First BanCorp. Asset Resilience Ratio
First BanCorp. asset resilience ratio. First BanCorp. (FBP) has an Asset Resilience Ratio of 22.07% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First BanCorp. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First BanCorp. (2000–2025)
Asset resilience ratio of First BanCorp. from 2000 to 2025. This chart shows how First BanCorp.'s Asset Resilience Ratio has changed over time. Read total liabilities of First BanCorp. for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First BanCorp.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of First BanCorp..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.25 Billion | 22.07% |
| Total Liquid Assets | $4.25 Billion | 22.07% |
Asset Resilience Insights
- Good Liquidity Position: First BanCorp. maintains a healthy 22.07% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
First BanCorp. Industry Peers by Asset Resilience Ratio
Compare First BanCorp.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
First BanCorp. Asset Resilience Ratio by Year (2000–2025)
First BanCorp. asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for First BanCorp..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.54% | $1.82 Billion | $19.13 Billion | -14.13pp |
| 2024-12-31 | 23.67% | $4.57 Billion | $19.29 Billion | -4.00pp |
| 2023-12-31 | 27.66% | $5.23 Billion | $18.91 Billion | -1.96pp |
| 2022-12-31 | 29.62% | $5.52 Billion | $18.63 Billion | -1.44pp |
| 2021-12-31 | 31.06% | $6.46 Billion | $20.79 Billion | +7.83pp |
| 2020-12-31 | 23.23% | $4.37 Billion | $18.79 Billion | +6.65pp |
| 2019-12-31 | 16.58% | $2.09 Billion | $12.61 Billion | +2.15pp |
| 2018-12-31 | 14.43% | $1.77 Billion | $12.24 Billion | +1.81pp |
| 2017-12-31 | 12.63% | $1.55 Billion | $12.26 Billion | -0.37pp |
| 2016-12-31 | 13.00% | $1.55 Billion | $11.92 Billion | +2.59pp |
| 2015-12-31 | 10.41% | $1.31 Billion | $12.57 Billion | -5.16pp |
| 2014-12-31 | 15.57% | $1.98 Billion | $12.73 Billion | +6.59pp |
| 2013-12-31 | 8.98% | $1.14 Billion | $12.66 Billion | +2.29pp |
| 2012-12-31 | 6.69% | $876.44 Million | $13.10 Billion | -0.87pp |
| 2011-12-31 | 7.56% | $992.11 Million | $13.13 Billion | +6.87pp |
| 2010-12-31 | 0.69% | $107.98 Million | $15.69 Billion | +0.57pp |
| 2009-12-31 | 0.11% | $22.55 Million | $19.63 Billion | +0.01pp |
| 2008-12-31 | 0.11% | $20.93 Million | $19.49 Billion | -2.78pp |
| 2007-12-31 | 2.89% | $497.01 Million | $17.19 Billion | -3.26pp |
| 2005-12-31 | 6.15% | $1.22 Billion | $19.92 Billion | +0.90pp |
| 2004-12-31 | 5.25% | $820.16 Million | $15.62 Billion | -2.41pp |
| 2003-12-31 | 7.66% | $970.94 Million | $12.67 Billion | +4.83pp |
| 2002-12-31 | 2.84% | $273.66 Million | $9.64 Billion | +2.42pp |
| 2001-12-31 | 0.42% | $34.56 Million | $8.20 Billion | +0.39pp |
| 2000-12-31 | 0.03% | $2.02 Million | $5.92 Billion | -- |
About First BanCorp.
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in … Read more