Intercorp Financial Services Inc - Asset Resilience Ratio

Latest as of March 2026: 21.78%

Intercorp Financial Services Inc (IFS) has an Asset Resilience Ratio of 21.78% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Intercorp Financial Services Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$22.28 Billion

Cash + Short-term Investments

Total Assets

$102.29 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Intercorp Financial Services Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see IFS total asset value.

Liquid Assets Composition Over Time

This chart breaks down Intercorp Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Intercorp Financial Services Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$22.28 Billion	21.78%
Total Liquid Assets	$22.28 Billion	21.78%

Asset Resilience Insights

Good Liquidity Position: Intercorp Financial Services Inc maintains a healthy 21.78% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Intercorp Financial Services Inc Industry Peers by Asset Resilience Ratio

Compare Intercorp Financial Services Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Intercorp Financial Services Inc (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Intercorp Financial Services Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.11%	$108.52 Million	$99.09 Billion	-22.07pp
2024-12-31	22.18%	$21.18 Billion	$95.50 Billion	-2.02pp
2023-12-31	24.20%	$21.69 Billion	$89.62 Billion	+4.14pp
2022-12-31	20.06%	$17.55 Billion	$87.48 Billion	-0.55pp
2021-12-31	20.62%	$18.54 Billion	$89.95 Billion	-1.51pp
2020-12-31	22.13%	$19.53 Billion	$88.24 Billion	+0.73pp
2019-12-31	21.40%	$15.31 Billion	$71.56 Billion	-0.84pp
2018-12-31	22.24%	$14.17 Billion	$63.74 Billion	-3.36pp
2017-12-31	25.60%	$15.46 Billion	$60.39 Billion	+7.19pp
2016-12-31	18.40%	$9.52 Billion	$51.72 Billion	+2.27pp
2015-12-31	16.13%	$8.07 Billion	$50.00 Billion	-4.44pp
2014-12-31	20.57%	$8.30 Billion	$40.37 Billion	+5.23pp
2013-12-31	15.34%	$5.55 Billion	$36.18 Billion	+3.92pp
2012-12-31	11.42%	$3.04 Billion	$26.60 Billion	-4.20pp
2011-12-31	15.63%	$3.55 Billion	$22.71 Billion	--

pp = percentage points

About Intercorp Financial Services Inc

NYSE:IFS USA Banks - Regional

Market Cap

$6.08 Billion

Market Cap Rank

#3154 Global

#1108 in USA

Share Price

$54.77

Change (1 day)

+1.03%

52-Week Range

$38.50 - $60.68

All Time High

$60.68