Hagerty Inc - Asset Resilience Ratio

Latest as of June 2026: 32.65%

Hagerty Inc (HGTY) has an Asset Resilience Ratio of 32.65% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Hagerty Inc (HGTY) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$701.56 Million
Cash + Short-term Investments

Total Assets

$2.15 Billion
All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how Hagerty Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Hagerty Inc.

Liquid Assets Composition Over Time

This chart breaks down Hagerty Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Hagerty Inc (HGTY) investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $701.56 Million 32.65%
Total Liquid Assets $701.56 Million 32.65%

Asset Resilience Insights

  • Very High Liquidity: Hagerty Inc maintains exceptional liquid asset reserves at 32.65% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

Hagerty Inc Industry Peers by Asset Resilience Ratio

Compare Hagerty Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
People's Insurance of China Ltd
SHG:601319
Insurance - Property & Casualty 38.29%
QBE Insurance Group Limited
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Intact Financial Corporation
TO:IFC
Insurance - Property & Casualty 26.80%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 0.02%
Definity Financial Corp
TO:DFY
Insurance - Property & Casualty 2.07%

Annual Asset Resilience Ratio for Hagerty Inc (2021–2025)

The table below shows the annual Asset Resilience Ratio data for Hagerty Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 33.60% $696.27 Million $2.07 Billion +29.18pp
2024-12-31 4.42% $73.96 Million $1.67 Billion +43.96pp
2023-12-31 -39.54% $-615.95 Million $1.56 Billion -38.64pp
2022-12-31 -0.91% $-11.66 Million $1.29 Billion +11.18pp
2021-12-31 -12.09% $-123.72 Million $1.02 Billion --
pp = percentage points

About Hagerty Inc

NYSE:HGTY USA Insurance - Property & Casualty
Market Cap
$1.42 Billion
Market Cap Rank
#7474 Global
#2248 in USA
Share Price
$13.94
Change (1 day)
+0.50%
52-Week Range
$9.67 - $14.02
All Time High
$18.80
About

Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are… Read more