National Bank Holdings Corporation - Asset Resilience Ratio

Latest as of March 2026: 4.80%

National Bank Holdings Corporation (NBHC) has an Asset Resilience Ratio of 4.80% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check NBHC PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$605.17 Million

Cash + Short-term Investments

Total Assets

$12.61 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2025)

This chart shows how National Bank Holdings Corporation's Asset Resilience Ratio has changed over time. See how leveraged is National Bank Holdings Corporation's balance sheet to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down National Bank Holdings Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is National Bank Holdings Corporation worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$605.17 Million	4.8%
Total Liquid Assets	$605.17 Million	4.80%

Asset Resilience Insights

Limited Liquidity: National Bank Holdings Corporation maintains only 4.80% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

National Bank Holdings Corporation Industry Peers by Asset Resilience Ratio

Compare National Bank Holdings Corporation's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for National Bank Holdings Corporation (2010–2025)

The table below shows the annual Asset Resilience Ratio data for National Bank Holdings Corporation.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	5.35%	$528.64 Million	$9.88 Billion	-0.03pp
2024-12-31	5.38%	$527.55 Million	$9.81 Billion	-0.94pp
2023-12-31	6.32%	$628.83 Million	$9.95 Billion	-1.06pp
2022-12-31	7.38%	$706.29 Million	$9.57 Billion	-2.21pp
2021-12-31	9.59%	$691.85 Million	$7.21 Billion	-0.35pp
2020-12-31	9.94%	$661.96 Million	$6.66 Billion	-0.89pp
2019-12-31	10.83%	$638.25 Million	$5.90 Billion	-3.11pp
2018-12-31	13.94%	$791.10 Million	$5.68 Billion	-3.72pp
2017-12-31	17.66%	$855.35 Million	$4.84 Billion	-1.68pp
2016-12-31	19.34%	$884.23 Million	$4.57 Billion	-5.37pp
2015-12-31	24.71%	$1.16 Billion	$4.68 Billion	-5.98pp
2014-12-31	30.69%	$1.48 Billion	$4.82 Billion	-5.64pp
2013-12-31	36.33%	$1.79 Billion	$4.91 Billion	+4.58pp
2012-12-31	31.75%	$1.72 Billion	$5.41 Billion	+2.43pp
2011-12-31	29.32%	$1.86 Billion	$6.35 Billion	-6.77pp
2010-12-31	36.10%	$1.84 Billion	$5.11 Billion	--

pp = percentage points

About National Bank Holdings Corporation

NYSE:NBHC USA Banks - Regional

Market Cap

$1.92 Billion

Market Cap Rank

#6516 Global

#1981 in USA

Share Price

$42.82

Change (1 day)

+1.90%

52-Week Range

$35.59 - $43.74

All Time High

$50.93