Lemonade Inc Asset Resilience Ratio
Lemonade Inc asset resilience ratio. Lemonade Inc (LMND) has an Asset Resilience Ratio of 9.56% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Lemonade Inc defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Lemonade Inc (2017–2025)
Asset resilience ratio of Lemonade Inc from 2017 to 2025. This chart shows how Lemonade Inc's Asset Resilience Ratio has changed over time. Read Lemonade Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Lemonade Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see LMND current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $192.30 Million | 9.56% |
| Total Liquid Assets | $192.30 Million | 9.56% |
Asset Resilience Insights
- Limited Liquidity: Lemonade Inc maintains only 9.56% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lemonade Inc Industry Peers by Asset Resilience Ratio
Compare Lemonade Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.65% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 57.21% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.32% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Turkiye Sigorta AS
IS:TURSG |
Insurance - Property & Casualty | 51.38% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
Lemonade Inc Asset Resilience Ratio by Year (2017–2025)
Lemonade Inc asset resilience ratio by year from 2017 to 2025. The table below shows the annual Asset Resilience Ratio data for Lemonade Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 37.54% | $722.90 Million | $1.93 Billion | +3.20pp |
| 2024-12-31 | 34.34% | $634.90 Million | $1.85 Billion | +11.13pp |
| 2023-12-31 | 23.20% | $301.30 Million | $1.30 Billion | -21.16pp |
| 2022-12-31 | 44.37% | $750.10 Million | $1.69 Billion | -8.72pp |
| 2021-12-31 | 53.08% | $801.80 Million | $1.51 Billion | +52.29pp |
| 2020-12-31 | 0.80% | $6.60 Million | $828.70 Million | -13.83pp |
| 2019-12-31 | 14.63% | $60.60 Million | $414.30 Million | +8.65pp |
| 2018-12-31 | 5.98% | $9.20 Million | $153.80 Million | -26.36pp |
| 2017-12-31 | 32.35% | $13.10 Million | $40.50 Million | -- |
About Lemonade Inc
Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident o… Read more