HomeTrust Bancshares, Inc. - Asset Resilience Ratio
HomeTrust Bancshares, Inc. (HTB) has an Asset Resilience Ratio of 3.41% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HomeTrust Bancshares, Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how HomeTrust Bancshares, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see HTB current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down HomeTrust Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore HTB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $149.73 Million | 3.41% |
| Total Liquid Assets | $149.73 Million | 3.41% |
Asset Resilience Insights
- Limited Liquidity: HomeTrust Bancshares, Inc. maintains only 3.41% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
HomeTrust Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare HomeTrust Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for HomeTrust Bancshares, Inc. (2012–2025)
The table below shows the annual Asset Resilience Ratio data for HomeTrust Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 3.31% | $152.01 Million | $4.60 Billion | +0.59pp |
| 2024-06-30 | 2.72% | $126.95 Million | $4.67 Billion | -0.58pp |
| 2023-06-30 | 3.30% | $151.93 Million | $4.61 Billion | -0.28pp |
| 2022-06-30 | 3.58% | $126.98 Million | $3.55 Billion | -0.86pp |
| 2021-06-30 | 4.44% | $156.46 Million | $3.52 Billion | +1.01pp |
| 2020-06-30 | 3.43% | $127.54 Million | $3.72 Billion | -0.08pp |
| 2019-06-30 | 3.50% | $121.79 Million | $3.48 Billion | -1.19pp |
| 2018-06-30 | 4.69% | $154.99 Million | $3.30 Billion | -1.54pp |
| 2017-06-30 | 6.23% | $199.67 Million | $3.21 Billion | -1.16pp |
| 2016-06-30 | 7.38% | $200.65 Million | $2.72 Billion | -1.87pp |
| 2015-06-30 | 9.26% | $257.61 Million | $2.78 Billion | +1.12pp |
| 2014-06-30 | 8.14% | $168.77 Million | $2.07 Billion | +6.57pp |
| 2013-06-30 | 1.56% | $24.75 Million | $1.58 Billion | -0.26pp |
| 2012-06-30 | 1.82% | $31.34 Million | $1.72 Billion | -- |
About HomeTrust Bancshares, Inc.
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The compan… Read more