Customers Bancorp, Inc. Asset Resilience Ratio
Customers Bancorp, Inc. asset resilience ratio. Customers Bancorp, Inc. (CUBI) has an Asset Resilience Ratio of 9.90% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Customers Bancorp, Inc. liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Customers Bancorp, Inc. (2010–2025)
Asset resilience ratio of Customers Bancorp, Inc. from 2010 to 2025. This chart shows how Customers Bancorp, Inc.'s Asset Resilience Ratio has changed over time. Read Customers Bancorp, Inc. total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Customers Bancorp, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see CUBI total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.63 Billion | 9.9% |
| Total Liquid Assets | $2.63 Billion | 9.90% |
Asset Resilience Insights
- Limited Liquidity: Customers Bancorp, Inc. maintains only 9.90% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Customers Bancorp, Inc. Industry Peers by Asset Resilience Ratio
Compare Customers Bancorp, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Customers Bancorp, Inc. Asset Resilience Ratio by Year (2010–2025)
Customers Bancorp, Inc. asset resilience ratio by year from 2010 to 2025. The table below shows the annual Asset Resilience Ratio data for Customers Bancorp, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.78% | $1.94 Billion | $24.90 Billion | -1.27pp |
| 2024-12-31 | 9.05% | $2.02 Billion | $22.31 Billion | -2.23pp |
| 2023-12-31 | 11.29% | $2.41 Billion | $21.32 Billion | -3.01pp |
| 2022-12-31 | 14.30% | $2.99 Billion | $20.90 Billion | -5.20pp |
| 2021-12-31 | 19.50% | $3.82 Billion | $19.58 Billion | +12.94pp |
| 2020-12-31 | 6.56% | $1.21 Billion | $18.44 Billion | +1.39pp |
| 2019-12-31 | 5.17% | $595.88 Million | $11.52 Billion | -1.59pp |
| 2018-12-31 | 6.76% | $665.01 Million | $9.83 Billion | +1.97pp |
| 2017-12-31 | 4.79% | $471.37 Million | $9.84 Billion | -0.47pp |
| 2016-12-31 | 5.26% | $493.47 Million | $9.38 Billion | -1.41pp |
| 2015-12-31 | 6.67% | $560.25 Million | $8.40 Billion | +0.57pp |
| 2014-12-31 | 6.10% | $416.69 Million | $6.83 Billion | -5.88pp |
| 2013-12-31 | 11.98% | $497.57 Million | $4.15 Billion | +7.94pp |
| 2012-12-31 | 4.04% | $129.09 Million | $3.20 Billion | +0.23pp |
| 2011-12-31 | 3.81% | $79.14 Million | $2.08 Billion | -13.09pp |
| 2010-12-31 | 16.90% | $232.33 Million | $1.37 Billion | -- |
About Customers Bancorp, Inc.
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services for commercial and consumer clients. It accepts various deposit banking products, including commercial and consumer checking accounts, non-interest-bearing and interest-bearing demand accounts, MMDA, savings accounts, and time deposit accounts. The company also offers commer… Read more