Intercorp Financial Services Inc - Asset Resilience Ratio

Latest as of December 2025: 0.11%

Intercorp Financial Services Inc (IFS) has an Asset Resilience Ratio of 0.11% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read IFS total debt and obligations for a breakdown of total debt and financial obligations.

Liquid Assets

$108.52 Million

Cash + Short-term Investments

Total Assets

$99.09 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Intercorp Financial Services Inc's Asset Resilience Ratio has changed over time. See Intercorp Financial Services Inc book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Intercorp Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Intercorp Financial Services Inc market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$108.52 Million	0.11%
Total Liquid Assets	$108.52 Million	0.11%

Asset Resilience Insights

Limited Liquidity: Intercorp Financial Services Inc maintains only 0.11% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Intercorp Financial Services Inc Industry Peers by Asset Resilience Ratio

Compare Intercorp Financial Services Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Intercorp Financial Services Inc (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Intercorp Financial Services Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.11%	$108.52 Million	$99.09 Billion	-22.07pp
2024-12-31	22.18%	$21.18 Billion	$95.50 Billion	-2.02pp
2023-12-31	24.20%	$21.69 Billion	$89.62 Billion	+4.14pp
2022-12-31	20.06%	$17.55 Billion	$87.48 Billion	-0.55pp
2021-12-31	20.62%	$18.54 Billion	$89.95 Billion	-1.51pp
2020-12-31	22.13%	$19.53 Billion	$88.24 Billion	+0.73pp
2019-12-31	21.40%	$15.31 Billion	$71.56 Billion	-0.84pp
2018-12-31	22.24%	$14.17 Billion	$63.74 Billion	-3.36pp
2017-12-31	25.60%	$15.46 Billion	$60.39 Billion	+7.19pp
2016-12-31	18.40%	$9.52 Billion	$51.72 Billion	+2.27pp
2015-12-31	16.13%	$8.07 Billion	$50.00 Billion	-4.44pp
2014-12-31	20.57%	$8.30 Billion	$40.37 Billion	+5.23pp
2013-12-31	15.34%	$5.55 Billion	$36.18 Billion	+3.92pp
2012-12-31	11.42%	$3.04 Billion	$26.60 Billion	-4.20pp
2011-12-31	15.63%	$3.55 Billion	$22.71 Billion	--

pp = percentage points

About Intercorp Financial Services Inc

NYSE:IFS USA Banks - Regional

Market Cap

$4.89 Billion

Market Cap Rank

#3646 Global

#1234 in USA

Share Price

$44.00

Change (1 day)

-1.30%

52-Week Range

$34.27 - $51.86

All Time High

$51.86