Aflac Incorporated - Asset Resilience Ratio
Aflac Incorporated (AFL) has an Asset Resilience Ratio of 54.75% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See AFL working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2025)
This chart shows how Aflac Incorporated's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Aflac Incorporated (AFL) total assets.
Liquid Assets Composition Over Time
This chart breaks down Aflac Incorporated's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Aflac Incorporated long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $65.84 Billion | 54.75% |
| Total Liquid Assets | $65.84 Billion | 54.75% |
Asset Resilience Insights
- Very High Liquidity: Aflac Incorporated maintains exceptional liquid asset reserves at 54.75% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Aflac Incorporated Industry Peers by Asset Resilience Ratio
Compare Aflac Incorporated's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Prudential plc
MX:PUKN |
Insurance - Life | 0.00% |
|
Prudential plc
F:PRU2 |
Insurance - Life | 0.00% |
|
China Life Insurance Company Limited
F:CHL |
Insurance - Life | 40.03% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.46% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 11.03% |
|
Manulife Financial Corp
TO:MFC |
Insurance - Life | 3.54% |
Annual Asset Resilience Ratio for Aflac Incorporated (1994–2025)
The table below shows the annual Asset Resilience Ratio data for Aflac Incorporated.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 60.44% | $70.40 Billion | $116.47 Billion | -0.37pp |
| 2024-12-31 | 60.82% | $71.50 Billion | $117.57 Billion | -0.42pp |
| 2023-12-31 | 61.23% | $77.60 Billion | $126.72 Billion | +0.75pp |
| 2022-12-31 | 60.49% | $79.68 Billion | $131.74 Billion | -5.37pp |
| 2021-12-31 | 65.85% | $103.75 Billion | $157.54 Billion | -1.40pp |
| 2020-12-31 | 67.25% | $111.02 Billion | $165.09 Billion | +4.31pp |
| 2019-12-31 | 62.94% | $96.16 Billion | $152.77 Billion | +0.82pp |
| 2018-12-31 | 62.13% | $87.23 Billion | $140.41 Billion | -2.61pp |
| 2017-12-31 | 64.73% | $88.83 Billion | $137.22 Billion | +1.91pp |
| 2016-12-31 | 62.83% | $81.56 Billion | $129.82 Billion | +5.52pp |
| 2015-12-31 | 57.31% | $67.79 Billion | $118.30 Billion | +0.31pp |
| 2014-12-31 | 57.00% | $68.27 Billion | $119.77 Billion | +6.69pp |
| 2013-12-31 | 50.32% | $61.04 Billion | $121.31 Billion | +3.34pp |
| 2012-12-31 | 46.97% | $61.58 Billion | $131.09 Billion | +0.48pp |
| 2011-12-31 | 46.49% | $54.04 Billion | $116.24 Billion | +46.35pp |
| 2010-12-31 | 0.13% | $135.00 Million | $101.04 Billion | 0.00pp |
| 2009-12-31 | 0.14% | $114.00 Million | $84.11 Billion | +0.03pp |
| 2008-12-31 | 0.11% | $87.00 Million | $79.33 Billion | +0.02pp |
| 2007-12-31 | 0.09% | $61.00 Million | $65.81 Billion | -0.08pp |
| 2006-12-31 | 0.17% | $102.00 Million | $59.80 Billion | -16.65pp |
| 2005-12-31 | 16.83% | $9.48 Billion | $56.36 Billion | +1.47pp |
| 2004-12-31 | 15.35% | $9.11 Billion | $59.33 Billion | -0.77pp |
| 2003-12-31 | 16.12% | $8.21 Billion | $50.96 Billion | -1.26pp |
| 2002-12-31 | 17.38% | $7.83 Billion | $45.06 Billion | -0.42pp |
| 2001-12-31 | 17.79% | $6.74 Billion | $37.86 Billion | +16.11pp |
| 2000-12-31 | 1.68% | $627.00 Million | $37.23 Billion | +1.65pp |
| 1998-12-31 | 0.03% | $10.00 Million | $31.22 Billion | -0.12pp |
| 1997-12-31 | 0.15% | $43.34 Million | $29.45 Billion | -0.90pp |
| 1996-12-31 | 1.05% | $261.68 Million | $25.02 Billion | +0.13pp |
| 1995-12-31 | 0.92% | $232.20 Million | $25.34 Billion | -0.71pp |
| 1994-12-31 | 1.63% | $330.92 Million | $20.29 Billion | -- |
About Aflac Incorporated
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, ca… Read more