Customers Bancorp, Inc. - Asset Resilience Ratio
Customers Bancorp, Inc. (CUBI) has an Asset Resilience Ratio of 7.70% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check CUBI PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2025)
This chart shows how Customers Bancorp, Inc.'s Asset Resilience Ratio has changed over time. See Customers Bancorp, Inc. balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Customers Bancorp, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CUBI market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.99 Billion | 7.7% |
| Total Liquid Assets | $1.99 Billion | 7.70% |
Asset Resilience Insights
- Limited Liquidity: Customers Bancorp, Inc. maintains only 7.70% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Customers Bancorp, Inc. Industry Peers by Asset Resilience Ratio
Compare Customers Bancorp, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Customers Bancorp, Inc. (2010–2025)
The table below shows the annual Asset Resilience Ratio data for Customers Bancorp, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.78% | $1.94 Billion | $24.90 Billion | -1.27pp |
| 2024-12-31 | 9.05% | $2.02 Billion | $22.31 Billion | -2.23pp |
| 2023-12-31 | 11.29% | $2.41 Billion | $21.32 Billion | -3.01pp |
| 2022-12-31 | 14.30% | $2.99 Billion | $20.90 Billion | -5.20pp |
| 2021-12-31 | 19.50% | $3.82 Billion | $19.58 Billion | +12.94pp |
| 2020-12-31 | 6.56% | $1.21 Billion | $18.44 Billion | +1.39pp |
| 2019-12-31 | 5.17% | $595.88 Million | $11.52 Billion | -1.59pp |
| 2018-12-31 | 6.76% | $665.01 Million | $9.83 Billion | +1.97pp |
| 2017-12-31 | 4.79% | $471.37 Million | $9.84 Billion | -0.47pp |
| 2016-12-31 | 5.26% | $493.47 Million | $9.38 Billion | -1.41pp |
| 2015-12-31 | 6.67% | $560.25 Million | $8.40 Billion | +0.57pp |
| 2014-12-31 | 6.10% | $416.69 Million | $6.83 Billion | -5.88pp |
| 2013-12-31 | 11.98% | $497.57 Million | $4.15 Billion | +7.94pp |
| 2012-12-31 | 4.04% | $129.09 Million | $3.20 Billion | +0.23pp |
| 2011-12-31 | 3.81% | $79.14 Million | $2.08 Billion | -13.09pp |
| 2010-12-31 | 16.90% | $232.33 Million | $1.37 Billion | -- |
About Customers Bancorp, Inc.
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo cert… Read more