Better Home & Finance Holding Company Asset Resilience Ratio

Latest as of June 2025: 10.91%

Better Home & Finance Holding Company asset resilience ratio. Better Home & Finance Holding Company (BETR) has an Asset Resilience Ratio of 10.91% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Better Home & Finance Holding Company (BETR) liquidity interval to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$134.39 Million
Cash + Short-term Investments

Total Assets

$1.23 Billion
All company assets

Resilience Assessment

Moderate
Financial Resilience Level

Asset Resilience Ratio of Better Home & Finance Holding Company (2022–2024)

Asset resilience ratio of Better Home & Finance Holding Company from 2022 to 2024. This chart shows how Better Home & Finance Holding Company's Asset Resilience Ratio has changed over time. Read Better Home & Finance Holding Company total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Better Home & Finance Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Better Home & Finance Holding Company.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $134.39 Million 10.91%
Total Liquid Assets $134.39 Million 10.91%

Asset Resilience Insights

  • Moderate Liquidity: Better Home & Finance Holding Company has 10.91% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Better Home & Finance Holding Company Industry Peers by Asset Resilience Ratio

Compare Better Home & Finance Holding Company's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
PNB Housing Finance Limited
NSE:PNBHOUSING
Mortgage Finance 3.50%
ECN Capital Corp
TO:ECN
Mortgage Finance 5.22%
UWM Holdings Corp
NYSE:UWMC
Mortgage Finance 0.51%
Timbercreek Financial Corp
TO:TF
Mortgage Finance 0.38%
Reliance Home Finance Limited
NSE:RHFL
Mortgage Finance 1.18%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Resimac Group Ltd
AU:RMC
Mortgage Finance 0.00%
N1 Holdings Ltd
AU:N1H
Mortgage Finance 0.01%

Better Home & Finance Holding Company Asset Resilience Ratio by Year (2022–2024)

Better Home & Finance Holding Company asset resilience ratio by year from 2022 to 2024. The table below shows the annual Asset Resilience Ratio data for Better Home & Finance Holding Company.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 5.89% $53.77 Million $913.06 Million +3.06pp
2023-12-31 2.83% $25.60 Million $905.55 Million --
2022-12-31 0.00% $0.00 $1.09 Billion --
pp = percentage points

About Better Home & Finance Holding Company

NYSE:BETR USA Mortgage Finance
Market Cap
$430.66 Million
Market Cap Rank
#12658 Global
#3161 in USA
Share Price
$45.44
Change (1 day)
-9.03%
52-Week Range
$43.72 - $72.94
All Time High
$2479.00
About

Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise GSE conforming loans, U.S. Federal Housing Administration FHA insured loans, U.S. Department of Veterans Affairs VA guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It … Read more