Associated Banc-Corp Asset Resilience Ratio
Associated Banc-Corp asset resilience ratio. Associated Banc-Corp (ASB) has an Asset Resilience Ratio of 12.29% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ASB defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Associated Banc-Corp (1996–2025)
Asset resilience ratio of Associated Banc-Corp from 1996 to 2025. This chart shows how Associated Banc-Corp's Asset Resilience Ratio has changed over time. Read Associated Banc-Corp debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Associated Banc-Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Associated Banc-Corp's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $6.37 Billion | 12.29% |
| Total Liquid Assets | $6.37 Billion | 12.29% |
Asset Resilience Insights
- Moderate Liquidity: Associated Banc-Corp has 12.29% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Associated Banc-Corp Industry Peers by Asset Resilience Ratio
Compare Associated Banc-Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Associated Banc-Corp Asset Resilience Ratio by Year (1996–2025)
Associated Banc-Corp asset resilience ratio by year from 1996 to 2025. The table below shows the annual Asset Resilience Ratio data for Associated Banc-Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.94% | $5.40 Billion | $45.20 Billion | +1.30pp |
| 2024-12-31 | 10.64% | $4.58 Billion | $43.02 Billion | +1.86pp |
| 2023-12-31 | 8.78% | $3.60 Billion | $41.02 Billion | +1.82pp |
| 2022-12-31 | 6.96% | $2.74 Billion | $39.41 Billion | -5.38pp |
| 2021-12-31 | 12.34% | $4.33 Billion | $35.10 Billion | +3.11pp |
| 2020-12-31 | 9.23% | $3.09 Billion | $33.42 Billion | -0.84pp |
| 2019-12-31 | 10.07% | $3.26 Billion | $32.39 Billion | -1.66pp |
| 2018-12-31 | 11.73% | $3.95 Billion | $33.65 Billion | -1.53pp |
| 2017-12-31 | 13.26% | $4.04 Billion | $30.48 Billion | -2.80pp |
| 2016-12-31 | 16.06% | $4.68 Billion | $29.14 Billion | -1.86pp |
| 2015-12-31 | 17.92% | $4.97 Billion | $27.72 Billion | -2.20pp |
| 2014-12-31 | 20.12% | $5.40 Billion | $26.82 Billion | -1.55pp |
| 2013-12-31 | 21.67% | $5.25 Billion | $24.23 Billion | +0.74pp |
| 2012-12-31 | 20.94% | $4.93 Billion | $23.53 Billion | -1.58pp |
| 2011-12-31 | 22.52% | $4.94 Billion | $21.92 Billion | -5.49pp |
| 2010-12-31 | 28.01% | $6.10 Billion | $21.79 Billion | +2.49pp |
| 2009-12-31 | 25.51% | $5.84 Billion | $22.87 Billion | +3.40pp |
| 2008-12-31 | 22.11% | $5.35 Billion | $24.19 Billion | +5.70pp |
| 2007-12-31 | 16.41% | $3.54 Billion | $21.59 Billion | -0.06pp |
| 2006-12-31 | 16.47% | $3.44 Billion | $20.86 Billion | +16.41pp |
| 2005-12-31 | 0.06% | $14.25 Million | $22.10 Billion | -23.40pp |
| 2004-12-31 | 23.47% | $4.82 Billion | $20.52 Billion | +23.40pp |
| 2003-12-31 | 0.07% | $10.72 Million | $15.25 Billion | -0.02pp |
| 2002-12-31 | 0.10% | $14.32 Million | $15.04 Billion | -0.03pp |
| 2001-12-31 | 0.13% | $17.44 Million | $13.60 Billion | -0.09pp |
| 2000-12-31 | 0.22% | $28.33 Million | $13.13 Billion | -18.55pp |
| 1996-12-31 | 18.76% | $1.90 Billion | $10.12 Billion | -- |
About Associated Banc-Corp
Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, Texas, and Minnesota. It offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset-based lending and equipment finance, loa… Read more