Aflac Incorporated - Asset Resilience Ratio
Aflac Incorporated (AFL) has an Asset Resilience Ratio of 5.36% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Aflac Incorporated carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2025)
This chart shows how Aflac Incorporated's Asset Resilience Ratio has changed over time. See net assets of Aflac Incorporated for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Aflac Incorporated's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see AFL market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $6.25 Billion | 5.36% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $6.25 Billion | 5.36% |
Asset Resilience Insights
- Limited Liquidity: Aflac Incorporated maintains only 5.36% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Aflac Incorporated Industry Peers by Asset Resilience Ratio
Compare Aflac Incorporated's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
E-L Financial Corp Ltd
TO:ELF |
Insurance - Life | 1.41% |
|
Pacific Strategic Financial
JK:APIC |
Insurance - Life | 0.35% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.67% |
|
Manulife Financial Corp
TO:MFC |
Insurance - Life | 3.54% |
|
Great-West Lifeco Inc.
TO:GWO |
Insurance - Life | 3.37% |
Annual Asset Resilience Ratio for Aflac Incorporated (1994–2025)
The table below shows the annual Asset Resilience Ratio data for Aflac Incorporated.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.36% | $6.25 Billion | $116.47 Billion | -55.45pp |
| 2024-12-31 | 60.82% | $71.50 Billion | $117.57 Billion | -0.42pp |
| 2023-12-31 | 61.23% | $77.60 Billion | $126.72 Billion | +0.75pp |
| 2022-12-31 | 60.49% | $79.68 Billion | $131.74 Billion | -5.37pp |
| 2021-12-31 | 65.85% | $103.75 Billion | $157.54 Billion | -1.40pp |
| 2020-12-31 | 67.25% | $111.02 Billion | $165.09 Billion | +4.31pp |
| 2019-12-31 | 62.94% | $96.16 Billion | $152.77 Billion | +0.82pp |
| 2018-12-31 | 62.13% | $87.23 Billion | $140.41 Billion | -2.61pp |
| 2017-12-31 | 64.73% | $88.83 Billion | $137.22 Billion | +1.91pp |
| 2016-12-31 | 62.83% | $81.56 Billion | $129.82 Billion | +5.52pp |
| 2015-12-31 | 57.31% | $67.79 Billion | $118.30 Billion | +0.31pp |
| 2014-12-31 | 57.00% | $68.27 Billion | $119.77 Billion | +6.69pp |
| 2013-12-31 | 50.32% | $61.04 Billion | $121.31 Billion | +3.34pp |
| 2012-12-31 | 46.97% | $61.58 Billion | $131.09 Billion | +0.48pp |
| 2011-12-31 | 46.49% | $54.04 Billion | $116.24 Billion | +46.35pp |
| 2010-12-31 | 0.13% | $135.00 Million | $101.04 Billion | 0.00pp |
| 2009-12-31 | 0.14% | $114.00 Million | $84.11 Billion | +0.03pp |
| 2008-12-31 | 0.11% | $87.00 Million | $79.33 Billion | +0.02pp |
| 2007-12-31 | 0.09% | $61.00 Million | $65.81 Billion | -0.08pp |
| 2006-12-31 | 0.17% | $102.00 Million | $59.80 Billion | -16.65pp |
| 2005-12-31 | 16.83% | $9.48 Billion | $56.36 Billion | +1.47pp |
| 2004-12-31 | 15.35% | $9.11 Billion | $59.33 Billion | -0.77pp |
| 2003-12-31 | 16.12% | $8.21 Billion | $50.96 Billion | -1.26pp |
| 2002-12-31 | 17.38% | $7.83 Billion | $45.06 Billion | -0.42pp |
| 2001-12-31 | 17.79% | $6.74 Billion | $37.86 Billion | +16.11pp |
| 2000-12-31 | 1.68% | $627.00 Million | $37.23 Billion | +1.65pp |
| 1998-12-31 | 0.03% | $10.00 Million | $31.22 Billion | -0.12pp |
| 1997-12-31 | 0.15% | $43.34 Million | $29.45 Billion | -0.90pp |
| 1996-12-31 | 1.05% | $261.68 Million | $25.02 Billion | +0.13pp |
| 1995-12-31 | 0.92% | $232.20 Million | $25.34 Billion | -0.71pp |
| 1994-12-31 | 1.63% | $330.92 Million | $20.29 Billion | -- |
About Aflac Incorporated
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. The company operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. The Aflac U.S. segment provides accident, disab… Read more