F.N.B. Corp Asset Resilience Ratio
F.N.B. Corp asset resilience ratio. F.N.B. Corp (FNB) has an Asset Resilience Ratio of 6.24% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See F.N.B. Corp defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of F.N.B. Corp (2000–2025)
Asset resilience ratio of F.N.B. Corp from 2000 to 2025. This chart shows how F.N.B. Corp's Asset Resilience Ratio has changed over time. Read total liabilities of F.N.B. Corp for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down F.N.B. Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FNB current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.18 Billion | 6.24% |
| Total Liquid Assets | $3.18 Billion | 6.24% |
Asset Resilience Insights
- Limited Liquidity: F.N.B. Corp maintains only 6.24% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
F.N.B. Corp Industry Peers by Asset Resilience Ratio
Compare F.N.B. Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
F.N.B. Corp Asset Resilience Ratio by Year (2000–2025)
F.N.B. Corp asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for F.N.B. Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.42% | $3.73 Billion | $50.23 Billion | +1.30pp |
| 2024-12-31 | 6.12% | $2.98 Billion | $48.62 Billion | -0.93pp |
| 2023-12-31 | 7.05% | $3.25 Billion | $46.16 Billion | -0.44pp |
| 2022-12-31 | 7.49% | $3.27 Billion | $43.73 Billion | -1.18pp |
| 2021-12-31 | 8.67% | $3.43 Billion | $39.51 Billion | -0.60pp |
| 2020-12-31 | 9.27% | $3.46 Billion | $37.35 Billion | -0.23pp |
| 2019-12-31 | 9.50% | $3.29 Billion | $34.62 Billion | -0.59pp |
| 2018-12-31 | 10.09% | $3.34 Billion | $33.10 Billion | +1.29pp |
| 2017-12-31 | 8.80% | $2.76 Billion | $31.42 Billion | -1.42pp |
| 2016-12-31 | 10.22% | $2.23 Billion | $21.84 Billion | +0.93pp |
| 2015-12-31 | 9.29% | $1.63 Billion | $17.56 Billion | -0.23pp |
| 2014-12-31 | 9.51% | $1.53 Billion | $16.13 Billion | +1.10pp |
| 2013-12-31 | 8.42% | $1.14 Billion | $13.56 Billion | -1.34pp |
| 2012-12-31 | 9.75% | $1.17 Billion | $12.02 Billion | +3.21pp |
| 2011-12-31 | 6.55% | $640.57 Million | $9.79 Billion | -1.69pp |
| 2010-12-31 | 8.24% | $738.12 Million | $8.96 Billion | +0.02pp |
| 2009-12-31 | 8.21% | $715.35 Million | $8.71 Billion | +2.45pp |
| 2008-12-31 | 5.77% | $482.27 Million | $8.36 Billion | -0.12pp |
| 2007-12-31 | 5.89% | $358.42 Million | $6.09 Billion | +1.59pp |
| 2006-12-31 | 4.30% | $258.28 Million | $6.01 Billion | -1.48pp |
| 2005-12-31 | 5.78% | $323.29 Million | $5.59 Billion | -5.27pp |
| 2004-12-31 | 11.05% | $555.70 Million | $5.03 Billion | +10.97pp |
| 2003-12-31 | 0.09% | $7.15 Million | $8.31 Billion | -0.09pp |
| 2002-12-31 | 0.18% | $12.76 Million | $7.09 Billion | +0.06pp |
| 2001-12-31 | 0.12% | $7.87 Million | $6.49 Billion | -0.81pp |
| 2000-12-31 | 0.93% | $37.80 Million | $4.06 Billion | -- |
About F.N.B. Corp
F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, i… Read more