Associated Banc-Corp - Asset Resilience Ratio
Associated Banc-Corp (ASB) has an Asset Resilience Ratio of 12.09% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Associated Banc-Corp strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how Associated Banc-Corp's Asset Resilience Ratio has changed over time. See Associated Banc-Corp (ASB) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Associated Banc-Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Associated Banc-Corp (ASB) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.51 Billion | 12.09% |
| Total Liquid Assets | $5.51 Billion | 12.09% |
Asset Resilience Insights
- Moderate Liquidity: Associated Banc-Corp has 12.09% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Associated Banc-Corp Industry Peers by Asset Resilience Ratio
Compare Associated Banc-Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Kreditbanken A/S
CO:KRE |
Banks - Regional | 0.05% |
|
Nu Holdings Ltd
NYSE:NU |
Banks - Regional | 1.52% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Axos Financial Inc
NYSE:AX |
Banks - Regional | 0.21% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
Annual Asset Resilience Ratio for Associated Banc-Corp (1996–2025)
The table below shows the annual Asset Resilience Ratio data for Associated Banc-Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.94% | $5.40 Billion | $45.20 Billion | +1.30pp |
| 2024-12-31 | 10.64% | $4.58 Billion | $43.02 Billion | +1.86pp |
| 2023-12-31 | 8.78% | $3.60 Billion | $41.02 Billion | +1.82pp |
| 2022-12-31 | 6.96% | $2.74 Billion | $39.41 Billion | -5.38pp |
| 2021-12-31 | 12.34% | $4.33 Billion | $35.10 Billion | +3.11pp |
| 2020-12-31 | 9.23% | $3.09 Billion | $33.42 Billion | -0.84pp |
| 2019-12-31 | 10.07% | $3.26 Billion | $32.39 Billion | -1.66pp |
| 2018-12-31 | 11.73% | $3.95 Billion | $33.65 Billion | -1.53pp |
| 2017-12-31 | 13.26% | $4.04 Billion | $30.48 Billion | -2.80pp |
| 2016-12-31 | 16.06% | $4.68 Billion | $29.14 Billion | -1.86pp |
| 2015-12-31 | 17.92% | $4.97 Billion | $27.72 Billion | -2.20pp |
| 2014-12-31 | 20.12% | $5.40 Billion | $26.82 Billion | -1.55pp |
| 2013-12-31 | 21.67% | $5.25 Billion | $24.23 Billion | +0.74pp |
| 2012-12-31 | 20.94% | $4.93 Billion | $23.53 Billion | -1.58pp |
| 2011-12-31 | 22.52% | $4.94 Billion | $21.92 Billion | -5.49pp |
| 2010-12-31 | 28.01% | $6.10 Billion | $21.79 Billion | +2.49pp |
| 2009-12-31 | 25.51% | $5.84 Billion | $22.87 Billion | +3.40pp |
| 2008-12-31 | 22.11% | $5.35 Billion | $24.19 Billion | +5.70pp |
| 2007-12-31 | 16.41% | $3.54 Billion | $21.59 Billion | -0.06pp |
| 2006-12-31 | 16.47% | $3.44 Billion | $20.86 Billion | +16.41pp |
| 2005-12-31 | 0.06% | $14.25 Million | $22.10 Billion | -23.40pp |
| 2004-12-31 | 23.47% | $4.82 Billion | $20.52 Billion | +23.40pp |
| 2003-12-31 | 0.07% | $10.72 Million | $15.25 Billion | -0.02pp |
| 2002-12-31 | 0.10% | $14.32 Million | $15.04 Billion | -0.03pp |
| 2001-12-31 | 0.13% | $17.44 Million | $13.60 Billion | -0.09pp |
| 2000-12-31 | 0.22% | $28.33 Million | $13.13 Billion | -18.55pp |
| 1996-12-31 | 18.76% | $1.90 Billion | $10.12 Billion | -- |
About Associated Banc-Corp
Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, Texas, and Minnesota. It offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset-based lending and equipment finance, loa… Read more