Amerant Bancorp Inc. - Asset Resilience Ratio
Amerant Bancorp Inc. (AMTB) has an Asset Resilience Ratio of 20.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Amerant Bancorp Inc. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Amerant Bancorp Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Amerant Bancorp Inc. (AMTB) total assets.
Liquid Assets Composition Over Time
This chart breaks down Amerant Bancorp Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Amerant Bancorp Inc. to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.02 Billion | 20.71% |
| Total Liquid Assets | $2.02 Billion | 20.71% |
Asset Resilience Insights
- Good Liquidity Position: Amerant Bancorp Inc. maintains a healthy 20.71% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Amerant Bancorp Inc. Industry Peers by Asset Resilience Ratio
Compare Amerant Bancorp Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Amerant Bancorp Inc. (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Amerant Bancorp Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 20.71% | $2.02 Billion | $9.78 Billion | +6.20pp |
| 2024-12-31 | 14.51% | $1.44 Billion | $9.90 Billion | +1.98pp |
| 2023-12-31 | 12.53% | $1.22 Billion | $9.72 Billion | +0.94pp |
| 2022-12-31 | 11.59% | $1.06 Billion | $9.13 Billion | -3.80pp |
| 2021-12-31 | 15.39% | $1.18 Billion | $7.64 Billion | -0.38pp |
| 2020-12-31 | 15.77% | $1.23 Billion | $7.77 Billion | -3.88pp |
| 2019-12-31 | 19.65% | $1.57 Billion | $7.99 Billion | +0.12pp |
| 2018-12-31 | 19.52% | $1.59 Billion | $8.12 Billion | -0.48pp |
| 2017-12-31 | 20.00% | $1.69 Billion | $8.44 Billion | -5.18pp |
| 2016-12-31 | 25.17% | $2.12 Billion | $8.43 Billion | -- |
About Amerant Bancorp Inc.
Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. It offers checking, savings, business, and money market accounts; cash management services; and certificates of deposits. The company also provides variable and fixed rate commercial real estate loans; … Read more