Vardhman Holdings Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Vardhman Holdings Limited market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs10.50 Million | 0.03% |
| Total Liquid Assets | Rs10.50 Million | 0.03% |
Asset Resilience Insights
- Limited Liquidity: Vardhman Holdings Limited maintains only 0.03% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Vardhman Holdings Limited Industry Peers by Asset Resilience Ratio
Compare Vardhman Holdings Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Green Dot Corporation
NYSE:GDOT |
Credit Services | 0.00% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 0.17% |
|
Plenti Group Ltd
AU:PLT |
Credit Services | 0.02% |
|
Eason Technology Limited
NYSE MKT:DXF |
Credit Services | 0.11% |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC |
Credit Services | 3.39% |
|
SR Accord
TA:SRAC |
Credit Services | 0.09% |
|
Kruk SA
WAR:KRU |
Credit Services | 24.59% |
|
ASA International Group PLC
LSE:ASAI |
Credit Services | 425.59% |
Annual Asset Resilience Ratio for Vardhman Holdings Limited (2006–2025)
The table below shows the annual Asset Resilience Ratio data for Vardhman Holdings Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 3.35% | Rs1.19 Billion ≈ $12.84 Million |
Rs35.41 Billion ≈ $382.94 Million |
+0.96pp |
| 2024-03-31 | 2.39% | Rs787.83 Million ≈ $8.52 Million |
Rs32.98 Billion ≈ $356.64 Million |
+0.47pp |
| 2023-03-31 | 1.92% | Rs595.04 Million ≈ $6.44 Million |
Rs31.01 Billion ≈ $335.33 Million |
-5.70pp |
| 2022-03-31 | 7.62% | Rs2.12 Billion ≈ $22.90 Million |
Rs27.78 Billion ≈ $300.38 Million |
+2.67pp |
| 2021-03-31 | 4.95% | Rs1.14 Billion ≈ $12.36 Million |
Rs23.07 Billion ≈ $249.53 Million |
-2.28pp |
| 2020-03-31 | 7.23% | Rs1.54 Billion ≈ $16.66 Million |
Rs21.30 Billion ≈ $230.33 Million |
-5.14pp |
| 2019-03-31 | 12.37% | Rs2.48 Billion ≈ $26.80 Million |
Rs20.03 Billion ≈ $216.61 Million |
+0.07pp |
| 2018-03-31 | 12.30% | Rs2.24 Billion ≈ $24.27 Million |
Rs18.25 Billion ≈ $197.36 Million |
-10.67pp |
| 2017-03-31 | 22.97% | Rs3.72 Billion ≈ $40.19 Million |
Rs16.18 Billion ≈ $174.97 Million |
+8.06pp |
| 2016-03-31 | 14.91% | Rs1.86 Billion ≈ $20.14 Million |
Rs12.49 Billion ≈ $135.08 Million |
-49.30pp |
| 2015-03-31 | 64.21% | Rs1.50 Billion ≈ $16.19 Million |
Rs2.33 Billion ≈ $25.22 Million |
+5.43pp |
| 2014-03-31 | 58.78% | Rs1.20 Billion ≈ $12.94 Million |
Rs2.04 Billion ≈ $22.02 Million |
+6.57pp |
| 2013-03-31 | 52.21% | Rs977.84 Million ≈ $10.57 Million |
Rs1.87 Billion ≈ $20.25 Million |
+10.47pp |
| 2012-03-31 | 41.74% | Rs740.61 Million ≈ $8.01 Million |
Rs1.77 Billion ≈ $19.19 Million |
+4.82pp |
| 2011-03-31 | 36.93% | Rs452.58 Million ≈ $4.89 Million |
Rs1.23 Billion ≈ $13.25 Million |
+26.29pp |
| 2006-03-31 | 10.64% | Rs95.00 Million ≈ $1.03 Million |
Rs892.93 Million ≈ $9.66 Million |
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About Vardhman Holdings Limited
Vardhman Holdings Limited operates as a non-banking financial company in India. It engages in investing activities. The company was formerly known as Vardhman Spinning and General Mills Limited and changed its name to Vardhman Holdings Limited in March 2006. Vardhman Holdings Limited was incorporated in 1962 and is based in Ludhiana, India.