Natwest Group PLC - Asset Resilience Ratio
Natwest Group PLC (NWG) has an Asset Resilience Ratio of 2.43% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Natwest Group PLC's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Natwest Group PLC's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Natwest Group PLC.
Liquid Assets Composition Over Time
This chart breaks down Natwest Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Natwest Group PLC long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $18.09 Billion | 2.43% |
| Total Liquid Assets | $18.09 Billion | 2.43% |
Asset Resilience Insights
- Limited Liquidity: Natwest Group PLC maintains only 2.43% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Natwest Group PLC Industry Peers by Asset Resilience Ratio
Compare Natwest Group PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Natwest Group PLC (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Natwest Group PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.80% | $12.88 Billion | $714.55 Billion | -0.16pp |
| 2024-12-31 | 1.96% | $13.88 Billion | $707.99 Billion | +0.23pp |
| 2023-12-31 | 1.73% | $11.95 Billion | $692.67 Billion | +1.69pp |
| 2022-12-31 | 0.03% | $229.00 Million | $720.05 Billion | +0.02pp |
| 2021-12-31 | 0.01% | $67.00 Million | $781.99 Billion | -0.01pp |
| 2020-12-31 | 0.02% | $148.00 Million | $799.49 Billion | +0.01pp |
| 2019-12-31 | 0.01% | $50.00 Million | $723.04 Billion | +7.80pp |
| 2018-12-31 | -7.79% | $-54.09 Billion | $694.24 Billion | -7.93pp |
| 2017-12-31 | 0.14% | $1.02 Billion | $738.06 Billion | +0.04pp |
| 2016-12-31 | 0.10% | $781.00 Million | $798.66 Billion | +0.06pp |
| 2009-12-31 | 0.03% | $570.00 Million | $1.70 Trillion | +0.01pp |
| 2008-12-31 | 0.03% | $570.00 Million | $2.22 Trillion | +0.58pp |
| 2003-12-31 | -0.55% | $-2.50 Billion | $454.43 Billion | -- |
About Natwest Group PLC
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lend… Read more