Loandepot Inc - Asset Resilience Ratio
Loandepot Inc (LDI) has an Asset Resilience Ratio of 7.35% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Loandepot Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2024)
This chart shows how Loandepot Inc's Asset Resilience Ratio has changed over time. See Loandepot Inc (LDI) net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Loandepot Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Loandepot Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $459.16 Million | 7.35% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $459.16 Million | 7.35% |
Asset Resilience Insights
- Limited Liquidity: Loandepot Inc maintains only 7.35% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Loandepot Inc Industry Peers by Asset Resilience Ratio
Compare Loandepot Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.05% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 0.00% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
Annual Asset Resilience Ratio for Loandepot Inc (2018–2024)
The table below shows the annual Asset Resilience Ratio data for Loandepot Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 6.65% | $421.58 Million | $6.34 Billion | -4.10pp |
| 2023-12-31 | 10.74% | $660.71 Million | $6.15 Billion | -1.72pp |
| 2022-12-31 | 12.46% | $884.37 Million | $7.10 Billion | +8.74pp |
| 2021-12-31 | 3.72% | $438.12 Million | $11.78 Billion | +1.11pp |
| 2020-12-31 | 2.61% | $284.22 Million | $10.89 Billion | +1.13pp |
| 2019-12-31 | 1.48% | $73.30 Million | $4.95 Billion | -1.60pp |
| 2018-12-31 | 3.08% | $105.69 Million | $3.44 Billion | -- |
About Loandepot Inc
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides settlement services, which include captive title and escrow business; real estate services… Read more