Hagerty Inc - Asset Resilience Ratio
Hagerty Inc (HGTY) has an Asset Resilience Ratio of 33.60% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Hagerty Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Hagerty Inc's Asset Resilience Ratio has changed over time. See HGTY net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Hagerty Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Hagerty Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $696.27 Million | 33.6% |
| Total Liquid Assets | $696.27 Million | 33.60% |
Asset Resilience Insights
- Very High Liquidity: Hagerty Inc maintains exceptional liquid asset reserves at 33.60% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Hagerty Inc Industry Peers by Asset Resilience Ratio
Compare Hagerty Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 29.18% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.29% |
Annual Asset Resilience Ratio for Hagerty Inc (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Hagerty Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 33.60% | $696.27 Million | $2.07 Billion | +29.18pp |
| 2024-12-31 | 4.42% | $73.96 Million | $1.67 Billion | +43.96pp |
| 2023-12-31 | -39.54% | $-615.95 Million | $1.56 Billion | -38.64pp |
| 2022-12-31 | -0.91% | $-11.66 Million | $1.29 Billion | +11.18pp |
| 2021-12-31 | -12.09% | $-123.72 Million | $1.02 Billion | -- |
About Hagerty Inc
Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are… Read more