Finance of America Companies Inc Asset Resilience Ratio
Finance of America Companies Inc asset resilience ratio. Finance of America Companies Inc (FOA) has an Asset Resilience Ratio of 0.29% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FOA defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Finance of America Companies Inc (2019–2025)
Asset resilience ratio of Finance of America Companies Inc from 2019 to 2025. This chart shows how Finance of America Companies Inc's Asset Resilience Ratio has changed over time. Read FOA total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Finance of America Companies Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Finance of America Companies Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $89.50 Million | 0.29% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $89.50 Million | 0.29% |
Asset Resilience Insights
- Limited Liquidity: Finance of America Companies Inc maintains only 0.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Finance of America Companies Inc Industry Peers by Asset Resilience Ratio
Compare Finance of America Companies Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vaziva Sa
PA:ALVAZ |
Credit Services | 2.08% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 0.20% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
Liberty Financial Group
AU:LFG |
Credit Services | 4.96% |
Finance of America Companies Inc Asset Resilience Ratio by Year (2019–2025)
Finance of America Companies Inc asset resilience ratio by year from 2019 to 2025. The table below shows the annual Asset Resilience Ratio data for Finance of America Companies Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.29% | $89.50 Million | $30.73 Billion | +0.13pp |
| 2024-12-31 | 0.16% | $47.38 Million | $29.16 Billion | -0.01pp |
| 2023-12-31 | 0.17% | $46.48 Million | $27.11 Billion | -0.37pp |
| 2022-12-31 | 0.54% | $112.99 Million | $20.87 Billion | -0.22pp |
| 2021-12-31 | 0.76% | $166.68 Million | $21.79 Billion | -0.43pp |
| 2020-12-31 | 1.19% | $233.10 Million | $19.57 Billion | +0.48pp |
| 2019-12-31 | 0.71% | $118.08 Million | $16.58 Billion | -- |
About Finance of America Companies Inc
Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, l… Read more