Associated Banc-Corp - Asset Resilience Ratio
Associated Banc-Corp (ASB) has an Asset Resilience Ratio of 12.29% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ASB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how Associated Banc-Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see ASB total assets.
Liquid Assets Composition Over Time
This chart breaks down Associated Banc-Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore ASB long-term investments to assets to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $6.37 Billion | 12.29% |
| Total Liquid Assets | $6.37 Billion | 12.29% |
Asset Resilience Insights
- Moderate Liquidity: Associated Banc-Corp has 12.29% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Associated Banc-Corp Industry Peers by Asset Resilience Ratio
Compare Associated Banc-Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Associated Banc-Corp (1996–2025)
The table below shows the annual Asset Resilience Ratio data for Associated Banc-Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.94% | $5.40 Billion | $45.20 Billion | +1.30pp |
| 2024-12-31 | 10.64% | $4.58 Billion | $43.02 Billion | +1.86pp |
| 2023-12-31 | 8.78% | $3.60 Billion | $41.02 Billion | +1.82pp |
| 2022-12-31 | 6.96% | $2.74 Billion | $39.41 Billion | -5.38pp |
| 2021-12-31 | 12.34% | $4.33 Billion | $35.10 Billion | +3.11pp |
| 2020-12-31 | 9.23% | $3.09 Billion | $33.42 Billion | -0.84pp |
| 2019-12-31 | 10.07% | $3.26 Billion | $32.39 Billion | -1.66pp |
| 2018-12-31 | 11.73% | $3.95 Billion | $33.65 Billion | -1.53pp |
| 2017-12-31 | 13.26% | $4.04 Billion | $30.48 Billion | -2.80pp |
| 2016-12-31 | 16.06% | $4.68 Billion | $29.14 Billion | -1.86pp |
| 2015-12-31 | 17.92% | $4.97 Billion | $27.72 Billion | -2.20pp |
| 2014-12-31 | 20.12% | $5.40 Billion | $26.82 Billion | -1.55pp |
| 2013-12-31 | 21.67% | $5.25 Billion | $24.23 Billion | +0.74pp |
| 2012-12-31 | 20.94% | $4.93 Billion | $23.53 Billion | -1.58pp |
| 2011-12-31 | 22.52% | $4.94 Billion | $21.92 Billion | -5.49pp |
| 2010-12-31 | 28.01% | $6.10 Billion | $21.79 Billion | +2.49pp |
| 2009-12-31 | 25.51% | $5.84 Billion | $22.87 Billion | +3.40pp |
| 2008-12-31 | 22.11% | $5.35 Billion | $24.19 Billion | +5.70pp |
| 2007-12-31 | 16.41% | $3.54 Billion | $21.59 Billion | -0.06pp |
| 2006-12-31 | 16.47% | $3.44 Billion | $20.86 Billion | +16.41pp |
| 2005-12-31 | 0.06% | $14.25 Million | $22.10 Billion | -23.40pp |
| 2004-12-31 | 23.47% | $4.82 Billion | $20.52 Billion | +23.40pp |
| 2003-12-31 | 0.07% | $10.72 Million | $15.25 Billion | -0.02pp |
| 2002-12-31 | 0.10% | $14.32 Million | $15.04 Billion | -0.03pp |
| 2001-12-31 | 0.13% | $17.44 Million | $13.60 Billion | -0.09pp |
| 2000-12-31 | 0.22% | $28.33 Million | $13.13 Billion | -18.55pp |
| 1996-12-31 | 18.76% | $1.90 Billion | $10.12 Billion | -- |
About Associated Banc-Corp
Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, Texas, and Minnesota. It offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset-based lending and equipment finance, loa… Read more