Axos Financial Inc - Asset Resilience Ratio
Axos Financial Inc (AX) has an Asset Resilience Ratio of 1.37% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See AX working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2026)
This chart shows how Axos Financial Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Axos Financial Inc.
Liquid Assets Composition Over Time
This chart breaks down Axos Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Axos Financial Inc to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $401.28 Million | 1.37% |
| Total Liquid Assets | $401.28 Million | 1.37% |
Asset Resilience Insights
- Limited Liquidity: Axos Financial Inc maintains only 1.37% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Axos Financial Inc Industry Peers by Asset Resilience Ratio
Compare Axos Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Axos Financial Inc (2003–2026)
The table below shows the annual Asset Resilience Ratio data for Axos Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-06-30 | 0.55% | $163.46 Million | $29.96 Billion | +0.28pp |
| 2025-06-30 | 0.27% | $66.06 Million | $24.78 Billion | -0.35pp |
| 2024-06-30 | 0.62% | $141.16 Million | $22.86 Billion | -0.52pp |
| 2023-06-30 | 1.14% | $232.35 Million | $20.35 Billion | -0.36pp |
| 2022-06-30 | 1.50% | $262.52 Million | $17.46 Billion | +0.19pp |
| 2021-06-30 | 1.31% | $187.34 Million | $14.27 Billion | -0.04pp |
| 2020-06-30 | 1.35% | $187.63 Million | $13.85 Billion | -0.67pp |
| 2019-06-30 | 2.03% | $227.51 Million | $11.22 Billion | +0.14pp |
| 2018-06-30 | 1.89% | $180.31 Million | $9.54 Billion | -1.22pp |
| 2017-06-30 | 3.11% | $264.47 Million | $8.50 Billion | -0.38pp |
| 2016-06-30 | 3.49% | $265.45 Million | $7.60 Billion | +0.69pp |
| 2015-06-30 | 2.81% | $163.36 Million | $5.82 Billion | -2.07pp |
| 2014-06-30 | 4.88% | $214.78 Million | $4.40 Billion | -1.13pp |
| 2013-06-30 | 6.01% | $185.61 Million | $3.09 Billion | -0.87pp |
| 2012-06-30 | 6.88% | $164.16 Million | $2.39 Billion | -0.63pp |
| 2011-06-30 | 7.51% | $145.67 Million | $1.94 Billion | +6.64pp |
| 2010-06-30 | 0.87% | $12.37 Million | $1.42 Billion | +0.49pp |
| 2009-06-30 | 0.38% | $4.96 Million | $1.30 Billion | -17.13pp |
| 2008-06-30 | 17.51% | $209.12 Million | $1.19 Billion | -13.75pp |
| 2007-06-30 | 31.26% | $296.07 Million | $947.16 Million | +14.01pp |
| 2006-06-30 | 17.25% | $127.26 Million | $737.84 Million | +6.95pp |
| 2005-06-30 | 10.30% | $62.77 Million | $609.51 Million | +2.27pp |
| 2004-06-30 | 8.03% | $32.52 Million | $405.04 Million | +2.30pp |
| 2003-06-30 | 5.73% | $15.66 Million | $273.46 Million | -- |
About Axos Financial Inc
Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifami… Read more