Prosperity Bancshares Inc Asset Resilience Ratio
Prosperity Bancshares Inc asset resilience ratio. Prosperity Bancshares Inc (PB) has an Asset Resilience Ratio of 26.30% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PB defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Prosperity Bancshares Inc (2000–2025)
Asset resilience ratio of Prosperity Bancshares Inc from 2000 to 2025. This chart shows how Prosperity Bancshares Inc's Asset Resilience Ratio has changed over time. Read Prosperity Bancshares Inc (PB) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Prosperity Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Prosperity Bancshares Inc's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $11.47 Billion | 26.3% |
| Total Liquid Assets | $11.47 Billion | 26.30% |
Asset Resilience Insights
- Very High Liquidity: Prosperity Bancshares Inc maintains exceptional liquid asset reserves at 26.30% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Prosperity Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Prosperity Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Prosperity Bancshares Inc Asset Resilience Ratio by Year (2000–2025)
Prosperity Bancshares Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Prosperity Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 27.38% | $10.53 Billion | $38.46 Billion | -0.36pp |
| 2024-12-31 | 27.74% | $10.98 Billion | $39.57 Billion | +26.60pp |
| 2023-12-31 | 1.14% | $438.59 Million | $38.55 Billion | -0.07pp |
| 2022-12-31 | 1.21% | $456.50 Million | $37.69 Billion | -0.15pp |
| 2021-12-31 | 1.36% | $514.93 Million | $37.83 Billion | -0.55pp |
| 2020-12-31 | 1.91% | $651.51 Million | $34.06 Billion | +1.02pp |
| 2019-12-31 | 0.89% | $287.66 Million | $32.19 Billion | +0.52pp |
| 2018-12-31 | 0.37% | $84.16 Million | $22.69 Billion | -0.59pp |
| 2017-12-31 | 0.96% | $217.87 Million | $22.59 Billion | -0.03pp |
| 2016-12-31 | 0.99% | $221.18 Million | $22.33 Billion | +0.52pp |
| 2015-12-31 | 0.47% | $103.06 Million | $22.04 Billion | -0.21pp |
| 2014-12-31 | 0.68% | $145.40 Million | $21.51 Billion | -0.17pp |
| 2013-12-31 | 0.84% | $157.48 Million | $18.64 Billion | -0.71pp |
| 2012-12-31 | 1.55% | $226.67 Million | $14.58 Billion | -1.73pp |
| 2011-12-31 | 3.28% | $322.32 Million | $9.82 Billion | -1.24pp |
| 2010-12-31 | 4.52% | $428.55 Million | $9.48 Billion | -2.25pp |
| 2009-12-31 | 6.77% | $599.50 Million | $8.85 Billion | -2.23pp |
| 2008-12-31 | 9.01% | $817.24 Million | $9.07 Billion | +4.92pp |
| 2007-12-31 | 4.09% | $260.44 Million | $6.37 Billion | -5.38pp |
| 2006-12-31 | 9.47% | $434.33 Million | $4.59 Billion | -1.97pp |
| 2005-12-31 | 11.44% | $410.36 Million | $3.59 Billion | +4.86pp |
| 2004-12-31 | 6.59% | $177.68 Million | $2.70 Billion | -4.40pp |
| 2003-12-31 | 10.99% | $263.65 Million | $2.40 Billion | +10.20pp |
| 2002-12-31 | 0.80% | $14.49 Million | $1.82 Billion | +0.72pp |
| 2001-12-31 | 0.07% | $913.00K | $1.26 Billion | -1.22pp |
| 2000-12-31 | 1.30% | $14.87 Million | $1.15 Billion | -- |
About Prosperity Bancshares Inc
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commer… Read more