Finance of America Companies Inc - Asset Resilience Ratio
Finance of America Companies Inc (FOA) has an Asset Resilience Ratio of 0.29% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Finance of America Companies Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2025)
This chart shows how Finance of America Companies Inc's Asset Resilience Ratio has changed over time. See FOA equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Finance of America Companies Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FOA stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $89.50 Million | 0.29% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $89.50 Million | 0.29% |
Asset Resilience Insights
- Limited Liquidity: Finance of America Companies Inc maintains only 0.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Finance of America Companies Inc Industry Peers by Asset Resilience Ratio
Compare Finance of America Companies Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Capri Global Capital Limited
NSE:CGCL |
Credit Services | 0.13% |
|
World Acceptance Corporation
NASDAQ:WRLD |
Credit Services | 1401.80% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
Qudian Inc
F:1QU |
Credit Services | 20.31% |
|
Mufin Green Finance Ltd
NSE:MUFIN |
Credit Services | 3.44% |
|
Qliro AB
ST:QLIRO |
Credit Services | 20.36% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
Annual Asset Resilience Ratio for Finance of America Companies Inc (2019–2025)
The table below shows the annual Asset Resilience Ratio data for Finance of America Companies Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.29% | $89.50 Million | $30.73 Billion | +0.13pp |
| 2024-12-31 | 0.16% | $47.38 Million | $29.16 Billion | -0.01pp |
| 2023-12-31 | 0.17% | $46.48 Million | $27.11 Billion | -0.37pp |
| 2022-12-31 | 0.54% | $112.99 Million | $20.87 Billion | -0.22pp |
| 2021-12-31 | 0.76% | $166.68 Million | $21.79 Billion | -0.43pp |
| 2020-12-31 | 1.19% | $233.10 Million | $19.57 Billion | +0.48pp |
| 2019-12-31 | 0.71% | $118.08 Million | $16.58 Billion | -- |
About Finance of America Companies Inc
Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, l… Read more