HomeTrust Bancshares, Inc. Asset Resilience Ratio
HomeTrust Bancshares, Inc. asset resilience ratio. HomeTrust Bancshares, Inc. (HTB) has an Asset Resilience Ratio of 3.41% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HomeTrust Bancshares, Inc. (HTB) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of HomeTrust Bancshares, Inc. (2012–2025)
Asset resilience ratio of HomeTrust Bancshares, Inc. from 2012 to 2025. This chart shows how HomeTrust Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Read how much debt does HomeTrust Bancshares, Inc. carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down HomeTrust Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see HTB total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $149.73 Million | 3.41% |
| Total Liquid Assets | $149.73 Million | 3.41% |
Asset Resilience Insights
- Limited Liquidity: HomeTrust Bancshares, Inc. maintains only 3.41% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
HomeTrust Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare HomeTrust Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
HomeTrust Bancshares, Inc. Asset Resilience Ratio by Year (2012–2025)
HomeTrust Bancshares, Inc. asset resilience ratio by year from 2012 to 2025. The table below shows the annual Asset Resilience Ratio data for HomeTrust Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 3.31% | $152.01 Million | $4.60 Billion | +0.59pp |
| 2024-06-30 | 2.72% | $126.95 Million | $4.67 Billion | -0.58pp |
| 2023-06-30 | 3.30% | $151.93 Million | $4.61 Billion | -0.28pp |
| 2022-06-30 | 3.58% | $126.98 Million | $3.55 Billion | -0.86pp |
| 2021-06-30 | 4.44% | $156.46 Million | $3.52 Billion | +1.01pp |
| 2020-06-30 | 3.43% | $127.54 Million | $3.72 Billion | -0.08pp |
| 2019-06-30 | 3.50% | $121.79 Million | $3.48 Billion | -1.19pp |
| 2018-06-30 | 4.69% | $154.99 Million | $3.30 Billion | -1.54pp |
| 2017-06-30 | 6.23% | $199.67 Million | $3.21 Billion | -1.16pp |
| 2016-06-30 | 7.38% | $200.65 Million | $2.72 Billion | -1.87pp |
| 2015-06-30 | 9.26% | $257.61 Million | $2.78 Billion | +1.12pp |
| 2014-06-30 | 8.14% | $168.77 Million | $2.07 Billion | +6.57pp |
| 2013-06-30 | 1.56% | $24.75 Million | $1.58 Billion | -0.26pp |
| 2012-06-30 | 1.82% | $31.34 Million | $1.72 Billion | -- |
About HomeTrust Bancshares, Inc.
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The compan… Read more