Bank of America Corp - Asset Resilience Ratio
Bank of America Corp (BAC) has an Asset Resilience Ratio of 21.46% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BAC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1992–2025)
This chart shows how Bank of America Corp's Asset Resilience Ratio has changed over time. See Bank of America Corp (BAC) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank of America Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank of America Corp market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $731.89 Billion | 21.46% |
| Total Liquid Assets | $731.89 Billion | 21.46% |
Asset Resilience Insights
- Good Liquidity Position: Bank of America Corp maintains a healthy 21.46% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Bank of America Corp Industry Peers by Asset Resilience Ratio
Compare Bank of America Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
|
Royal Bank of Canada
TO:RY |
Banks - Diversified | 3.35% |
|
Toronto Dominion Bank
TO:TD |
Banks - Diversified | 6.07% |
Annual Asset Resilience Ratio for Bank of America Corp (1992–2025)
The table below shows the annual Asset Resilience Ratio data for Bank of America Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 21.46% | $731.89 Billion | $3.41 Trillion | +10.84pp |
| 2024-12-31 | 10.62% | $346.43 Billion | $3.26 Trillion | +2.24pp |
| 2023-12-31 | 8.38% | $266.65 Billion | $3.18 Trillion | +1.15pp |
| 2022-12-31 | 7.24% | $220.79 Billion | $3.05 Trillion | -2.20pp |
| 2021-12-31 | 9.44% | $299.18 Billion | $3.17 Trillion | +1.12pp |
| 2020-12-31 | 8.32% | $234.49 Billion | $2.82 Trillion | -1.78pp |
| 2019-12-31 | 10.09% | $245.64 Billion | $2.43 Trillion | +0.35pp |
| 2018-12-31 | 9.74% | $229.37 Billion | $2.35 Trillion | -4.07pp |
| 2017-12-31 | 13.81% | $315.12 Billion | $2.28 Trillion | -0.52pp |
| 2016-12-31 | 14.34% | $313.66 Billion | $2.19 Trillion | -0.70pp |
| 2015-12-31 | 15.03% | $322.38 Billion | $2.14 Trillion | -0.20pp |
| 2014-12-31 | 15.24% | $320.69 Billion | $2.10 Trillion | +2.45pp |
| 2013-12-31 | 12.79% | $268.80 Billion | $2.10 Trillion | -0.20pp |
| 2012-12-31 | 12.98% | $286.91 Billion | $2.21 Trillion | +0.01pp |
| 2011-12-31 | 12.97% | $276.15 Billion | $2.13 Trillion | -1.94pp |
| 2010-12-31 | 14.91% | $337.63 Billion | $2.26 Trillion | +1.38pp |
| 2009-12-31 | 13.52% | $301.60 Billion | $2.23 Trillion | -1.71pp |
| 2008-12-31 | 15.23% | $276.90 Billion | $1.82 Trillion | +2.80pp |
| 2007-12-31 | 12.43% | $213.33 Billion | $1.72 Trillion | -0.77pp |
| 2006-12-31 | 13.21% | $192.81 Billion | $1.46 Trillion | -3.94pp |
| 2005-12-31 | 17.15% | $221.56 Billion | $1.29 Trillion | +0.50pp |
| 2004-12-31 | 16.66% | $184.95 Billion | $1.11 Trillion | -3.04pp |
| 2003-12-31 | 19.69% | $145.04 Billion | $736.45 Billion | +3.22pp |
| 2002-12-31 | 16.47% | $108.87 Billion | $660.95 Billion | +4.34pp |
| 2001-12-31 | 12.14% | $75.45 Billion | $621.76 Billion | +1.06pp |
| 2000-12-31 | 11.07% | $71.10 Billion | $642.19 Billion | -1.00pp |
| 1999-12-31 | 12.08% | $76.39 Billion | $632.57 Billion | +1.27pp |
| 1998-12-31 | 10.81% | $66.75 Billion | $617.68 Billion | +0.97pp |
| 1997-12-31 | 9.83% | $56.14 Billion | $570.98 Billion | -3.97pp |
| 1996-12-31 | 13.80% | $25.65 Billion | $185.79 Billion | +0.41pp |
| 1995-12-31 | 13.40% | $25.10 Billion | $187.30 Billion | +0.99pp |
| 1994-12-31 | 12.41% | $21.05 Billion | $169.60 Billion | +1.22pp |
| 1993-12-31 | 11.20% | $17.65 Billion | $157.69 Billion | +7.71pp |
| 1992-12-31 | 3.49% | $4.12 Billion | $118.06 Billion | -- |
About Bank of America Corp
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segme… Read more