Better Home & Finance Holding Company - Asset Resilience Ratio
Better Home & Finance Holding Company (BETR) has an Asset Resilience Ratio of 10.91% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Better Home & Finance Holding Company (BETR) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2024)
This chart shows how Better Home & Finance Holding Company's Asset Resilience Ratio has changed over time. See BETR net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Better Home & Finance Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Better Home & Finance Holding Company stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $134.39 Million | 10.91% |
| Total Liquid Assets | $134.39 Million | 10.91% |
Asset Resilience Insights
- Moderate Liquidity: Better Home & Finance Holding Company has 10.91% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Better Home & Finance Holding Company Industry Peers by Asset Resilience Ratio
Compare Better Home & Finance Holding Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 0.00% |
|
Repco Home Finance Limited
NSE:REPCOHOME |
Mortgage Finance | 1.18% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
Annual Asset Resilience Ratio for Better Home & Finance Holding Company (2022–2024)
The table below shows the annual Asset Resilience Ratio data for Better Home & Finance Holding Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.89% | $53.77 Million | $913.06 Million | +3.06pp |
| 2023-12-31 | 2.83% | $25.60 Million | $905.55 Million | -- |
| 2022-12-31 | 0.00% | $0.00 | $1.09 Billion | -- |
About Better Home & Finance Holding Company
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise GSE conforming loans, U.S. Federal Housing Administration FHA insured loans, U.S. Department of Veterans Affairs VA guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It … Read more