Bank of N.T. Butterfield & Son Ltd - Asset Resilience Ratio
Bank of N.T. Butterfield & Son Ltd (NTB) has an Asset Resilience Ratio of 23.88% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Bank of N.T. Butterfield & Son Ltd carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2024)
This chart shows how Bank of N.T. Butterfield & Son Ltd's Asset Resilience Ratio has changed over time. See NTB total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank of N.T. Butterfield & Son Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank of N.T. Butterfield & Son Ltd stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.36 Billion | 23.88% |
| Total Liquid Assets | $3.36 Billion | 23.88% |
Asset Resilience Insights
- Good Liquidity Position: Bank of N.T. Butterfield & Son Ltd maintains a healthy 23.88% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Bank of N.T. Butterfield & Son Ltd Industry Peers by Asset Resilience Ratio
Compare Bank of N.T. Butterfield & Son Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ING Groep N.V
F:INNA |
Banks - Diversified | 5.07% |
|
Barclays PLC
LSE:BARC |
Banks - Diversified | 28.91% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
Annual Asset Resilience Ratio for Bank of N.T. Butterfield & Son Ltd (1999–2024)
The table below shows the annual Asset Resilience Ratio data for Bank of N.T. Butterfield & Son Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 18.75% | $2.67 Billion | $14.23 Billion | +13.97pp |
| 2023-12-31 | 4.78% | $639.13 Million | $13.37 Billion | -1.40pp |
| 2022-12-31 | 6.18% | $884.00 Million | $14.31 Billion | -1.64pp |
| 2021-12-31 | 7.82% | $1.20 Billion | $15.34 Billion | +2.23pp |
| 2020-12-31 | 5.58% | $823.00 Million | $14.74 Billion | -3.16pp |
| 2019-12-31 | 8.75% | $1.22 Billion | $13.92 Billion | +8.27pp |
| 2018-12-31 | 0.48% | $52.00 Million | $10.77 Billion | -1.84pp |
| 2017-12-31 | 2.32% | $250.00 Million | $10.78 Billion | -2.36pp |
| 2016-12-31 | 4.68% | $520.00 Million | $11.10 Billion | -20.73pp |
| 2015-12-31 | 25.41% | $2.61 Billion | $10.28 Billion | -1.25pp |
| 2014-12-31 | 26.66% | $2.63 Billion | $9.86 Billion | +25.49pp |
| 2013-12-31 | 1.17% | $104.13 Million | $8.87 Billion | -5.40pp |
| 2012-12-31 | 6.58% | $580.85 Million | $8.83 Billion | +2.14pp |
| 2011-12-31 | 4.43% | $391.31 Million | $8.82 Billion | -26.52pp |
| 2010-12-31 | 30.95% | $2.98 Billion | $9.62 Billion | +4.87pp |
| 2009-12-31 | 26.09% | $2.50 Billion | $9.59 Billion | +0.91pp |
| 2008-12-31 | 25.17% | $2.75 Billion | $10.91 Billion | -3.36pp |
| 2007-12-31 | 28.53% | $3.40 Billion | $11.91 Billion | -6.17pp |
| 2006-12-31 | 34.70% | $3.86 Billion | $11.13 Billion | +5.40pp |
| 2005-12-31 | 29.30% | $2.70 Billion | $9.20 Billion | +3.44pp |
| 2004-12-31 | 25.87% | $2.23 Billion | $8.63 Billion | -13.13pp |
| 2003-12-31 | 39.00% | $3.00 Billion | $7.68 Billion | +6.94pp |
| 2002-12-31 | 32.06% | $1.93 Billion | $6.01 Billion | -2.53pp |
| 2001-12-31 | 34.59% | $1.98 Billion | $5.74 Billion | +3.74pp |
| 2000-12-31 | 30.85% | $1.60 Billion | $5.20 Billion | +0.58pp |
| 1999-12-31 | 30.27% | $1.45 Billion | $4.79 Billion | -- |
About Bank of N.T. Butterfield & Son Ltd
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company accepts retail and corporate checking, savings, term, and interest bearing and non-interest-bearing deposits. Its lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit c… Read more