Bank of America Corp Asset Resilience Ratio
Bank of America Corp asset resilience ratio. Bank of America Corp (BAC) has an Asset Resilience Ratio of 0.21% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Bank of America Corp to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Bank of America Corp (1992–2025)
Asset resilience ratio of Bank of America Corp from 1992 to 2025. This chart shows how Bank of America Corp's Asset Resilience Ratio has changed over time. Read Bank of America Corp (BAC) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bank of America Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BAC asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $7.39 Billion | 0.21% |
| Total Liquid Assets | $7.39 Billion | 0.21% |
Asset Resilience Insights
- Limited Liquidity: Bank of America Corp maintains only 0.21% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of America Corp Industry Peers by Asset Resilience Ratio
Compare Bank of America Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
JPMorgan Chase & Co
NYSE:JPM |
Banks - Diversified | 46.12% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
Royal Bank of Canada
TO:RY |
Banks - Diversified | 11.75% |
Bank of America Corp Asset Resilience Ratio by Year (1992–2025)
Bank of America Corp asset resilience ratio by year from 1992 to 2025. The table below shows the annual Asset Resilience Ratio data for Bank of America Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 21.46% | $731.89 Billion | $3.41 Trillion | +10.84pp |
| 2024-12-31 | 10.62% | $346.43 Billion | $3.26 Trillion | +2.24pp |
| 2023-12-31 | 8.38% | $266.65 Billion | $3.18 Trillion | +1.15pp |
| 2022-12-31 | 7.24% | $220.79 Billion | $3.05 Trillion | -2.20pp |
| 2021-12-31 | 9.44% | $299.18 Billion | $3.17 Trillion | +1.12pp |
| 2020-12-31 | 8.32% | $234.49 Billion | $2.82 Trillion | -1.78pp |
| 2019-12-31 | 10.09% | $245.64 Billion | $2.43 Trillion | +0.35pp |
| 2018-12-31 | 9.74% | $229.37 Billion | $2.35 Trillion | -4.07pp |
| 2017-12-31 | 13.81% | $315.12 Billion | $2.28 Trillion | -0.52pp |
| 2016-12-31 | 14.34% | $313.66 Billion | $2.19 Trillion | -0.70pp |
| 2015-12-31 | 15.03% | $322.38 Billion | $2.14 Trillion | -0.20pp |
| 2014-12-31 | 15.24% | $320.69 Billion | $2.10 Trillion | +2.45pp |
| 2013-12-31 | 12.79% | $268.80 Billion | $2.10 Trillion | -0.20pp |
| 2012-12-31 | 12.98% | $286.91 Billion | $2.21 Trillion | +0.01pp |
| 2011-12-31 | 12.97% | $276.15 Billion | $2.13 Trillion | -1.94pp |
| 2010-12-31 | 14.91% | $337.63 Billion | $2.26 Trillion | +1.38pp |
| 2009-12-31 | 13.52% | $301.60 Billion | $2.23 Trillion | -1.71pp |
| 2008-12-31 | 15.23% | $276.90 Billion | $1.82 Trillion | +2.80pp |
| 2007-12-31 | 12.43% | $213.33 Billion | $1.72 Trillion | -0.77pp |
| 2006-12-31 | 13.21% | $192.81 Billion | $1.46 Trillion | -3.94pp |
| 2005-12-31 | 17.15% | $221.56 Billion | $1.29 Trillion | +0.50pp |
| 2004-12-31 | 16.66% | $184.95 Billion | $1.11 Trillion | -3.04pp |
| 2003-12-31 | 19.69% | $145.04 Billion | $736.45 Billion | +3.22pp |
| 2002-12-31 | 16.47% | $108.87 Billion | $660.95 Billion | +4.34pp |
| 2001-12-31 | 12.14% | $75.45 Billion | $621.76 Billion | +1.06pp |
| 2000-12-31 | 11.07% | $71.10 Billion | $642.19 Billion | -1.00pp |
| 1999-12-31 | 12.08% | $76.39 Billion | $632.57 Billion | +1.27pp |
| 1998-12-31 | 10.81% | $66.75 Billion | $617.68 Billion | +0.97pp |
| 1997-12-31 | 9.83% | $56.14 Billion | $570.98 Billion | -3.97pp |
| 1996-12-31 | 13.80% | $25.65 Billion | $185.79 Billion | +0.41pp |
| 1995-12-31 | 13.40% | $25.10 Billion | $187.30 Billion | +0.99pp |
| 1994-12-31 | 12.41% | $21.05 Billion | $169.60 Billion | +1.22pp |
| 1993-12-31 | 11.20% | $17.65 Billion | $157.69 Billion | +7.71pp |
| 1992-12-31 | 3.49% | $4.12 Billion | $118.06 Billion | -- |
About Bank of America Corp
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segme… Read more