National Bank Holdings Corporation - Asset Resilience Ratio

Latest as of June 2026: 11.46%

National Bank Holdings Corporation (NBHC) has an Asset Resilience Ratio of 11.46% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See National Bank Holdings Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$1.44 Billion

Cash + Short-term Investments

Total Assets

$12.59 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2025)

This chart shows how National Bank Holdings Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see NBHC total asset value.

Liquid Assets Composition Over Time

This chart breaks down National Bank Holdings Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore NBHC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.44 Billion	11.46%
Total Liquid Assets	$1.44 Billion	11.46%

Asset Resilience Insights

Moderate Liquidity: National Bank Holdings Corporation has 11.46% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

National Bank Holdings Corporation Industry Peers by Asset Resilience Ratio

Compare National Bank Holdings Corporation's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for National Bank Holdings Corporation (2010–2025)

The table below shows the annual Asset Resilience Ratio data for National Bank Holdings Corporation.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	5.35%	$528.64 Million	$9.88 Billion	-0.03pp
2024-12-31	5.38%	$527.55 Million	$9.81 Billion	-0.94pp
2023-12-31	6.32%	$628.83 Million	$9.95 Billion	-1.06pp
2022-12-31	7.38%	$706.29 Million	$9.57 Billion	-2.21pp
2021-12-31	9.59%	$691.85 Million	$7.21 Billion	-0.35pp
2020-12-31	9.94%	$661.96 Million	$6.66 Billion	-0.89pp
2019-12-31	10.83%	$638.25 Million	$5.90 Billion	-3.11pp
2018-12-31	13.94%	$791.10 Million	$5.68 Billion	-3.72pp
2017-12-31	17.66%	$855.35 Million	$4.84 Billion	-1.68pp
2016-12-31	19.34%	$884.23 Million	$4.57 Billion	-5.37pp
2015-12-31	24.71%	$1.16 Billion	$4.68 Billion	-5.98pp
2014-12-31	30.69%	$1.48 Billion	$4.82 Billion	-5.64pp
2013-12-31	36.33%	$1.79 Billion	$4.91 Billion	+4.58pp
2012-12-31	31.75%	$1.72 Billion	$5.41 Billion	+2.43pp
2011-12-31	29.32%	$1.86 Billion	$6.35 Billion	-6.77pp
2010-12-31	36.10%	$1.84 Billion	$5.11 Billion	--

pp = percentage points

About National Bank Holdings Corporation

NYSE:NBHC USA Banks - Regional

Market Cap

$1.84 Billion

Market Cap Rank

#6479 Global

#2045 in USA

Share Price

$41.31

Change (1 day)

-0.86%

52-Week Range

$35.59 - $47.08

All Time High

$50.93