Loandepot Inc Asset Resilience Ratio
Loandepot Inc asset resilience ratio. Loandepot Inc (LDI) has an Asset Resilience Ratio of 4.92% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of Loandepot Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Loandepot Inc (2018–2025)
Asset resilience ratio of Loandepot Inc from 2018 to 2025. This chart shows how Loandepot Inc's Asset Resilience Ratio has changed over time. Read Loandepot Inc (LDI) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Loandepot Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Loandepot Inc asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $337.23 Million | 4.92% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $337.23 Million | 4.92% |
Asset Resilience Insights
- Limited Liquidity: Loandepot Inc maintains only 4.92% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Loandepot Inc Industry Peers by Asset Resilience Ratio
Compare Loandepot Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Income Opportunity Realty Investors
NYSE MKT:IOR |
Mortgage Finance | 0.00% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.61% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
Loandepot Inc Asset Resilience Ratio by Year (2018–2025)
Loandepot Inc asset resilience ratio by year from 2018 to 2025. The table below shows the annual Asset Resilience Ratio data for Loandepot Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.92% | $337.23 Million | $6.86 Billion | -1.73pp |
| 2024-12-31 | 6.65% | $421.58 Million | $6.34 Billion | -4.10pp |
| 2023-12-31 | 10.74% | $660.71 Million | $6.15 Billion | -1.72pp |
| 2022-12-31 | 12.46% | $884.37 Million | $7.10 Billion | +8.74pp |
| 2021-12-31 | 3.72% | $438.12 Million | $11.78 Billion | +1.11pp |
| 2020-12-31 | 2.61% | $284.22 Million | $10.89 Billion | +1.13pp |
| 2019-12-31 | 1.48% | $73.30 Million | $4.95 Billion | -1.60pp |
| 2018-12-31 | 3.08% | $105.69 Million | $3.44 Billion | -- |
About Loandepot Inc
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate service… Read more