OneMain Holdings Inc Asset Resilience Ratio
OneMain Holdings Inc asset resilience ratio. OneMain Holdings Inc (OMF) has an Asset Resilience Ratio of 6.01% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See OneMain Holdings Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of OneMain Holdings Inc (2000–2025)
Asset resilience ratio of OneMain Holdings Inc from 2000 to 2025. This chart shows how OneMain Holdings Inc's Asset Resilience Ratio has changed over time. Read OMF current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down OneMain Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see OneMain Holdings Inc (OMF) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.65 Billion | 6.01% |
| Total Liquid Assets | $1.65 Billion | 6.01% |
Asset Resilience Insights
- Limited Liquidity: OneMain Holdings Inc maintains only 6.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OneMain Holdings Inc Industry Peers by Asset Resilience Ratio
Compare OneMain Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
OneMain Holdings Inc Asset Resilience Ratio by Year (2000–2025)
OneMain Holdings Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for OneMain Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.87% | $1.33 Billion | $27.39 Billion | -2.83pp |
| 2024-12-31 | 7.71% | $2.00 Billion | $25.91 Billion | -3.25pp |
| 2023-12-31 | 10.95% | $2.66 Billion | $24.29 Billion | +6.47pp |
| 2022-12-31 | 4.49% | $1.01 Billion | $22.53 Billion | -0.11pp |
| 2021-12-31 | 4.60% | $1.02 Billion | $22.08 Billion | -6.19pp |
| 2020-12-31 | 10.79% | $2.42 Billion | $22.47 Billion | +2.85pp |
| 2019-12-31 | 7.94% | $1.81 Billion | $22.82 Billion | +2.19pp |
| 2018-12-31 | 5.75% | $1.16 Billion | $20.09 Billion | -1.93pp |
| 2017-12-31 | 7.68% | $1.49 Billion | $19.43 Billion | +1.75pp |
| 2016-12-31 | 5.94% | $1.08 Billion | $18.12 Billion | -2.87pp |
| 2015-12-31 | 8.81% | $1.87 Billion | $21.19 Billion | -17.73pp |
| 2014-12-31 | 26.54% | $2.93 Billion | $11.06 Billion | +22.76pp |
| 2013-12-31 | 3.78% | $582.09 Million | $15.40 Billion | +2.70pp |
| 2012-12-31 | 1.08% | $157.84 Million | $14.67 Billion | +0.65pp |
| 2011-12-31 | 0.43% | $66.30 Million | $15.49 Billion | -1.48pp |
| 2010-12-31 | 1.91% | $325.78 Million | $17.09 Billion | +1.87pp |
| 2009-12-31 | 0.03% | $6.90 Million | $21.71 Billion | -0.01pp |
| 2008-12-31 | 0.05% | $12.04 Million | $26.55 Billion | -0.01pp |
| 2007-12-31 | 0.05% | $16.59 Million | $30.62 Billion | -0.07pp |
| 2006-12-31 | 0.12% | $33.38 Million | $27.77 Billion | +0.09pp |
| 2005-12-31 | 0.03% | $7.29 Million | $25.80 Billion | -0.20pp |
| 2004-12-31 | 0.22% | $49.81 Million | $22.24 Billion | +0.09pp |
| 2003-12-31 | 0.13% | $22.52 Million | $17.01 Billion | -0.02pp |
| 2002-12-31 | 0.15% | $23.71 Million | $15.48 Billion | -0.18pp |
| 2001-12-31 | 0.33% | $45.26 Million | $13.53 Billion | +0.23pp |
| 2000-12-31 | 0.10% | $13.62 Million | $13.41 Billion | -- |
About OneMain Holdings Inc
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntar… Read more