Intercorp Financial Services Inc Asset Resilience Ratio
Intercorp Financial Services Inc asset resilience ratio. Intercorp Financial Services Inc (IFS) has an Asset Resilience Ratio of 21.78% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See IFS defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Intercorp Financial Services Inc (2011–2025)
Asset resilience ratio of Intercorp Financial Services Inc from 2011 to 2025. This chart shows how Intercorp Financial Services Inc's Asset Resilience Ratio has changed over time. Read Intercorp Financial Services Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Intercorp Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Intercorp Financial Services Inc balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $22.28 Billion | 21.78% |
| Total Liquid Assets | $22.28 Billion | 21.78% |
Asset Resilience Insights
- Good Liquidity Position: Intercorp Financial Services Inc maintains a healthy 21.78% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Intercorp Financial Services Inc Industry Peers by Asset Resilience Ratio
Compare Intercorp Financial Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Intercorp Financial Services Inc Asset Resilience Ratio by Year (2011–2025)
Intercorp Financial Services Inc asset resilience ratio by year from 2011 to 2025. The table below shows the annual Asset Resilience Ratio data for Intercorp Financial Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.11% | $108.52 Million | $99.09 Billion | -22.07pp |
| 2024-12-31 | 22.18% | $21.18 Billion | $95.50 Billion | -2.02pp |
| 2023-12-31 | 24.20% | $21.69 Billion | $89.62 Billion | +4.14pp |
| 2022-12-31 | 20.06% | $17.55 Billion | $87.48 Billion | -0.55pp |
| 2021-12-31 | 20.62% | $18.54 Billion | $89.95 Billion | -1.51pp |
| 2020-12-31 | 22.13% | $19.53 Billion | $88.24 Billion | +0.73pp |
| 2019-12-31 | 21.40% | $15.31 Billion | $71.56 Billion | -0.84pp |
| 2018-12-31 | 22.24% | $14.17 Billion | $63.74 Billion | -3.36pp |
| 2017-12-31 | 25.60% | $15.46 Billion | $60.39 Billion | +7.19pp |
| 2016-12-31 | 18.40% | $9.52 Billion | $51.72 Billion | +2.27pp |
| 2015-12-31 | 16.13% | $8.07 Billion | $50.00 Billion | -4.44pp |
| 2014-12-31 | 20.57% | $8.30 Billion | $40.37 Billion | +5.23pp |
| 2013-12-31 | 15.34% | $5.55 Billion | $36.18 Billion | +3.92pp |
| 2012-12-31 | 11.42% | $3.04 Billion | $26.60 Billion | -4.20pp |
| 2011-12-31 | 15.63% | $3.55 Billion | $22.71 Billion | -- |
About Intercorp Financial Services Inc
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment… Read more