Aflac Incorporated Asset Resilience Ratio

Latest as of March 2026: 54.75%

Aflac Incorporated asset resilience ratio. Aflac Incorporated (AFL) has an Asset Resilience Ratio of 54.75% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Aflac Incorporated fund operations to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$65.84 Billion
Cash + Short-term Investments

Total Assets

$120.26 Billion
All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio of Aflac Incorporated (1994–2025)

Asset resilience ratio of Aflac Incorporated from 1994 to 2025. This chart shows how Aflac Incorporated's Asset Resilience Ratio has changed over time. Read Aflac Incorporated total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Aflac Incorporated's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Aflac Incorporated balance sheet assets.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $65.84 Billion 54.75%
Total Liquid Assets $65.84 Billion 54.75%

Asset Resilience Insights

  • Very High Liquidity: Aflac Incorporated maintains exceptional liquid asset reserves at 54.75% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

Aflac Incorporated Industry Peers by Asset Resilience Ratio

Compare Aflac Incorporated's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Prudential plc
F:PRU2
Insurance - Life 0.00%
Capital Financial Indonesia Tbk PT
JK:CASA
Insurance - Life 26.66%
E-L Financial Corp Ltd
TO:ELF
Insurance - Life 1.41%
Challenger Ltd
AU:CGF
Insurance - Life 2.14%
Clearview Wealth Ltd
AU:CVW
Insurance - Life 22.11%
Nobleoak Life Ltd
AU:NOL
Insurance - Life 11.03%
Prudential plc
MX:PUKN
Insurance - Life 0.00%
Hapvida Participações e Investimentos S.A.
SA:HAPV3
Insurance - Life 9.46%

Aflac Incorporated Asset Resilience Ratio by Year (1994–2025)

Aflac Incorporated asset resilience ratio by year from 1994 to 2025. The table below shows the annual Asset Resilience Ratio data for Aflac Incorporated.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 60.44% $70.40 Billion $116.47 Billion -0.37pp
2024-12-31 60.82% $71.50 Billion $117.57 Billion -0.42pp
2023-12-31 61.23% $77.60 Billion $126.72 Billion +0.75pp
2022-12-31 60.49% $79.68 Billion $131.74 Billion -5.37pp
2021-12-31 65.85% $103.75 Billion $157.54 Billion -1.40pp
2020-12-31 67.25% $111.02 Billion $165.09 Billion +4.31pp
2019-12-31 62.94% $96.16 Billion $152.77 Billion +0.82pp
2018-12-31 62.13% $87.23 Billion $140.41 Billion -2.61pp
2017-12-31 64.73% $88.83 Billion $137.22 Billion +1.91pp
2016-12-31 62.83% $81.56 Billion $129.82 Billion +5.52pp
2015-12-31 57.31% $67.79 Billion $118.30 Billion +0.31pp
2014-12-31 57.00% $68.27 Billion $119.77 Billion +6.69pp
2013-12-31 50.32% $61.04 Billion $121.31 Billion +3.34pp
2012-12-31 46.97% $61.58 Billion $131.09 Billion +0.48pp
2011-12-31 46.49% $54.04 Billion $116.24 Billion +46.35pp
2010-12-31 0.13% $135.00 Million $101.04 Billion 0.00pp
2009-12-31 0.14% $114.00 Million $84.11 Billion +0.03pp
2008-12-31 0.11% $87.00 Million $79.33 Billion +0.02pp
2007-12-31 0.09% $61.00 Million $65.81 Billion -0.08pp
2006-12-31 0.17% $102.00 Million $59.80 Billion -16.65pp
2005-12-31 16.83% $9.48 Billion $56.36 Billion +1.47pp
2004-12-31 15.35% $9.11 Billion $59.33 Billion -0.77pp
2003-12-31 16.12% $8.21 Billion $50.96 Billion -1.26pp
2002-12-31 17.38% $7.83 Billion $45.06 Billion -0.42pp
2001-12-31 17.79% $6.74 Billion $37.86 Billion +16.11pp
2000-12-31 1.68% $627.00 Million $37.23 Billion +1.65pp
1998-12-31 0.03% $10.00 Million $31.22 Billion -0.12pp
1997-12-31 0.15% $43.34 Million $29.45 Billion -0.90pp
1996-12-31 1.05% $261.68 Million $25.02 Billion +0.13pp
1995-12-31 0.92% $232.20 Million $25.34 Billion -0.71pp
1994-12-31 1.63% $330.92 Million $20.29 Billion --
pp = percentage points

About Aflac Incorporated

NYSE:AFL USA Insurance - Life
Market Cap
$63.14 Billion
Market Cap Rank
#460 Global
#234 in USA
Share Price
$124.06
Change (1 day)
-1.73%
52-Week Range
$106.20 - $129.55
All Time High
$129.55
About

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, ca… Read more