Heritage Insurance Hldgs Inc Asset Resilience Ratio
Heritage Insurance Hldgs Inc asset resilience ratio. Heritage Insurance Hldgs Inc (HRTG) has an Asset Resilience Ratio of 5.34% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Heritage Insurance Hldgs Inc (HRTG) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Heritage Insurance Hldgs Inc (2012–2025)
Asset resilience ratio of Heritage Insurance Hldgs Inc from 2012 to 2025. This chart shows how Heritage Insurance Hldgs Inc's Asset Resilience Ratio has changed over time. Read Heritage Insurance Hldgs Inc (HRTG) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Heritage Insurance Hldgs Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see HRTG total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $107.99 Million | 5.34% |
| Total Liquid Assets | $107.99 Million | 5.34% |
Asset Resilience Insights
- Limited Liquidity: Heritage Insurance Hldgs Inc maintains only 5.34% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Heritage Insurance Hldgs Inc Industry Peers by Asset Resilience Ratio
Compare Heritage Insurance Hldgs Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Admiral Group PLC
LSE:ADM |
Insurance - Property & Casualty | 39.53% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
Heritage Insurance Hldgs Inc Asset Resilience Ratio by Year (2012–2025)
Heritage Insurance Hldgs Inc asset resilience ratio by year from 2012 to 2025. The table below shows the annual Asset Resilience Ratio data for Heritage Insurance Hldgs Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.53% | $99.41 Million | $2.20 Billion | +0.83pp |
| 2024-12-31 | 3.70% | $91.33 Million | $2.47 Billion | -0.52pp |
| 2023-12-31 | 4.22% | $89.53 Million | $2.12 Billion | -0.53pp |
| 2022-12-31 | 4.75% | $113.68 Million | $2.39 Billion | -29.04pp |
| 2021-12-31 | 33.79% | $669.35 Million | $1.98 Billion | +6.94pp |
| 2020-12-31 | 26.85% | $561.01 Million | $2.09 Billion | -3.43pp |
| 2019-12-31 | 30.28% | $587.26 Million | $1.94 Billion | +0.53pp |
| 2018-12-31 | 29.75% | $526.11 Million | $1.77 Billion | -2.27pp |
| 2017-12-31 | 32.01% | $567.01 Million | $1.77 Billion | -26.35pp |
| 2016-12-31 | 58.36% | $602.98 Million | $1.03 Billion | +10.58pp |
| 2015-12-31 | 47.78% | $400.10 Million | $837.40 Million | -4.87pp |
| 2014-12-31 | 52.65% | $324.31 Million | $616.00 Million | +6.50pp |
| 2013-12-31 | 46.14% | $130.11 Million | $281.98 Million | +30.18pp |
| 2012-12-31 | 15.96% | $13.07 Million | $81.86 Million | -- |
About Heritage Insurance Hldgs Inc
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property ins… Read more