Amerant Bancorp Inc. - Asset Resilience Ratio
Amerant Bancorp Inc. (AMTB) has an Asset Resilience Ratio of 20.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Amerant Bancorp Inc. (AMTB) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Amerant Bancorp Inc.'s Asset Resilience Ratio has changed over time. See Amerant Bancorp Inc. (AMTB) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Amerant Bancorp Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Amerant Bancorp Inc. market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.02 Billion | 20.71% |
| Total Liquid Assets | $2.02 Billion | 20.71% |
Asset Resilience Insights
- Good Liquidity Position: Amerant Bancorp Inc. maintains a healthy 20.71% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Amerant Bancorp Inc. Industry Peers by Asset Resilience Ratio
Compare Amerant Bancorp Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Amerant Bancorp Inc. (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Amerant Bancorp Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 20.71% | $2.02 Billion | $9.78 Billion | +6.20pp |
| 2024-12-31 | 14.51% | $1.44 Billion | $9.90 Billion | +1.98pp |
| 2023-12-31 | 12.53% | $1.22 Billion | $9.72 Billion | +0.94pp |
| 2022-12-31 | 11.59% | $1.06 Billion | $9.13 Billion | -3.80pp |
| 2021-12-31 | 15.39% | $1.18 Billion | $7.64 Billion | -0.38pp |
| 2020-12-31 | 15.77% | $1.23 Billion | $7.77 Billion | -3.88pp |
| 2019-12-31 | 19.65% | $1.57 Billion | $7.99 Billion | +0.12pp |
| 2018-12-31 | 19.52% | $1.59 Billion | $8.12 Billion | -0.48pp |
| 2017-12-31 | 20.00% | $1.69 Billion | $8.44 Billion | -5.18pp |
| 2016-12-31 | 25.17% | $2.12 Billion | $8.43 Billion | -- |
About Amerant Bancorp Inc.
Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. It offers checking, savings, business, and money market accounts; cash management services; and certificates of deposits. The company also provides variable and fixed rate commercial real estate loans; … Read more