MGIC Investment Corp - Asset Resilience Ratio
MGIC Investment Corp (MTG) has an Asset Resilience Ratio of 87.35% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MGIC Investment Corp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how MGIC Investment Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see MGIC Investment Corp asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down MGIC Investment Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of MGIC Investment Corp to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.70 Billion | 87.35% |
| Total Liquid Assets | $5.70 Billion | 87.35% |
Asset Resilience Insights
- Very High Liquidity: MGIC Investment Corp maintains exceptional liquid asset reserves at 87.35% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
MGIC Investment Corp Industry Peers by Asset Resilience Ratio
Compare MGIC Investment Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 8.20% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 30.84% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.03% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 15.79% |
Annual Asset Resilience Ratio for MGIC Investment Corp (1996–2025)
The table below shows the annual Asset Resilience Ratio data for MGIC Investment Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 92.78% | $6.16 Billion | $6.64 Billion | -0.10pp |
| 2024-12-31 | 92.88% | $6.08 Billion | $6.55 Billion | -0.21pp |
| 2023-12-31 | 93.09% | $6.09 Billion | $6.54 Billion | +0.76pp |
| 2022-12-31 | 92.33% | $5.74 Billion | $6.21 Billion | -1.49pp |
| 2021-12-31 | 93.82% | $6.87 Billion | $7.33 Billion | -0.67pp |
| 2020-12-31 | 94.49% | $6.95 Billion | $7.35 Billion | -0.21pp |
| 2019-12-31 | 94.71% | $5.90 Billion | $6.23 Billion | +1.17pp |
| 2018-12-31 | 93.54% | $5.31 Billion | $5.68 Billion | +2.95pp |
| 2017-12-31 | 90.58% | $5.09 Billion | $5.62 Billion | +6.05pp |
| 2016-12-31 | 84.54% | $4.85 Billion | $5.73 Billion | +5.22pp |
| 2015-12-31 | 79.31% | $4.66 Billion | $5.88 Billion | -8.27pp |
| 2014-12-31 | 87.59% | $4.61 Billion | $5.27 Billion | +0.70pp |
| 2013-12-31 | 86.89% | $4.87 Billion | $5.60 Billion | +11.00pp |
| 2012-12-31 | 75.89% | $4.23 Billion | $5.57 Billion | -4.81pp |
| 2011-12-31 | 80.70% | $5.82 Billion | $7.22 Billion | +0.79pp |
| 2010-12-31 | 79.91% | $7.46 Billion | $9.33 Billion | +77.92pp |
| 2009-12-31 | 1.99% | $187.16 Million | $9.40 Billion | +1.23pp |
| 2008-12-31 | 0.76% | $69.90 Million | $9.15 Billion | -1.40pp |
| 2007-12-31 | 2.16% | $166.88 Million | $7.72 Billion | -0.56pp |
| 2006-12-31 | 2.72% | $180.25 Million | $6.62 Billion | -0.28pp |
| 2005-12-31 | 3.00% | $190.64 Million | $6.36 Billion | +0.43pp |
| 2004-12-31 | 2.56% | $163.64 Million | $6.38 Billion | +0.24pp |
| 2003-12-31 | 2.33% | $137.73 Million | $5.92 Billion | +0.40pp |
| 2002-12-31 | 1.93% | $102.23 Million | $5.30 Billion | -1.57pp |
| 2001-12-31 | 3.50% | $159.96 Million | $4.57 Billion | -0.43pp |
| 2000-12-31 | 3.93% | $151.59 Million | $3.86 Billion | +0.46pp |
| 1999-12-31 | 3.47% | $107.75 Million | $3.10 Billion | -2.17pp |
| 1998-12-31 | 5.65% | $172.21 Million | $3.05 Billion | +1.26pp |
| 1997-12-31 | 4.38% | $114.73 Million | $2.62 Billion | -1.92pp |
| 1996-12-31 | 6.30% | $140.11 Million | $2.22 Billion | -- |
About MGIC Investment Corp
MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, an… Read more