Guild Holdings Co - Asset Resilience Ratio
Guild Holdings Co (GHLD) has an Asset Resilience Ratio of 16.93% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Guild Holdings Co to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2024)
This chart shows how Guild Holdings Co's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see GHLD total asset value.
Liquid Assets Composition Over Time
This chart breaks down Guild Holdings Co's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Guild Holdings Co to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $807.28 Million | 16.93% |
| Total Liquid Assets | $807.28 Million | 16.93% |
Asset Resilience Insights
- Good Liquidity Position: Guild Holdings Co maintains a healthy 16.93% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Guild Holdings Co Industry Peers by Asset Resilience Ratio
Compare Guild Holdings Co's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.61% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 2.40% |
Annual Asset Resilience Ratio for Guild Holdings Co (2018–2024)
The table below shows the annual Asset Resilience Ratio data for Guild Holdings Co.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 16.93% | $807.28 Million | $4.77 Billion | +16.48pp |
| 2023-12-31 | 0.45% | $16.56 Million | $3.68 Billion | +0.40pp |
| 2022-12-31 | 0.05% | $1.61 Million | $3.24 Billion | -0.46pp |
| 2021-12-31 | 0.51% | $22.23 Million | $4.38 Billion | -2.20pp |
| 2020-12-31 | 2.71% | $130.42 Million | $4.82 Billion | +1.94pp |
| 2019-12-31 | 0.77% | $20.02 Million | $2.61 Billion | +0.15pp |
| 2018-12-31 | 0.62% | $12.62 Million | $2.04 Billion | -- |
About Guild Holdings Co
Guild Holdings Company, through its subsidiary, originates, sells, and services residential mortgage loans in the United States. The company operates in two segments, Origination and Servicing. It is involved in loan origination, and acquisition and sale activities; servicing activities, including collection and remittance of loan payments, managing borrower's impound accounts for taxes and insur… Read more