Amerant Bancorp Inc. - Asset Resilience Ratio
Amerant Bancorp Inc. (AMTB) has an Asset Resilience Ratio of 20.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Amerant Bancorp Inc.'s Asset Resilience Ratio has changed over time. Check AMTB strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Amerant Bancorp Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Amerant Bancorp Inc. (AMTB) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.02 Billion | 20.71% |
| Total Liquid Assets | $2.02 Billion | 20.71% |
Asset Resilience Insights
- Good Liquidity Position: Amerant Bancorp Inc. maintains a healthy 20.71% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Amerant Bancorp Inc. Industry Peers by Asset Resilience Ratio
Compare Amerant Bancorp Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Amerant Bancorp Inc. (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Amerant Bancorp Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 20.71% | $2.02 Billion | $9.78 Billion | +6.20pp |
| 2024-12-31 | 14.51% | $1.44 Billion | $9.90 Billion | +1.98pp |
| 2023-12-31 | 12.53% | $1.22 Billion | $9.72 Billion | +0.94pp |
| 2022-12-31 | 11.59% | $1.06 Billion | $9.13 Billion | -3.80pp |
| 2021-12-31 | 15.39% | $1.18 Billion | $7.64 Billion | -0.38pp |
| 2020-12-31 | 15.77% | $1.23 Billion | $7.77 Billion | -3.88pp |
| 2019-12-31 | 19.65% | $1.57 Billion | $7.99 Billion | +0.12pp |
| 2018-12-31 | 19.52% | $1.59 Billion | $8.12 Billion | -0.48pp |
| 2017-12-31 | 20.00% | $1.69 Billion | $8.44 Billion | -5.18pp |
| 2016-12-31 | 25.17% | $2.12 Billion | $8.43 Billion | -- |
About Amerant Bancorp Inc.
Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. It offers checking, savings, business, and money market accounts; cash management services; and certificates of deposits. The company also provides variable and fixed rate commercial real estate loans; … Read more