High Templar Tech Limited Sponsored ADR Class A - Asset Resilience Ratio
High Templar Tech Limited Sponsored ADR Class A (HTT) has an Asset Resilience Ratio of 70.36% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HTT working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how High Templar Tech Limited Sponsored ADR Class A's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see High Templar Tech Limited Sponsored ADR (HTT) total assets.
Liquid Assets Composition Over Time
This chart breaks down High Templar Tech Limited Sponsored ADR Class A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore High Templar Tech Limited Sponsored ADR (HTT) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $7.01 Billion | 50.25% |
| Short-term Investments | $2.81 Billion | 20.11% |
| Total Liquid Assets | $9.82 Billion | 70.36% |
Asset Resilience Insights
- Very High Liquidity: High Templar Tech Limited Sponsored ADR Class A maintains exceptional liquid asset reserves at 70.36% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
High Templar Tech Limited Sponsored ADR Class A Industry Peers by Asset Resilience Ratio
Compare High Templar Tech Limited Sponsored ADR Class A's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Navient Corp
NASDAQ:NAVI |
Credit Services | 3.09% |
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Spandana Sphoorty Financial Limited
NSE:SPANDANA |
Credit Services | 9.05% |
|
Michman Basad Ltd
TA:MCMN |
Credit Services | 4.55% |
|
Harmoney Corp Ltd
AU:HMY |
Credit Services | 0.00% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
Annual Asset Resilience Ratio for High Templar Tech Limited Sponsored ADR Class A (2015–2024)
The table below shows the annual Asset Resilience Ratio data for High Templar Tech Limited Sponsored ADR Class A.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 59.30% | $7.39 Billion | $12.46 Billion | -16.05pp |
| 2023-12-31 | 75.34% | $9.40 Billion | $12.48 Billion | +5.80pp |
| 2022-12-31 | 69.55% | $8.86 Billion | $12.75 Billion | +27.49pp |
| 2021-12-31 | 42.06% | $5.93 Billion | $14.09 Billion | +4.42pp |
| 2020-12-31 | 37.63% | $5.04 Billion | $13.40 Billion | +36.38pp |
| 2019-12-31 | 1.26% | $231.13 Million | $18.36 Billion | -0.29pp |
| 2017-12-31 | 1.55% | $300.00 Million | $19.38 Billion | -4.50pp |
| 2016-12-31 | 6.04% | $430.20 Million | $7.12 Billion | +4.21pp |
| 2015-12-31 | 1.83% | $49.00 Million | $2.68 Billion | -- |
About High Templar Tech Limited Sponsored ADR Class A
High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing; technology development and services; and research and development services. It provides financial institutions with a financial technology business management system consisting of a core service system group, a user identification… Read more