FinVolution Group Asset Resilience Ratio
FinVolution Group asset resilience ratio. FinVolution Group (FINV) has an Asset Resilience Ratio of 10.65% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FinVolution Group defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of FinVolution Group (2015–2024)
Asset resilience ratio of FinVolution Group from 2015 to 2024. This chart shows how FinVolution Group's Asset Resilience Ratio has changed over time. Read FinVolution Group total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down FinVolution Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FinVolution Group total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.80 Billion | 10.65% |
| Total Liquid Assets | $2.80 Billion | 10.65% |
Asset Resilience Insights
- Moderate Liquidity: FinVolution Group has 10.65% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
FinVolution Group Industry Peers by Asset Resilience Ratio
Compare FinVolution Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
FinVolution Group Asset Resilience Ratio by Year (2015–2024)
FinVolution Group asset resilience ratio by year from 2015 to 2024. The table below shows the annual Asset Resilience Ratio data for FinVolution Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.00% | $2.83 Billion | $23.61 Billion | -1.91pp |
| 2023-12-31 | 13.90% | $2.96 Billion | $21.29 Billion | -2.12pp |
| 2022-12-31 | 16.03% | $3.43 Billion | $21.38 Billion | +9.38pp |
| 2021-12-31 | 6.64% | $1.20 Billion | $18.14 Billion | -6.60pp |
| 2020-12-31 | 13.24% | $1.97 Billion | $14.88 Billion | +12.62pp |
| 2019-12-31 | 0.63% | $114.56 Million | $18.30 Billion | -12.27pp |
| 2018-12-31 | 12.89% | $1.69 Billion | $13.14 Billion | -9.91pp |
| 2017-12-31 | 22.81% | $1.96 Billion | $8.60 Billion | +10.70pp |
| 2016-12-31 | 12.11% | $260.00 Million | $2.15 Billion | +7.43pp |
| 2015-12-31 | 4.68% | $34.47 Million | $736.92 Million | -- |
About FinVolution Group
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company… Read more