Customers Bancorp, Inc. - Asset Resilience Ratio

Latest as of March 2026: 7.70%

Customers Bancorp, Inc. (CUBI) has an Asset Resilience Ratio of 7.70% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$1.99 Billion

Cash + Short-term Investments

Total Assets

$25.88 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2025)

This chart shows how Customers Bancorp, Inc.'s Asset Resilience Ratio has changed over time. Check strategic asset allocation of Customers Bancorp, Inc. to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Customers Bancorp, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Customers Bancorp, Inc..

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.99 Billion	7.7%
Total Liquid Assets	$1.99 Billion	7.70%

Asset Resilience Insights

Limited Liquidity: Customers Bancorp, Inc. maintains only 7.70% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Customers Bancorp, Inc. Industry Peers by Asset Resilience Ratio

Compare Customers Bancorp, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for Customers Bancorp, Inc. (2010–2025)

The table below shows the annual Asset Resilience Ratio data for Customers Bancorp, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	7.78%	$1.94 Billion	$24.90 Billion	-1.27pp
2024-12-31	9.05%	$2.02 Billion	$22.31 Billion	-2.23pp
2023-12-31	11.29%	$2.41 Billion	$21.32 Billion	-3.01pp
2022-12-31	14.30%	$2.99 Billion	$20.90 Billion	-5.20pp
2021-12-31	19.50%	$3.82 Billion	$19.58 Billion	+12.94pp
2020-12-31	6.56%	$1.21 Billion	$18.44 Billion	+1.39pp
2019-12-31	5.17%	$595.88 Million	$11.52 Billion	-1.59pp
2018-12-31	6.76%	$665.01 Million	$9.83 Billion	+1.97pp
2017-12-31	4.79%	$471.37 Million	$9.84 Billion	-0.47pp
2016-12-31	5.26%	$493.47 Million	$9.38 Billion	-1.41pp
2015-12-31	6.67%	$560.25 Million	$8.40 Billion	+0.57pp
2014-12-31	6.10%	$416.69 Million	$6.83 Billion	-5.88pp
2013-12-31	11.98%	$497.57 Million	$4.15 Billion	+7.94pp
2012-12-31	4.04%	$129.09 Million	$3.20 Billion	+0.23pp
2011-12-31	3.81%	$79.14 Million	$2.08 Billion	-13.09pp
2010-12-31	16.90%	$232.33 Million	$1.37 Billion	--

pp = percentage points

About Customers Bancorp, Inc.

NYSE:CUBI USA Banks - Regional

Market Cap

$2.66 Billion

Market Cap Rank

#5322 Global

#1766 in USA

Share Price

$78.68

Change (1 day)

+0.61%

52-Week Range

$60.52 - $81.21

All Time High

$81.21