FinVolution Group - Asset Resilience Ratio
FinVolution Group (FINV) has an Asset Resilience Ratio of 10.65% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of FinVolution Group for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how FinVolution Group's Asset Resilience Ratio has changed over time. See net assets of FinVolution Group for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down FinVolution Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FinVolution Group (FINV) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.80 Billion | 10.65% |
| Total Liquid Assets | $2.80 Billion | 10.65% |
Asset Resilience Insights
- Moderate Liquidity: FinVolution Group has 10.65% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
FinVolution Group Industry Peers by Asset Resilience Ratio
Compare FinVolution Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for FinVolution Group (2015–2024)
The table below shows the annual Asset Resilience Ratio data for FinVolution Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.00% | $2.83 Billion | $23.61 Billion | -1.91pp |
| 2023-12-31 | 13.90% | $2.96 Billion | $21.29 Billion | -2.12pp |
| 2022-12-31 | 16.03% | $3.43 Billion | $21.38 Billion | +9.38pp |
| 2021-12-31 | 6.64% | $1.20 Billion | $18.14 Billion | -6.60pp |
| 2020-12-31 | 13.24% | $1.97 Billion | $14.88 Billion | +12.62pp |
| 2019-12-31 | 0.63% | $114.56 Million | $18.30 Billion | -12.27pp |
| 2018-12-31 | 12.89% | $1.69 Billion | $13.14 Billion | -9.91pp |
| 2017-12-31 | 22.81% | $1.96 Billion | $8.60 Billion | +10.70pp |
| 2016-12-31 | 12.11% | $260.00 Million | $2.15 Billion | +7.43pp |
| 2015-12-31 | 4.68% | $34.47 Million | $736.92 Million | -- |
About FinVolution Group
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company… Read more